BANDHAN Conservative Hybrid Fund
NAV
₹37.49
as of 21 Aug 2026
BANDHAN Conservative Hybrid Fund is an open-ended Conservative Hybrid Fund scheme from Bandhan Mutual Fund managing ₹96 crore (as of 30 Jun 2026). Its Direct-plan NAV is ₹37.49 as of 21 Aug 2026. The expense ratio is 0.82% a year. Managed by Harshal Joshi. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.82% / yr
- as of 30 Jun 2026
- Fund size
- ₹96 crore
- as of 30 Jun 2026
- Exit load
- 0.25%
- SIP available
- Yes
- Launched
- 25 Feb 2010
- ISIN
- INF194K015B9
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Conservative Benchmark
BANDHAN Conservative Hybrid Fund
₹136
+36% on ₹100 over 5.0 yrs
Conservative Hybrid Fund average
₹148
+48% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 3.76% | 2.91% | +0.85 |
| 6 months | 2.06% | 2.19% | -0.13 |
| 1 year | 4.97% | 4.53% | +0.44 |
| 3 years (CAGR) | 7.90% | 8.62% | -0.72 |
| 5 years (CAGR) | 6.36% | 8.35% | -1.99 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 0.1%
- Median
- 6.8%
- Best
- 15.4%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.5%
- Median
- 7.8%
- Best
- 9.4%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Nov 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.30
- Sharpe ratio (5Y)
- 0.16
- Sortino ratio (3Y)
- 0.42 vs category 0.47
- Standard deviation (3Y)
- 4.41%
- Beta (3Y)
- 1.12
- Alpha (3Y)
- -0.27%
- Deepest fall (5Y)
- -3.33%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-3.3%
Right now
-0.5% below peak
Ahead of its benchmark in 50% of months (window: 3y, monthly) — benchmark: Hybrid Conservative Benchmark, name shown only.
Where the money actually is
Equity
24.4%
Bonds
61.8%
Cash
13.2%
Other
0.5%
Whole-portfolio split, as of 15 Jul 2026. The size split below covers only the equity slice of this.
What it owns
28 positions · top 10 = 61.3%
Market-cap mix (equity sleeve)
Large 22.8%Mid 1.6%Other 75.5%
as of 15 Jul 2026
Holdings by sector
- Consumer Cyclical7.0%
- Financial Services3.2%
- Technology1.6%
- Consumer Defensive0.9%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 15 Jul 2026. Portfolio turnover 72.1% vs category 118.8% a year.
Other top holdings
- Bandhan Nifty 50 ETF11.72%
- 7.3% Govt Stock 2053matures 19 Jun 20538.20%
- Triparty Repo Trp_1607266.06%
- 8.57% Rajasthan Sdl 2028matures 11 Jul 20285.35%
- Rural Electrification Corporation Limitedmatures 31 Mar 20285.22%
- Godrej Industries Limitedmatures 27 Aug 20275.20%
- National Bank For Agriculture And Rural Developmentmatures 30 Sep 20275.20%
- LIC Housing Finance Ltdmatures 23 Nov 20275.19%
- Bajaj Housing Finance Limitedmatures 16 Oct 20285.12%
- Small Industries Development Bank Of Indiamatures 25 Oct 20285.10%
The debt it holds (debt sleeve)
- Yield to maturity
- 7.04% vs category 7.16%
- Modified duration
- 2.36 yrs vs category 4.16 yrs
- Average maturity
- 4.19 yrs vs category 7.01 yrs
- Average coupon
- 7.83%
- Government securities
- 22.7%
Credit quality
- AAA
- 79.8%
- AA
- 20.2%
- Not rated
- 0.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 15 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹21 cr
- Net flow, 3 months
- −₹2 cr
as of 30 Jun 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANDHAN Conservative Hybrid Fund?
- ₹37.49 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANDHAN Conservative Hybrid Fund?
- 0.82% a year for the Direct plan, as of 30 Jun 2026.
- How large is BANDHAN Conservative Hybrid Fund?
- ₹96 crore under management as of 30 Jun 2026, in the Conservative Hybrid Fund category.
- How risky is BANDHAN Conservative Hybrid Fund?
- Its SEBI Riskometer reading is "Moderately High Risk". Mostly debt with a measured equity slice for growth.
- What are the 5-year returns of BANDHAN Conservative Hybrid Fund?
- 6.36% a year over the last 5 years (Direct plan, CAGR), against a Conservative Hybrid Fund average of 8.35%. Past returns do not predict future returns.
- What is the worst 3-year return of BANDHAN Conservative Hybrid Fund?
- 6.5% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Nov 2021. The median was 7.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages BANDHAN Conservative Hybrid Fund?
- Harshal Joshi, managing this fund for 5 years.
Where this fund sits
Its shelf, all funds
Ch · Conservative hybrid →
Mostly debt with a measured equity slice for growth.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Conservative Hybrid Fund funds
- SBI CONSERVATIVE HYBRID FUND₹10,210 crore
- Parag Parikh Conservative Hybrid Fund₹3,473 crore
- ICICI Prudential Regular Savings Fund₹3,356 crore
- HDFC Hybrid Debt Fund₹3,245 crore
- DSP Regular Savings Fund₹180 crore
- HSBC Conservative Hybrid Fund₹154 crore
- LIC MF Conservative Hybrid Fund₹47 crore
- Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund₹19 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Conservative Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.