Financial Planning
Financial Planning
Build a plan that fits your life – emergency funds, goals, risk, and the order you should do things.
Emergency Fund: How Much Do Indian Families Actually Need?
The generic 6× salary rule breaks for Indian households. Here's how to size an emergency fund by real monthly expenses, family structure, and risk.
Goal-Based Planning 101: Turning Life Into Numbers
Why product-first investing fails, and how to build a plan around five concrete goals – emergency fund, retirement, education, home, lifestyle – with real numeric targets.
Run the numbers
Calculators that pair with these guides.
FIRE
Financial Independence, Retire Early – for Indian families. Compute the corpus you need, the monthly SIP to get there, and your FIRE age. Adjusted for 6–7% Indian inflation, not US 3%.
CalculateSIP
Estimate the future value of a monthly mutual-fund SIP in India. Plug in your SIP amount, expected return (8–12% historical equity), and horizon to see the corpus and gain split.
CalculateCrorepati
How much monthly SIP do you need to reach ₹1 crore (or any target corpus) in your time horizon? Backsolves the SIP for Indian equity, debt, and hybrid mutual funds at your expected rate of return.
CalculateOld vs New Regime
Compare your tax liability under India's old and new tax regimes for FY 2025-26. Inputs: salary, HRA, 80C, 80D, home-loan interest, NPS. Picks the regime that saves you the most rupees.
Calculate