Family Net Worth Calculator: Assets Minus Loans
Add each family member's assets and loans to see your household net worth. Nothing you type is saved or sent anywhere.
What you type stays on this page. It isn't saved or sent anywhere, so it clears when you leave.
Household net worth
₹0
₹0 owned minus ₹0 owed. Loans are 0% of what the family owns.
- You₹0
- Spouse or partner₹0
See this beside everything your family owns
Family net worth in one view: mutual funds and the other investments you connect, with every rupee you invest linked to a goal.
Free to download · advisory ₹999 a year · SEBI-registered Investment Adviser (INA000022172)
How to use the Family net worth calculator
Add up what each family member owns and owes to see the household's position on one date.
- List what each person ownsUse today's value: current NAV for funds, the passbook balance for PF and PPF, and a realistic sale value for property.
- List what each person owesUse the outstanding balance on each loan and card, not the original amount.
- Add family membersAdd parents or children if your plans include their money.
- Read the resultSee net worth by person and for the household.
Why add it up for the family, not just yourself
Most households share goals such as a home, children's education and parents' care, but the money sits in different names. Adding it up shows what the family actually has, and how much of it is tied up in things that are hard to sell, like property and gold.
For a worked example with sample figures, read how to calculate your net worth in our guides.
How often to update it
Once or twice a year is enough for most families, or after a big event such as a new loan, a bonus or a parent's retirement. Checking too often turns a slow-moving number into noise.
This calculator is educational and uses the inputs shown. Read the related terms in the nyvo money glossary and consider regulated advice for decisions that depend on your full finances.
Frequently asked questions
How do I calculate my family's net worth?
Add all family members' assets at current value and subtract all their loans and dues. Net worth is everything the family owns minus everything it owes.
Should I include my house?
Include it for total net worth, and also look at the figure without it, because you usually can't spend the home you live in on a goal.
Is what I type saved?
No. The figures stay on this page and aren't stored or sent anywhere, so they clear when you leave.
How is net worth different from income?
Income is what you earn over a period. Net worth is what you have at a point in time.
Read more on this
- CAS Statement: How to Download Your Consolidated Account StatementA Consolidated Account Statement lists your mutual fund folios across fund houses in one PDF. How to request it from CAMS or KFintech, and when NSDL or CDSL send one.
- How to Calculate Your Net WorthNet worth is your total assets minus total liabilities. What counts on each side, a worked illustrative example you can copy, and why the trend matters more than the single number.
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OpenCalculators are educational estimates, not guarantees or personalised recommendations. Investment in securities markets is subject to market risk. Past performance does not guarantee future returns. Verify current product, tax and regulatory information before acting.