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All issues
34 issues
3 September 2026
An IPO Party, But a Stock Market Hangover
India raised 69% of the year's IPO money in two months while the Nifty sat 9.6% lower. Hong Kong is doing the same thing. A 2005 paper explains why a booming market for new shares and a flat one for existing shares is not the contradiction it looks like.
27 August 2026
Two Philosophies of Asset Allocation – and What Works Best in India
Ray Dalio built a portfolio for every phase of the economy. Chris Cole thinks the thing that saved Dalio's portfolio may not save the next one. Both approaches, in plain English, and what each would look like for an Indian investor.
21 August 2026
The Fund Category That Promised Everything and Explained Nothing
₹21,000 crore rushed into income plus arbitrage funds on a promise of equity-style tax and debt-style calm – then roughly ₹2,000 crore left. Nothing about the mandate changed; the promise met the portfolio.
13 August 2026
The Cost of Global Investing: You Pay Going Out. You Pay Coming Back.
Forex markup, wire fees, brokerage and TCS are charged on the way out and again on the way back. Following ₹2 lakh through the full round trip shows what a foreign investment has to earn before it has earned anything.
7 August 2026
REITs Just Had Their Biggest Week in Years. India’s First REIT Fund Missed the Cut.
In seven days, Parliament cut the tax on Indian REITs and SEBI moved to sell them to the world. In the middle of it, Edelweiss launched a fund to sell them to you – the one product of the three that leaves you taxed worse.
9 July 2026
The Mystery of Why PSUs Trade for Less Than They're Worth
Indian PSUs often trade below what the numbers suggest they're worth. The real reason isn't just weak management – it's a control penalty the market charges when the State decides how the cash is used and minority shareholders sit second in the queue.
9 July 2026
Investment Scams in India 2026: How to Spot One Before It Empties Your Account
Spot digital arrest calls, fake trading apps, deepfake stock tips, and adviser impersonation. Verify before paying and know what to do in the first hour.
9 July 2026
Income Tax Act 2025: What Actually Changes for Your Money
The Income Tax Act 2025 starts from 1 April 2026. Here is what changes, what does not, and why tax slabs and rebates still need the Finance Act lens.
9 July 2026
How to File Your ITR in 2026: The Salaried Person's Playbook
A practical guide for salaried Indians filing ITR-1 or ITR-2 in 2026: deadline, form choice, new-regime default, documents, and e-verification.
9 July 2026
SIF vs PMS vs Mutual Funds: SEBI's New ₹10 Lakh Middle Path Explained
SEBI’s Specialised Investment Fund sits between mutual funds and PMS. Compare the ₹10 lakh SIF route, ₹50 lakh PMS threshold, risks, fees, and fit.
9 July 2026
UPS vs NPS: Which Pension Should a Government Employee Actually Pick?
A numbers-first comparison of India’s Unified Pension Scheme and NPS: assured payout, contribution tradeoff, tax parity, switch rules, and 2026 reality.
9 July 2026
Sovereign Gold Bonds Are Gone: How to Invest in Gold in India Now (2026)
With no new SGB tranches, compare existing SGBs, gold ETFs, gold funds, digital gold, and physical gold on tax, cost, liquidity, and risk.
9 July 2026
How to Invest in US Stocks From India: Routes, Costs and Tax in 2026
Compare direct US brokerage, Indian mutual funds, and GIFT City routes with the US$250,000 LRS cap, 20% TCS, dividends, LTCG, and estate-tax watch-outs.
9 July 2026
Silver ETFs in India: Should the "Poor Man's Gold" Be in Your Portfolio?
Silver ETFs give demat exposure to 99.9%-pure silver, but industrial demand and volatility make allocation sizing more important than the headline story.
9 July 2026
SM REITs In India: How ₹10 Lakh Now Buys You A Slice Of Commercial Real Estate
SEBI’s SM REIT framework lets investors buy listed slices of commercial real estate around ₹10 lakh. Understand yields, taxes, liquidity, and risks.
9 July 2026
How Much Should You Save for Your Child's Education in India? The Real SIP Math
Work out how much to save monthly for a child’s education in India using realistic cost ranges, education inflation assumptions, SIP math, SSY, and PPF.
9 July 2026
The FIRE Number for India: How Much Do You Really Need to Retire Early in 2026?
The US 4% rule says 25× expenses. In India, inflation, medical costs, and no state safety net often push the real FIRE corpus closer to 30–33×.
9 July 2026
Your First Salary Just Landed: The 20s Money Playbook for India (2026)
A first-salary money order for India: emergency fund, 50-30-20, health and term cover, SIPs, tax regime choice, credit-card traps, and what to avoid.
9 July 2026
Rent vs Buy a Home in India in 2026: The Math Nobody Does Before Signing
Compare renting and investing versus buying a home in India using 2026 loan rates, rental yields, affordability rules, stamp duty, and a 10-year model.
9 July 2026
How Much Term Insurance Do You Actually Need? 3 Methods to Size Your Cover in India
Replace the lazy 10–15× income shortcut with three ways to size term insurance in India: expense replacement, liabilities plus goals, and human-life value.
2 July 2026
I Asked ChatGPT to Build My Portfolio. Here's Where It Lied to Me.
Ask ChatGPT to build a mutual fund portfolio and it hands you clean allocations and a confident, SEBI-sounding sign-off – wrong in the decimal-pointed way that's built to be believed. Where AI's investing advice quietly breaks, why fluency fools us, and the boring fix.
1 July 2026
Would a Vegetarian Portfolio Have Made You Richer or Poorer?
The BSE Saatvik 100 screens out alcohol, tobacco, gambling and meat – effectively a vegetarian, teetotal portfolio. Did the conscience cost you returns? We run it against the BSE 500 and find where the real bet is hiding.
26 June 2026
Having Lots of Credit Cards Is a Trap More Than a Power Move
More credit cards feels like more power, but it's usually more trap – how stacking cards quietly raises spending, fees, and debt risk, and what actually helps your finances.
25 June 2026
There's No Such Thing as a Free Lunch – or a Free WhatsApp
Meta is about to charge for an ad-free WhatsApp and Instagram in India – a lesson in why “free” apps were never free, and how subscription psychology quietly drains your wallet.
19 June 2026
Is PMS an Upgrade to Mutual Funds – Or Just a More Expensive One?
PMS is pitched as the natural next step once your money gets serious. What you're actually buying versus a mutual fund – the ₹50 lakh minimum, the fee drag, the personalisation, and who it genuinely suits.
18 June 2026
Trading the Monsoon: For the First Time in India
India just turned rainfall into a tradable asset – right as the monsoon went missing. What monsoon/weather derivatives are, how they work, and why they arrived at the worst possible moment.
12 June 2026
Forget the Rockets. Look at What Google Is Paying SpaceX For.
Everyone knows SpaceX makes rockets. Almost nobody knows Google pays it $920 million a month – and Anthropic $1.25 billion – to run AI. Inside the IPO that is really an infrastructure, and xAI, bet.
11 June 2026
Your NPS Just Got an Upgrade. Here’s How Your Retirement Income Changes.
From 2026, NPS lets retirees keep their corpus invested and draw a flexible income (RIS) instead of a locked annuity. How SPR and SUR differ, who each option suits, and the post-Budget tax angle.
5 June 2026
The Apps You Use Every Day Are Writing Their Own Rules
On June 1st, five giants – Amazon, Eternal, Meesho, Swiggy and Zepto – formed the Digital Commerce Coalition. One name is missing: Flipkart. Here's what seven years of regulatory pressure, eight platform-fee hikes and a room full of conflicts of interest add up to.
5 June 2026
International Mutual Funds Are Outperforming. But How Accessible Are They?
The best-performing route for Indian investors last year ran straight out of the country – through Taiwanese chips, US tech and global gold. The Nippon India Taiwan fund returned 195.7%. The catch: SEBI's overseas-investment cap means the door is half-shut.
29 May 2026
You can't lose with SIPs: if you stick around long enough
Across 29 years of Indian equity market history and 120 diversified funds, no 10-year SIP investor has ever ended in the red. Not low probability – zero. The maths is straightforward; the behaviour is the hard part.
29 May 2026
Betting on IPL: The Game Behind the Game
IPL viewership dropped 26% the year India banned real-money fantasy gaming. The 250 million users didn't go home – they went underground, to WhatsApp groups and prediction markets. Here's what India broke when it banned Dream11.
21 May 2026
Flipkart's IPO has been ‘Coming Soon’ since 2019
Flipkart's IPO has been deferred, again. Here's why Walmart hit pause, what the numbers actually say, and what it tells us about the state of India's IPO market in 2026.
21 May 2026
The mutual fund return number: choose your reality wisely
Three metrics – CAGR, XIRR, Rolling Returns – tell three completely different stories about the same investment. Here's which one you should actually be using.
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