Life Events
Life Events
Marriage, a new baby, a home purchase, retirement – the checklists for every major money moment.
About life events
Money decisions cluster around a handful of events. Getting married, having a child, buying a home, changing jobs, retiring – each one resets what you are insuring, what you are saving for, and who depends on your income.
They are also the moments at which people get sold things. A new parent is a target for child plans; a new home loan arrives with a bundled insurance quote. These guides are the checklist for each event: what actually changes, what needs updating, and what is safe to decline.
How to Finance a Wedding in India Without Derailing Your Long-Term Financial Plan
How to pay for an Indian wedding without wrecking the plan behind it: set the budget, find the real funding gap, protect the emergency fund, and borrow only for what is left.
Estate Planning in India: A Beginner's Guide
Estate planning in India, explained for beginners: how a will, nominations, joint holdings, and trusts work together to pass assets smoothly and reduce disputes.
The Hindu Succession Act, Explained
The Hindu Succession Act, explained: who it governs, how property passes when a Hindu dies without a will, Class I heirs, and the 2005 amendment for daughters.
Succession Certificate: What It Is and When You Need One
A succession certificate, explained: what it is, when families need one after someone dies without a will, and how it differs from probate and a legal heir certificate.
Nomination vs Will: The Costly Confusion
Nomination vs will, explained: why a nominee is usually a trustee who receives an asset, not the final owner, and why the will or succession law decides who inherits.
Types of Will in India, Explained
The main types of will in India in plain language: privileged and unprivileged, plus simple, conditional, joint, and holographic wills, and how they differ.
How to Make a Will in India
How to make a will in India, explained in plain language: what a will is, who can make one, the steps to follow, and when registration helps.
What It Really Costs to Raise a Child in India
The cost of raising a child in India runs into tens of lakhs. But the total is the wrong thing to fixate on. Education inflation is what makes it a moving target, and what you plan against.
Financial Checklist Before You Get Married (India Edition)
The money conversations, account changes, and protection upgrades most Indian couples skip, and regret. A 30-day playbook for the pre-wedding months.
New Baby: 10 Money Moves in the First 90 Days
The practical first-time-parent financial checklist for Indian families: PAN/Aadhaar for the baby, term cover upgrade, SSY, education SIP, tax updates, and nominee updates.
Run the numbers
Calculators that pair with these guides.
Home Loan EMI
Calculate monthly EMI, total interest and the principal/interest mix over your home loan tenor in India. Stress-test prepayments and rate changes.
CalculateTerm Cover
The right term-life cover for you: income replacement plus liabilities plus a child-future buffer. An Indian household formula, not 10-12x salary.
CalculateHealth Cover
How much health cover your family actually needs, by age, city tier, family size and existing employer cover. Base plus super-top-up recommendation.
CalculateSSY
Project maturity value and interest from Sukanya Samriddhi Yojana: 15-year contribution, 21-year maturity, current government rate, fully tax-free.
Calculate