Mutual Funds & Investing
Mutual Funds & Investing
SIP vs lumpsum, index vs active, tax-efficient investing – the decisions that compound the most.
Taxation of Mutual Funds in India (FY 2025-26): Every Category, One Playbook
Equity, debt, hybrid, ELSS, arbitrage, international, gold, index, ETFs, FoFs – the complete FY 2025-26 tax treatment for every mutual fund category in India, with rates, holding periods, and worked examples.
SIP vs Lumpsum: Which Actually Wins in Indian Markets?
The honest comparison – backtested across rising, flat, and falling 20-year windows on the Nifty 50. When SIP wins, when lumpsum wins, and the middle path most investors miss.
Index vs Active Funds: The 2026 Indian Reality
SPIVA India numbers, expense ratio drag, where active still wins, and the core-satellite approach that most NYVO clients use.
Run the numbers
Calculators that pair with these guides.
SIP
Estimate the future value of a monthly mutual-fund SIP in India. Plug in your SIP amount, expected return (8–12% historical equity), and horizon to see the corpus and gain split.
CalculateStep-up SIP
Project the future value of a SIP that grows every year with your income. A 10% annual step-up can roughly double the final corpus over 20 years vs a flat SIP. Calibrated for Indian equity returns.
CalculateMF Returns
Project combined returns from a mutual-fund SIP, lumpsum, and one-time top-ups in one calculator. Built for Indian equity, debt, hybrid, and ELSS funds with realistic return assumptions.
CalculateLTCG
Long-term capital gains tax on equity, debt, gold, and property in India with the 2024 Budget rate changes built in (12.5% on equity beyond ₹1.25L exemption, 20% with indexation withdrawn on property).
Calculate