Family Finance
Family Finance
Budgets, kids, parents, joint accounts – the money choices that shape a household.
The 50/30/20 Budget, Reworked for Indian Households
Why the American 50/30/20 rule breaks in Indian families – and the 50/25/15/10 split that actually fits large EMIs, parental support, and joint-family commitments.
Teaching Kids About Money in India: An Age-by-Age Playbook
From ₹10 pocket money at age 6 to a first mutual fund at 16 – the practical roadmap Indian parents can actually execute.
Run the numbers
Calculators that pair with these guides.
SSY
Project maturity value and total interest from Sukanya Samriddhi Yojana, India's flagship girl-child savings scheme. 15-year contribution, 21-year maturity, current government rate, fully tax-free.
CalculateHUF Guide
Step-by-step guide to creating a Hindu Undivided Family (HUF) in India. Unlock up to ₹6.5L of additional tax-free income every year via a separate HUF PAN, deductions, and basic-exemption stacking.
Calculate80C Optimizer
Which Section 80C slots to fill first to maximise your ₹1.5 lakh annual deduction: ELSS, PPF, EPF, life insurance premium, home loan principal, SSY. Optimised for return, lock-in, and liquidity.
CalculateSIP
Estimate the future value of a monthly mutual-fund SIP in India. Plug in your SIP amount, expected return (8–12% historical equity), and horizon to see the corpus and gain split.
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