These Terms and our Privacy Policy constitute the entire agreement between you and NYVO and supersede all prior understandings, written or oral. NYVO may update these Terms from time to time. Continued use of the Services after an update indicates acceptance of the revised Terms.

NYVO provides investment advisory and related digital services through the Platform. The exact scope of services you receive will depend on the engagement, agreement, or product you sign up for.

You must be 18 or older and capable of entering a contract under Indian law. By creating an account you agree to keep your login credentials secure, accept responsibility for all activity under your account, and notify NYVO of any unauthorised use.

NYVO grants you a limited, non-exclusive, non-transferable, revocable licence to use the Platform for lawful purposes only. You may not copy or modify Platform content, reverse-engineer or extract source code, circumvent security controls, or use the Platform for any unlawful purpose.

All content, designs, trademarks, logos, and software on the Platform are the property of NYVO or its licensors. Unauthorised use is prohibited. Written permission is required to use any NYVO trademark or proprietary material.

If you submit content, data, or feedback to NYVO, you grant NYVO a worldwide, royalty-free, non-exclusive licence to use, store, reproduce, and display that content solely to provide the Services. You represent that you own or have the rights to the content you submit. NYVO may remove content that is unlawful, offensive, or in breach of these Terms.

NYVO Investment Advisors is registered with SEBI as an Investment Adviser (SEBI IA No. INA000022172). Any investment advice provided by us is based on professional judgment, available data, and applicable regulation. Investments in securities are subject to market risks — please read all related documents carefully before investing. Past performance is not indicative of future results.

Clients remain responsible for their own independent evaluation and investment decisions.

The Platform may link to or integrate with third-party sites, APIs, or service providers. These are provided for convenience and do not imply endorsement. NYVO does not control third-party content and is not responsible for their availability, accuracy, or data practices.

Some Services require payment or subscription. By subscribing or purchasing, you agree to pay the applicable charges. Fees are non-refundable unless required by law or explicitly agreed in writing. Pricing or billing terms may be updated with prior notice.

NYVO may suspend or terminate your access to the Services, with or without notice, for breach of these Terms, misuse of the Platform, non-payment, or unlawful or unethical conduct. Upon termination your licence to use the Platform ends immediately.

To the fullest extent permitted by law, NYVO and its officers, employees, partners, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the Services. NYVO's total aggregate liability will not exceed the amount paid (if any) for the specific service giving rise to the claim.

The Services are provided on an “as-is” and “as-available” basis. NYVO makes no warranties, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. NYVO does not guarantee uninterrupted access, error-free operation, or absolute security of the Platform.

You agree to indemnify and hold harmless NYVO, its directors, officers, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your breach of these Terms, your misuse of the Platform, or your infringement of any third-party rights.

Any non-public information shared during an engagement is confidential. Both parties agree not to disclose or misuse such information except as required by law or with written consent.

All personal data processed by NYVO is governed by our Privacy Policy and applicable Indian data protection law, including the Information Technology Rules, 2011. By using the Services you consent to data processing as outlined in the Privacy Policy.

You must not attempt unauthorised access to NYVO systems, introduce malware or harmful code, or disrupt the Platform. Violations may result in suspension of access and legal action under the IT Act, 2000 and related laws.

You consent to receive transactional, service, and (with consent) promotional communications via email, SMS, WhatsApp, phone, or other channels. You may opt out of marketing messages at any time.

These Terms are governed by the laws of India. Courts in Bengaluru, Karnataka have exclusive jurisdiction over any disputes.

Parties will first attempt to resolve disputes amicably through mediation within 30 days of written notice. If unresolved, disputes will be referred to binding arbitration under the Arbitration and Conciliation Act, 1996, before a sole arbitrator appointed by NYVO. Seat: Bengaluru, Karnataka. Language: English.

If any provision of these Terms is held invalid, the remaining provisions continue in full force. Our failure to enforce any right does not constitute a waiver of that right.

For questions, grievances, or legal notices, please contact:

NYVO Technology Private Limited
Classic Converge, Building No.148, Ground floor, Sector 05, HSR Layout, Bengaluru, Karnataka, 560034, India
Email: hello@nyvo.in
Website: nyvo.money

See also: Grievance Redressal Policy · Privacy Policy.