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Deep-dive guides for Indian families on financial planning, investing, budgeting, life events, and protection. Free. No fluff. No sales.
Featured article
SIP vs Lumpsum: Which Actually Wins in Indian Markets?
The honest comparison – backtested across rising, flat, and falling 20-year windows on the Nifty 50. When SIP wins, when lumpsum wins, and the middle path most investors miss.
Latest articles
Financial Checklist Before You Get Married (India Edition)
The money conversations, account changes, and protection upgrades most Indian couples skip – and regret. A 30-day playbook for the pre-wedding months.
Emergency Fund: How Much Do Indian Families Actually Need?
The generic 6× salary rule breaks for Indian households. Here's how to size an emergency fund by real monthly expenses, family structure, and risk.
The 50/30/20 Budget, Reworked for Indian Households
Why the American 50/30/20 rule breaks in Indian families – and the 50/25/15/10 split that actually fits large EMIs, parental support, and joint-family commitments.
Goal-Based Planning 101: Turning Life Into Numbers
Why product-first investing fails, and how to build a plan around five concrete goals – emergency fund, retirement, education, home, lifestyle – with real numeric targets.
New Baby: 10 Money Moves in the First 90 Days
The practical first-time-parent financial checklist for Indian families – PAN/Aadhaar for the baby, term cover upgrade, SSY, education SIP, tax updates, and nominee updates.
Index vs Active Funds: The 2026 Indian Reality
SPIVA India numbers, expense ratio drag, where active still wins, and the core-satellite approach that most NYVO clients use.
Term vs Whole Life: The 60-Second Primer for Investors
The short version of why term always beats whole-life/ULIP/endowment for pure protection – plus where to go for the actual buying guide.
Teaching Kids About Money in India: An Age-by-Age Playbook
From ₹10 pocket money at age 6 to a first mutual fund at 16 – the practical roadmap Indian parents can actually execute.
Health Cover for Active Investors: The Minimum You Need
Why one hospitalization can undo 5 years of SIPs – and the base + super-top-up architecture that every investor should own.
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Financial Planning
Build a plan that fits your life – emergency funds, goals, risk, and the order you should do things.
ExploreMutual Funds & Investing
SIP vs lumpsum, index vs active, tax-efficient investing – the decisions that compound the most.
ExploreFamily Finance
Budgets, kids, parents, joint accounts – the money choices that shape a household.
ExploreLife Events
Marriage, a new baby, a home purchase, retirement – the checklists for every major money moment.
ExploreInsurance
Protection basics for investors. For deep insurance guidance, we point you to NYVO Insurance at nyvo.in.
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