Insurance
Insurance
Protection basics for investors. For deep insurance guidance, we point you to NYVO Insurance at nyvo.in.
Term vs Whole Life: The 60-Second Primer for Investors
The short version of why term always beats whole-life/ULIP/endowment for pure protection – plus where to go for the actual buying guide.
Health Cover for Active Investors: The Minimum You Need
Why one hospitalization can undo 5 years of SIPs – and the base + super-top-up architecture that every investor should own.
Run the numbers
Calculators that pair with these guides.
Term Cover
The right term-life cover for your situation: income replacement + outstanding liabilities (home loan, car loan, education) + child-future buffer. Indian household formula, not American 10-12x salary.
CalculateHealth Cover
How much health insurance cover your Indian family actually needs – by age, city tier, family composition, existing employer cover, and medical inflation. Base + super-top-up sleeve recommendation.
Calculate80C Optimizer
Which Section 80C slots to fill first to maximise your ₹1.5 lakh annual deduction: ELSS, PPF, EPF, life insurance premium, home loan principal, SSY. Optimised for return, lock-in, and liquidity.
CalculateFIRE
Financial Independence, Retire Early – for Indian families. Compute the corpus you need, the monthly SIP to get there, and your FIRE age. Adjusted for 6–7% Indian inflation, not US 3%.
Calculate