Money, without the fog
Personal finance glossary for India
This glossary explains Indian investing, mutual-fund, tax and planning terms in plain English. Each definition includes a rupee example, why the term matters to a family and a primary or regulatory source. Existing full-length nyvo guides remain the canonical destination for topics already covered in depth.
Reviewed by Kshitij Jain, Principal Officer · SEBI Investment Adviser INA000022172 · Updated 24 October 2026
All terms
- Active fund →
- Alpha →
- Alternative Investment Fund (AIF) →
- Annual Information Statement (AIS) →
- Applicable NAV →
- Arbitrage fund →
- Asset allocation →
- Asset management company (AMC) →
- Assets under management (AUM) →
- Average maturity →
- Benchmark →
- Beneficiary →
- Beta →
- Bond →
- CAGR →
- Closed-ended fund →
- Compounding →
- Concentration risk →
- Consolidated Account Statement (CAS) →
- Correlation →
- Coupon rate →
- Credit rating →
- Credit risk →
- Credit score →
- Debenture →
- Debt mutual fund →
- Debt-to-income ratio →
- Depository participant (DP) →
- Direct mutual-fund plan →
- Diversification →
- Dividend yield →
- Drawdown →
- ELSS →
- Emergency fund →
- Equated Monthly Instalment (EMI) →
- Equity mutual fund →
- Exchange-traded fund (ETF) →
- Executor of a will →
- Exit load →
- Expense ratio →
- Face value →
- Financial goal planning →
- Flexi-cap fund →
- Fund manager →
- Fund of Funds →
- Gilt fund →
- Growth option →
- Household budget →
- Household cash flow →
- HRA →
- Hybrid mutual fund →
- IDCW →
- Index fund →
- Indexation →
- Inflation →
- Insurance co-payment →
- Insurance deductible →
- Insurance premium →
- Insurance waiting period →
- Interest-rate risk →
- ISIN →
- Key Information Memorandum (KIM) →
- Know Your Customer (KYC) →
- Large-cap company →
- Leave Travel Allowance (LTA) →
- Legal heir →
- Liquid fund →
- Liquidity risk →
- Loan amortisation →
- Loan prepayment →
- Loan principal →
- Loan-to-value ratio (LTV) →
- Lock-in period →
- LTCG →
- Macaulay duration →
- Market capitalisation →
- Mid-cap company →
- Modified duration →
- Multi-cap fund →
- Mutual fund →
- Mutual-fund cut-off time →
- Mutual-fund factsheet →
- Mutual-fund folio number →
- Mutual-fund redemption →
- Mutual-fund switch →
- NAV →
- Net worth →
- NFO →
- Nomination →
- NPS →
- Open-ended fund →
- Overnight fund →
- Passive fund →
- Portfolio Management Services (PMS) →
- Portfolio rebalancing →
- Portfolio turnover →
- PPF →
- Real return →
- Reducing-balance interest →
- Registrar and Transfer Agent (RTA) →
- Regular mutual-fund plan →
- Risk capacity →
- Risk tolerance →
- Riskometer →
- Rolling returns →
- Rupee-cost averaging →
- Savings rate →
- Scheme Information Document (SID) →
- Section 80C →
- Section 80CCD(1B) →
- Section 80CCD(2) →
- Section 87A →
- Sequence-of-returns risk →
- Sharpe ratio →
- Short-term capital gain (STCG) →
- Sinking fund →
- SIP →
- Small-cap company →
- Sortino ratio →
- Sovereign Gold Bond (SGB) →
- Specialised Investment Fund (SIF) →
- Standard deviation →
- Statement of Additional Information (SAI) →
- STP →
- Sum assured →
- Surrender value →
- SWP →
- Tax deducted at source (TDS) →
- Taxable income →
- Term insurance →
- Total Return Index (TRI) →
- Tracking difference →
- Tracking error →
- Volatility →
- XIRR →
- Yield to maturity (YTM) →
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