BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND
NAV
₹47.71
as of 21 Aug 2026
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND is an open-ended Aggressive Hybrid Fund scheme from Bank of India Mutual Fund managing ₹1,841 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹47.71 as of 21 Aug 2026. The expense ratio is 0.67% a year. Managed by Alok Singh. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.67% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,841 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 20 Jul 2016
- ISIN
- INF761K01DM6
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Aggressive Benchmark
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND
₹214
+114% on ₹100 over 5.0 yrs
Aggressive Hybrid Fund average
₹175
+75% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.91% | 4.70% | +2.21 |
| 6 months | 13.16% | 1.78% | +11.38 |
| 1 year | 14.91% | 3.92% | +10.99 |
| 3 years (CAGR) | 19.04% | 12.66% | +6.38 |
| 5 years (CAGR) | 16.21% | 11.10% | +5.11 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -3.8%
- Median
- 8.9%
- Best
- 54.1%
49 windows over the last 60 months, stepped monthly; 78% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 14.9%
- Median
- 20.1%
- Best
- 26.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.75
- Sharpe ratio (5Y)
- 0.63
- Sortino ratio (3Y)
- 1.23 vs category 0.64
- Standard deviation (3Y)
- 15.80%
- Beta (3Y)
- 1.30
- Alpha (3Y)
- 6.83%
- Deepest fall (5Y)
- -18.39%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-18.4%
Right now
At a peak
Ahead of its benchmark in 64% of months (window: 3y, monthly) — benchmark: Hybrid Aggressive Benchmark, name shown only.
Where the money actually is
Equity
67.8%
Bonds
13.4%
Cash
18.7%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
106 positions · top 10 = 20.4%
Market-cap mix (equity sleeve)
Mid 42.7%Small 24.9%Other 32.4%
as of 31 Jul 2026
Holdings by sector
Financial Services(3 in top 10)14.2%
- Bank of Maharashtra2.15%
- The Federal Bank Ltd1.97%
- Nippon Life India Asset Management Ltd Ordinary Shares1.89%
Industrials(1 in top 10)12.8%
- Shreeji Shipping Global Ltd2.07%
Healthcare(3 in top 10)11.4%
- Abbott India Ltd2.27%
- Mankind Pharma Ltd2.15%
- Aurobindo Pharma Ltd2.06%
Consumer Cyclical(1 in top 10)8.7%
- UNO Minda Ltd2.12%
- Basic Materials7.6%
- Technology5.8%
Consumer Defensive(1 in top 10)3.9%
- Balrampur Chini Mills Ltd1.90%
- Energy1.2%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 105.3% vs category 75.0% a year.
Other top holdings
- Treps5.69%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 6.74% vs category 7.06%
- Modified duration
- 1.31 yrs vs category 3.00 yrs
- Average maturity
- 1.65 yrs vs category 4.87 yrs
- Average coupon
- 7.51%
- Government securities
- 6.4%
Credit quality
- AAA
- 93.0%
- AA
- 7.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹442 cr
- Net flow, 3 months
- +₹290 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- ₹47.71 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- 0.67% a year for the Direct plan, as of 30 Jun 2026.
- How large is BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- ₹1,841 crore under management as of 31 Jul 2026, in the Aggressive Hybrid Fund category.
- How risky is BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- Its SEBI Riskometer reading is "Very High Risk". Mostly equity with a debt shock absorber bolted on.
- What are the 5-year returns of BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- 16.21% a year over the last 5 years (Direct plan, CAGR), against a Aggressive Hybrid Fund average of 11.10%. Past returns do not predict future returns.
- What is the worst 3-year return of BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- 14.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Feb 2022. The median was 20.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND?
- Alok Singh, managing this fund for 9.5 years.
Where this fund sits
Its shelf, all funds
Ah · Aggressive hybrid →
Mostly equity with a debt shock absorber bolted on.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
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- HDFC Hybrid Equity Fund₹22,521 crore
- DSP Aggressive Hybrid Fund₹11,909 crore
- Bandhan Aggressive Hybrid Fund₹2,184 crore
- Quant Aggressive Hybrid Fund₹2,175 crore
- Axis Aggressive Hybrid Fund₹1,476 crore
- BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND₹1,252 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Aggressive Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.