What is the NAV of BANK OF INDIA ULTRA SHORT DURATION FUND?

₹3,512.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of BANK OF INDIA ULTRA SHORT DURATION FUND?

0.44% a year for the Direct plan, as of 30 Jun 2026.

How large is BANK OF INDIA ULTRA SHORT DURATION FUND?

₹168 crore under management as of 31 Jul 2026, in the Ultra Short Duration Fund category.

How risky is BANK OF INDIA ULTRA SHORT DURATION FUND?

Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.

What are the 5-year returns of BANK OF INDIA ULTRA SHORT DURATION FUND?

6.17% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.

What is the worst 3-year return of BANK OF INDIA ULTRA SHORT DURATION FUND?

5.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 6.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages BANK OF INDIA ULTRA SHORT DURATION FUND?

Mithraem Bharucha, managing this fund for 5 years.

BANK OF INDIA ULTRA SHORT DURATION FUND

Bank of India Mutual FundDirectOpen-endedUltra Short Duration FundRiskometer: Low to Moderate Risk

NAV

₹3,512.77

as of 21 Aug 2026

BANK OF INDIA ULTRA SHORT DURATION FUND is an open-ended Ultra Short Duration Fund scheme from Bank of India Mutual Fund managing ₹168 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹3,512.77 as of 21 Aug 2026. The expense ratio is 0.44% a year. Managed by Mithraem Bharucha. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.44% / yr; as of 30 Jun 2026
Fund size: ₹168 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 16 Jul 2008
ISIN: INF761K01892

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026

Aug 2021Aug 2026

BANK OF INDIA ULTRA SHORT DURATION FUND

₹135

+35% on ₹100 over 5.0 yrs

Ultra Short Duration Fund average

₹136

+36% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	1.93%	–	–
6 months	3.37%	–	–
1 year	6.41%	–	–
3 years (CAGR)	6.91%	–	–
5 years (CAGR)	6.17%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.99
Sharpe ratio (5Y): 0.47
Sortino ratio (3Y): 2.40 vs category 2.13
Standard deviation (3Y): 0.41%

Where the money actually is

Bonds

23.4%

Cash

76.3%

Other

0.3%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

23 positions · top 10 = 66.6%

Top holdings

Kotak Mahindra Bank Limitedmatures 21 Dec 20268.13%
Bank Of Barodamatures 25 Jan 20278.08%
Rec Limitedmatures 31 May 20277.16%
Indian Bank6.99%
Manappuram Finance Limitedmatures 19 Aug 20266.56%
National Bank for Agriculture and Rural Developmentmatures 17 Mar 20276.28%
Au Small Finance Bank Limited (18/09/2026) ** #matures 18 Sep 20265.91%
Axis Bank Limitedmatures 16 Oct 20265.88%
HDFC Bank Limitedmatures 19 Nov 20265.84%
Small Industries Development Bank Of Indiamatures 2 May 20275.75%

Holdings as of 31 Jul 2026. Portfolio turnover 411.5% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 6.59% vs category 6.85%
Modified duration: 0.46 yrs vs category 0.70 yrs
Average maturity: 0.46 yrs vs category 0.71 yrs
Government securities: 13.1%

Credit quality

AAA: 92.1%
AA: 7.9%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 3 months: +₹12 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of BANK OF INDIA ULTRA SHORT DURATION FUND?: ₹3,512.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of BANK OF INDIA ULTRA SHORT DURATION FUND?: 0.44% a year for the Direct plan, as of 30 Jun 2026.
How large is BANK OF INDIA ULTRA SHORT DURATION FUND?: ₹168 crore under management as of 31 Jul 2026, in the Ultra Short Duration Fund category.
How risky is BANK OF INDIA ULTRA SHORT DURATION FUND?: Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
What are the 5-year returns of BANK OF INDIA ULTRA SHORT DURATION FUND?: 6.17% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
What is the worst 3-year return of BANK OF INDIA ULTRA SHORT DURATION FUND?: 5.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 6.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages BANK OF INDIA ULTRA SHORT DURATION FUND?: Mithraem Bharucha, managing this fund for 5 years.

Where this fund sits

Its shelf, all funds

Sd · Short duration →

Three months to three years of lending. Where sensible near-term money quietly sits.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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One bet or two?

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Other Ultra Short Duration Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.