What is the expense ratio of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?

0.68% a year for the Direct plan, as of 30 Jun 2026.

What are the 5-year returns of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?

9.34% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.

What is the worst 3-year return of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?

7.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 8.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios

Baroda BNP Paribas Mutual FundDirectOpen-endedCredit Risk FundRiskometer: Moderately High Risk

NAV

₹26.41

as of 20 Aug 2026

Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios is an open-ended Credit Risk Fund scheme from Baroda BNP Paribas Mutual Fund managing ₹178 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹26.41 as of 20 Aug 2026. The expense ratio is 0.68% a year. Managed by Vikram Pamnani. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.68% / yr; as of 30 Jun 2026
Fund size: ₹178 crore; as of 31 Jul 2026
Exit load: 1%
SIP available: Yes
Launched: 23 Jan 2015
ISIN: INF955L01FR6

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 19 Aug 2026

Aug 2021Aug 2026

Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios

₹156

+56% on ₹100 over 5.0 yrs

Credit Risk Fund average

₹152

+52% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	2.27%	–	–
6 months	3.39%	–	–
1 year	7.13%	–	–
3 years (CAGR)	8.38%	–	–
5 years (CAGR)	9.34%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 2.08
Sharpe ratio (5Y): 0.91
Sortino ratio (3Y): 7.40 vs category 4.44
Standard deviation (3Y): 0.88%
Deepest fall (5Y): -0.41%

Where the money actually is

Bonds

75.7%

Cash

23.9%

Other

0.4%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

20 positions · top 10 = 50.2%

Top holdings

Clearing Corporation Of India Ltd21.40%
Nirma Limitedmatures 7 Apr 20278.46%
TATA Projects Limitedmatures 22 Jul 20278.45%
Adani Power Limitedmatures 27 Jan 20288.40%
Nuvoco Vistas Corporation Limitedmatures 18 Sep 20288.36%
Vedanta Limitedmatures 20 Feb 20275.65%
TRuhome Finance Limitedmatures 27 Aug 20275.63%
360 One Prime Limitedmatures 10 Sep 20275.63%
Manappuram Finance Limitedmatures 24 Mar 20285.62%
6.01% Govt Stock 2030matures 21 Jul 20304.44%

Holdings as of 31 Jul 2026. Portfolio turnover 177.8% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 7.62% vs category 7.92%
Modified duration: 1.65 yrs vs category 2.02 yrs
Average maturity: 2.14 yrs vs category 2.71 yrs
Average coupon: 8.16%
Government securities: 8.9%

Credit quality

AAA: 25.5%
AA: 74.5%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹25 cr
Net flow, 3 months: +₹0 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: ₹26.41 per unit as of 20 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: 0.68% a year for the Direct plan, as of 30 Jun 2026.
How large is Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: ₹178 crore under management as of 31 Jul 2026, in the Credit Risk Fund category.
How risky is Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: Its SEBI Riskometer reading is "Moderately High Risk". Lending to companies and banks for extra yield over government paper.
What are the 5-year returns of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: 9.34% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
What is the worst 3-year return of Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: 7.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 8.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios?: Vikram Pamnani, managing this fund for 2.1 years.

Where this fund sits

Its shelf, all funds

Cb · Corporate & credit →

Lending to companies and banks for extra yield over government paper.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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One bet or two?

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Other Credit Risk Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.