What is the NAV of HDFC Banking and PSU Debt Fund?

₹25.46 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of HDFC Banking and PSU Debt Fund?

0.35% a year for the Direct plan, as of 30 Jun 2026.

How large is HDFC Banking and PSU Debt Fund?

₹5,209 crore under management as of 31 Jul 2026, in the Banking and PSU Fund category.

How risky is HDFC Banking and PSU Debt Fund?

Its SEBI Riskometer reading is "Moderate Risk". Lending to companies and banks for extra yield over government paper.

What are the 5-year returns of HDFC Banking and PSU Debt Fund?

6.38% a year over the last 5 years (Direct plan, CAGR), against a Banking and PSU Fund average of 6.30%. Past returns do not predict future returns.

What is the worst 3-year return of HDFC Banking and PSU Debt Fund?

6.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages HDFC Banking and PSU Debt Fund?

Anil Bamboli, managing this fund for 12.4 years.

HDFC Banking and PSU Debt Fund

HDFC Mutual FundDirectOpen-endedBanking and PSU FundRiskometer: Moderate Risk

NAV

₹25.46

as of 21 Aug 2026

HDFC Banking and PSU Debt Fund is an open-ended Banking and PSU Fund scheme from HDFC Mutual Fund managing ₹5,209 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹25.46 as of 21 Aug 2026. The expense ratio is 0.35% a year. Managed by Anil Bamboli. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.35% / yr; as of 30 Jun 2026
Fund size: ₹5,209 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 26 Mar 2014
ISIN: INF179KA1IZ7

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX

Aug 2021Aug 2026

HDFC Banking and PSU Debt Fund

₹136

+36% on ₹100 over 5.0 yrs

Banking and PSU Fund average

₹135

+35% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	2.85%	2.62%	+0.23
6 months	2.74%	2.81%	-0.07
1 year	5.52%	5.51%	+0.01
3 years (CAGR)	7.33%	7.32%	+0.01
5 years (CAGR)	6.38%	6.30%	+0.08

Category average across 19 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.55
Sharpe ratio (5Y): 0.35
Sortino ratio (3Y): 1.02 vs category 0.54
Standard deviation (3Y): 1.66%
Deepest fall (5Y): -0.50%

Where the money actually is

Bonds

93.0%

Cash

6.7%

Other

0.3%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

105 positions · top 10 = 27.1%

Top holdings

Indian Railway Finance Corporation Limitedmatures 18 Jun 20295.32%
Indian Railway Finance Corporation Limitedmatures 18 Apr 20292.91%
Bajaj Housing Finance Limitedmatures 8 Jul 20272.89%
Rec Limitedmatures 31 Mar 20282.89%
Housing And Urban Development Corporation Limitedmatures 15 Mar 20292.47%
HDFC Bank Limitedmatures 17 Feb 20332.44%
Power Finance Corporation Limitedmatures 22 Feb 20332.43%
National Bank For Agriculture And Rural Developmentmatures 31 Jan 20282.40%
Punjab National Bankmatures 14 Feb 20352.38%
Bajaj Housing Finance Limitedmatures 8 May 20291.94%

Holdings as of 31 Jul 2026. Portfolio turnover 37.8% vs category 141.4% a year.

The debt it holds

Yield to maturity: 7.18% vs category 7.05%
Modified duration: 2.99 yrs vs category 2.50 yrs
Average maturity: 4.05 yrs vs category 3.65 yrs
Average coupon: 7.67%
Government securities: 35.0%

Credit quality

AAA: 98.2%
AA: 1.8%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹993 cr
Net flow, 3 months: −₹234 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of HDFC Banking and PSU Debt Fund?: ₹25.46 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of HDFC Banking and PSU Debt Fund?: 0.35% a year for the Direct plan, as of 30 Jun 2026.
How large is HDFC Banking and PSU Debt Fund?: ₹5,209 crore under management as of 31 Jul 2026, in the Banking and PSU Fund category.
How risky is HDFC Banking and PSU Debt Fund?: Its SEBI Riskometer reading is "Moderate Risk". Lending to companies and banks for extra yield over government paper.
What are the 5-year returns of HDFC Banking and PSU Debt Fund?: 6.38% a year over the last 5 years (Direct plan, CAGR), against a Banking and PSU Fund average of 6.30%. Past returns do not predict future returns.
What is the worst 3-year return of HDFC Banking and PSU Debt Fund?: 6.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages HDFC Banking and PSU Debt Fund?: Anil Bamboli, managing this fund for 12.4 years.

Where this fund sits

Its shelf, all funds

Cb · Corporate & credit →

Lending to companies and banks for extra yield over government paper.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Banking and PSU Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.