HDFC Housing Opportunities Fund
NAV
₹23.77
as of 21 Aug 2026
HDFC Housing Opportunities Fund is an open-ended Sectoral/ Thematic scheme from HDFC Mutual Fund managing ₹1,173 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹23.77 as of 21 Aug 2026. The expense ratio is 1.42% a year. Managed by Dhruv Muchhal. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.42% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,173 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 6 Dec 2017
- ISIN
- INF179KC1AU3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY Housing Index
HDFC Housing Opportunities Fund
₹190
+90% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹178
+78% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 1.66% | 6.78% | -5.12 |
| 6 months | -4.96% | 3.68% | -8.64 |
| 1 year | -2.29% | 6.07% | -8.36 |
| 3 years (CAGR) | 12.00% | 16.01% | -4.01 |
| 5 years (CAGR) | 13.53% | 15.20% | -1.67 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -8.8%
- Median
- 11.5%
- Best
- 66.2%
49 windows over the last 60 months, stepped monthly; 71% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 11.9%
- Median
- 20.1%
- Best
- 27.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.34
- Sharpe ratio (5Y)
- 0.47
- Sortino ratio (3Y)
- 0.51
- Standard deviation (3Y)
- 17.92%
- Deepest fall (5Y)
- -22.40%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-22.4%
Right now
-10.4% below peak
Where the money actually is
Equity
96.2%
Cash
3.8%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
37 positions · top 10 = 62.5%
Market-cap mix
Large 64.9%Mid 8.5%Small 22.8%Other 3.9%
as of 31 Jul 2026
Holdings by sector
Financial Services(3 in top 10)32.6%
- ICICI Bank Ltd8.26%
- HDFC Bank Ltd7.97%
- State Bank of India6.13%
Basic Materials(3 in top 10)24.0%
- Ambuja Cements Ltd5.90%
- UltraTech Cement Ltd5.07%
- Tata Steel Ltd4.53%
Industrials(2 in top 10)15.5%
- Larsen & Toubro Ltd8.40%
- Kalpataru Projects International Ltd4.40%
Real Estate(1 in top 10)8.6%
- Prestige Estates Projects Ltd4.48%
Utilities(1 in top 10)8.6%
- NTPC Ltd7.40%
- Consumer Cyclical6.9%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 5.3% vs category 37.3% a year.
The businesses it owns
- P/E (trailing)
- 17.2 vs category 25.8
- P/B
- 2.1 vs category 3.8
- Dividend yield
- 1.3% vs category 1.1%
- Net margin
- 16.4% vs category 15.4%
- Earnings growth
- 9.5%
- Avg market cap
- ₹1.54 lakh crore
Money in, money out
- Net flow, 12 months
- −₹103 cr
- Net flow, 3 months
- −₹27 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of HDFC Housing Opportunities Fund?
- ₹23.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of HDFC Housing Opportunities Fund?
- 1.42% a year for the Direct plan, as of 30 Jun 2026.
- How large is HDFC Housing Opportunities Fund?
- ₹1,173 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is HDFC Housing Opportunities Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of HDFC Housing Opportunities Fund?
- 13.53% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 15.20%. Past returns do not predict future returns.
- What is the worst 3-year return of HDFC Housing Opportunities Fund?
- 11.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 20.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages HDFC Housing Opportunities Fund?
- Dhruv Muchhal, managing this fund for 3.1 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- HDFC Defence Fund₹10,709 crore
- HDFC Manufacturing Fund₹10,590 crore
- SBI COMMA FUND₹1,185 crore
- HSBC Business Cycles Fund₹1,182 crore
- LIC MF Infrastructure Fund₹1,145 crore
- BANDHAN FINANCIAL SERVICES FUND₹1,107 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY Housing Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.