HDFC Housing Opportunities Fund
NAV
₹22.39
as of 6 Oct 2026
HDFC Housing Opportunities Fund is an open-ended Sectoral/ Thematic scheme from HDFC Mutual Fund managing ₹1,167 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹22.39 as of 6 Oct 2026. The expense ratio is 1.4% a year. Managed by Dhruv Muchhal. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.4% / yr
- as of 31 Aug 2026
- Fund size
- ₹1,167 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 6 Dec 2017
- ISIN
- INF179KC1AU3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY Housing Index
HDFC Housing Opportunities Fund
₹162
+62% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹162
+62% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -6.98% | -4.47% | -2.51 |
| 6 months | -3.16% | 7.56% | -10.72 |
| 1 year | -7.70% | -0.10% | -7.60 |
| 3 years (CAGR) | 7.80% | 12.32% | -4.52 |
| 5 years (CAGR) | 10.25% | 11.84% | -1.59 |
Category average across 119 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -8.8%
- Median
- 11.5%
- Best
- 66.2%
49 windows over the last 60 months, stepped monthly; 67% ended positive. Worst window began 1 Oct 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 7.9%
- Median
- 18.9%
- Best
- 27.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.34
- Sharpe ratio (5Y)
- 0.44
- Sortino ratio (3Y)
- 0.51
- Standard deviation (3Y)
- 17.92%
- Deepest fall (5Y)
- -22.40%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-22.4%
Right now
-15.9% below peak
Where the money actually is
Equity
97.1%
Cash
2.9%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
37 positions · top 10 = 62.3%
Market-cap mix
Large 64.5%Mid 8.6%Small 24.0%Other 3.0%
as of 31 Aug 2026
Holdings by sector
Financial Services(4 in top 10)32.9%
- ICICI Bank Ltd8.41%
- HDFC Bank Ltd7.59%
- State Bank of India6.36%
- Axis Bank Ltd4.46%
Basic Materials(2 in top 10)23.6%
- Ambuja Cements Ltd5.50%
- UltraTech Cement Ltd4.91%
Industrials(2 in top 10)15.9%
- Larsen & Toubro Ltd8.67%
- Kalpataru Projects International Ltd4.80%
Real Estate(1 in top 10)9.0%
- Prestige Estates Projects Ltd4.55%
Utilities(1 in top 10)8.1%
- NTPC Ltd7.01%
- Consumer Cyclical7.5%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 5.2% vs category 37.4% a year.
The businesses it owns
- P/E (trailing)
- 17.0 vs category 25.9
- P/B
- 2.1 vs category 3.9
- Dividend yield
- 1.3% vs category 1.1%
- Net margin
- 16.5% vs category 15.4%
- Earnings growth
- 9.2%
- Avg market cap
- ₹1.50 lakh crore
Money in, money out
- Net flow, 12 months
- −₹105 cr
- Net flow, 3 months
- −₹29 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of HDFC Housing Opportunities Fund?
- ₹22.39 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of HDFC Housing Opportunities Fund?
- 1.4% a year for the Direct plan, as of 31 Aug 2026.
- How large is HDFC Housing Opportunities Fund?
- ₹1,167 crore under management as of 31 Aug 2026, in the Sectoral/ Thematic category.
- How risky is HDFC Housing Opportunities Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of HDFC Housing Opportunities Fund?
- 10.25% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 11.84%. Past returns do not predict future returns.
- What is the worst 3-year return of HDFC Housing Opportunities Fund?
- 7.9% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 18.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages HDFC Housing Opportunities Fund?
- Dhruv Muchhal, managing this fund for 3.2 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,338 crore
- ICICI Prudential Business Cycle Fund₹15,873 crore
- HDFC Defence Fund₹11,478 crore
- HDFC Manufacturing Fund₹10,752 crore
- HSBC Business Cycles Fund₹1,229 crore
- LIC MF Infrastructure Fund₹1,174 crore
- Bandhan Business Cycle Fund₹1,166 crore
- Motilal Oswal Active Momentum Fund₹1,155 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY Housing Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.