What is the NAV of HDFC Income Fund?

₹67.58 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of HDFC Income Fund?

0.8% a year for the Direct plan, as of 30 Jun 2026.

How large is HDFC Income Fund?

₹830 crore under management as of 31 Jul 2026, in the Medium to Long Duration Fund category.

How risky is HDFC Income Fund?

Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.

What are the 5-year returns of HDFC Income Fund?

6.06% a year over the last 5 years (Direct plan, CAGR), against a Medium to Long Duration Fund average of 6.21%. Past returns do not predict future returns.

What is the worst 3-year return of HDFC Income Fund?

5.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages HDFC Income Fund?

Dhruv Muchhal, managing this fund for 3.1 years.

HDFC Income Fund

HDFC Mutual FundDirectOpen-endedMedium to Long Duration FundRiskometer: Moderate Risk

NAV

₹67.58

as of 21 Aug 2026

HDFC Income Fund is an open-ended Medium to Long Duration Fund scheme from HDFC Mutual Fund managing ₹830 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹67.58 as of 21 Aug 2026. The expense ratio is 0.8% a year. Managed by Dhruv Muchhal. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.8% / yr; as of 30 Jun 2026
Fund size: ₹830 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 11 Sept 2000
ISIN: INF179K01WL3

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 4-8 YR G-SEC INDEX

Aug 2021Aug 2026

HDFC Income Fund

₹134

+34% on ₹100 over 5.0 yrs

Medium to Long Duration Fund average

₹134

+34% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	3.44%	3.11%	+0.33
6 months	3.07%	3.07%	0.00
1 year	5.36%	5.35%	+0.01
3 years (CAGR)	7.17%	7.02%	+0.15
5 years (CAGR)	6.06%	6.21%	-0.15

Category average across 13 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.23
Sharpe ratio (5Y): 0.07
Sortino ratio (3Y): 0.34 vs category 0.18
Standard deviation (3Y): 3.00%
Deepest fall (5Y): -1.93%

Where the money actually is

Equity

0.6%

Bonds

88.1%

Cash

11.0%

Other

0.3%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

36 positions · top 10 = 54.6%

Holdings by sector

Real Estate0.6%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 24.7% vs category 180.7% a year.

Other top holdings

7.24% Govt Stock 2055matures 18 Aug 205511.72%
Treps - Tri-Party Repo8.93%
6.68% Govt Stock 2040matures 7 Jul 20408.80%
6.9% Govt Stock 2065matures 15 Apr 20657.16%
7.23% Govt Stock 2039matures 15 Apr 20394.94%
Hdb Financial Services Limitedmatures 5 Jul 20294.25%
Indian Railway Finance Corporation Limitedmatures 9 Sep 20294.25%
SMFG India Cr Co.Ltd.4.20%
6.52% Govt Stock 2031matures 7 Dec 20313.09%
Ntpc Limitedmatures 15 Jan 20293.09%

The debt it holds

Yield to maturity: 7.09% vs category 7.08%
Modified duration: 6.63 yrs vs category 5.34 yrs
Average maturity: 13.04 yrs vs category 10.74 yrs
Average coupon: 7.29%
Government securities: 65.8%

Credit quality

AAA: 100.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹153 cr
Net flow, 3 months: −₹20 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of HDFC Income Fund?: ₹67.58 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of HDFC Income Fund?: 0.8% a year for the Direct plan, as of 30 Jun 2026.
How large is HDFC Income Fund?: ₹830 crore under management as of 31 Jul 2026, in the Medium to Long Duration Fund category.
How risky is HDFC Income Fund?: Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
What are the 5-year returns of HDFC Income Fund?: 6.06% a year over the last 5 years (Direct plan, CAGR), against a Medium to Long Duration Fund average of 6.21%. Past returns do not predict future returns.
What is the worst 3-year return of HDFC Income Fund?: 5.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages HDFC Income Fund?: Dhruv Muchhal, managing this fund for 3.1 years.

Where this fund sits

Its shelf, all funds

Gl · Gilt & duration →

Government bonds and interest-rate positioning, from medium to very long.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Medium to Long Duration Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 4-8 YR G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.