ICICI Prudential Retirement Fund Pure Equity Plan
NAV
₹39.99
as of 21 Aug 2026
ICICI Prudential Retirement Fund Pure Equity Plan is an open-ended Retirement Fund scheme from ICICI Prudential Mutual Fund managing ₹2,096 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹39.99 as of 21 Aug 2026. The expense ratio is 0.65% a year. Managed by Sharmila D’mello. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.65% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,096 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 27 Feb 2019
- ISIN
- INF109KC1TS2
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
ICICI Prudential Retirement Fund Pure Equity Plan
₹261
+161% on ₹100 over 5.0 yrs
Retirement Fund average
₹163
+63% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 6 months | 5.54% | – | – |
| 1 year | 10.47% | – | – |
| 3 years (CAGR) | 22.19% | – | – |
| 5 years (CAGR) | 21.22% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -1.9%
- Median
- 16.5%
- Best
- 63.2%
49 windows over the last 60 months, stepped monthly; 96% ended positive. Worst window began 1 Apr 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 19.1%
- Median
- 25.5%
- Best
- 32.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Apr 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.90
- Sharpe ratio (5Y)
- 0.99
- Sortino ratio (3Y)
- 1.54
- Standard deviation (3Y)
- 16.14%
- Deepest fall (5Y)
- -16.13%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-16.1%
Right now
-0.3% below peak
Where the money actually is
Equity
93.8%
Cash
6.2%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
96 positions · top 10 = 30.6%
Market-cap mix (equity sleeve)
Large 49.6%Mid 23.3%Small 20.9%Other 6.2%
as of 31 Jul 2026
Holdings by sector
- Industrials17.6%
- Basic Materials15.4%
Financial Services(3 in top 10)14.8%
- HDFC Bank Ltd5.29%
- Multi Commodity Exchange of India Ltd2.87%
- ICICI Bank Ltd2.50%
Consumer Defensive(3 in top 10)13.9%
- Hindustan Unilever Ltd3.84%
- Britannia Industries Ltd2.40%
- Avenue Supermarts Ltd2.33%
Consumer Cyclical(1 in top 10)9.7%
- Mahindra & Mahindra Ltd2.32%
- Technology5.4%
Energy(1 in top 10)4.4%
- Reliance Industries Ltd4.36%
- Real Estate4.0%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 45.8% a year.
Other top holdings
- Treps6.15%
- Bharti Airtel Ltd2.66%
Money in, money out
- Net flow, 12 months
- +₹610 cr
- Net flow, 3 months
- +₹170 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of ICICI Prudential Retirement Fund Pure Equity Plan?
- ₹39.99 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of ICICI Prudential Retirement Fund Pure Equity Plan?
- 0.65% a year for the Direct plan, as of 30 Jun 2026.
- How large is ICICI Prudential Retirement Fund Pure Equity Plan?
- ₹2,096 crore under management as of 31 Jul 2026, in the Retirement Fund category.
- How risky is ICICI Prudential Retirement Fund Pure Equity Plan?
- Its SEBI Riskometer reading is "Very High Risk". A goal-linked wrapper with a lock-in until retirement or five years.
- What are the 5-year returns of ICICI Prudential Retirement Fund Pure Equity Plan?
- 21.22% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of ICICI Prudential Retirement Fund Pure Equity Plan?
- 19.1% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Apr 2022. The median was 25.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages ICICI Prudential Retirement Fund Pure Equity Plan?
- Sharmila D’mello, managing this fund for 4 years.
Where this fund sits
Its shelf, all funds
Rt · Retirement fund →
A goal-linked wrapper with a lock-in until retirement or five years.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Retirement Fund funds
- HDFC Retirement Savings Fund - Equity Plan₹7,014 crore
- SBI Retirement Benefit Fund - Aggressive Plan₹3,159 crore
- Tata Retirement Savings Fund-Moderate Plan₹2,218 crore
- Tata Retirement Savings Fund-Progressive Plan₹2,217 crore
- HDFC Retirement Savings Fund - Hybrid-Equity Plan₹1,630 crore
- SBI Retirement Benefit Fund - Aggressive Hybrid Plan₹1,629 crore
- ICICI Prudential Retirement Fund Hybrid Aggressive Plan₹1,273 crore
- ICICI Prudential Retirement Fund Hybrid Conservative Plan₹97 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.