What is the NAV of ITI Balanced Advantage Fund?

₹16.13 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of ITI Balanced Advantage Fund?

1.68% a year for the Direct plan, as of 31 Aug 2026.

How large is ITI Balanced Advantage Fund?

₹348 crore under management as of 31 Aug 2026, in the Dynamic Asset Allocation or Balanced Advantage category.

How risky is ITI Balanced Advantage Fund?

Its SEBI Riskometer reading is "Very High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.

What is the worst 3-year return of ITI Balanced Advantage Fund?

8.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 11.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages ITI Balanced Advantage Fund?

Rajesh Bhatia, managing this fund for 2.7 years.

ITI Balanced Advantage Fund

ITI Mutual FundDirectOpen-endedDynamic Asset Allocation or Balanced AdvantageRiskometer: Very High Risk

NAV

₹16.13

as of 6 Oct 2026

ITI Balanced Advantage Fund is an open-ended Dynamic Asset Allocation or Balanced Advantage scheme from ITI Mutual Fund managing ₹348 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹16.13 as of 6 Oct 2026. The expense ratio is 1.68% a year. Managed by Rajesh Bhatia. This page is factual data only – it carries no rating and no recommendation.

Key facts

Expense ratio: 1.68% / yr; as of 31 Aug 2026
Fund size: ₹348 crore; as of 31 Aug 2026
Exit load: 0.5%
SIP available: Yes
Launched: 31 Dec 2019
ISIN: INF00XX01689

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from nyvo’s own NAV data.

Rebased to 100data to 5 Oct 2026Benchmark: Hybrid Balanced Benchmark

Oct 2021Oct 2026

ITI Balanced Advantage Fund

₹142

+42% on ₹100 over 5.0 yrs

Dynamic Asset Allocation or Balanced Advantage average

₹151

+51% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	-1.45%	-2.70%	+1.25
6 months	1.76%	4.87%	-3.11
1 year	-1.43%	0.33%	-1.76
3 years (CAGR)	8.41%	9.21%	-0.80
5 years (CAGR)	7.35%	8.28%	-0.93

Category average across 28 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.53
Sharpe ratio (5Y): 0.43
Sortino ratio (3Y): 0.76 vs category 0.62
Standard deviation (3Y): 8.09%
Beta (3Y): 0.91
Alpha (3Y): 1.40%
Deepest fall (5Y): -8.02%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.

Deepest fall

-8.0%

Right now

-4.8% below peak

Aug 2023Deepest: -8.2%Oct 2026

Ahead of its benchmark in 58% of months (window: 3y, monthly) – benchmark: Hybrid Balanced Benchmark, name shown only.

Where the money actually is

Equity

74.8%

Bonds

20.2%

Cash

5.0%

Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.

What it owns

68 positions · top 10 = 30.0%

Market-cap mix (equity sleeve)

Large 37.5%Mid 17.5%Small 19.2%Other 25.8%

as of 31 Aug 2026

Holdings by sector

Financial Services(3 in top 10)28.5%
- ICICI Bank Ltd4.21%
- HDFC Bank Ltd3.52%
- Bajaj Finance Ltd2.44%
Basic Materials10.6%
Healthcare9.7%
Consumer Cyclical(1 in top 10)9.6%
- Mahindra & Mahindra Ltd2.37%
Technology5.8%
Industrials4.2%
Energy(1 in top 10)3.2%
- Reliance Industries Ltd3.24%
Consumer Defensive1.1%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 492.2% vs category 112.8% a year.

Other top holdings

7.06% Govt Stock 2028matures 10 Apr 20284.37%
Net Receivables / (Payables)3.29%
Power Grid Corporation Of India Limitedmatures 25 Apr 20282.90%
Treps 01-Sep-2026matures 1 Sep 20262.72%
National Bank For Agriculture And Rural Developmentmatures 15 Sep 20282.58%

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds (debt sleeve)

Yield to maturity: 5.44% vs category 6.89%
Modified duration: 0.25 yrs vs category 2.35 yrs
Average maturity: 0.28 yrs vs category 3.80 yrs
Average coupon: 7.54%
Government securities: 13.3%

Credit quality

AAA: 100.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.

Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹54 cr
Net flow, 3 months: −₹14 cr

as of 31 Aug 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of ITI Balanced Advantage Fund?: ₹16.13 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of ITI Balanced Advantage Fund?: 1.68% a year for the Direct plan, as of 31 Aug 2026.
How large is ITI Balanced Advantage Fund?: ₹348 crore under management as of 31 Aug 2026, in the Dynamic Asset Allocation or Balanced Advantage category.
How risky is ITI Balanced Advantage Fund?: Its SEBI Riskometer reading is "Very High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
What are the 5-year returns of ITI Balanced Advantage Fund?: 7.35% a year over the last 5 years (Direct plan, CAGR), against a Dynamic Asset Allocation or Balanced Advantage average of 8.28%. Past returns do not predict future returns.
What is the worst 3-year return of ITI Balanced Advantage Fund?: 8.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 11.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages ITI Balanced Advantage Fund?: Rajesh Bhatia, managing this fund for 2.7 years.

Where this fund sits

Its shelf, all funds

Ba · Balanced advantage →

The fund shifts between equity, debt and sometimes gold so you do not have to.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

Compare this fund →

Put it next to any other fund – growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Dynamic Asset Allocation or Balanced Advantage funds

Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Balanced Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.