ITI Balanced Advantage Fund
NAV
₹16.53
as of 21 Aug 2026
ITI Balanced Advantage Fund is an open-ended Dynamic Asset Allocation or Balanced Advantage scheme from ITI Mutual Fund managing ₹354 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹16.53 as of 21 Aug 2026. The expense ratio is 1.6% a year. Managed by Rajesh Bhatia. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.6% / yr
- as of 30 Jun 2026
- Fund size
- ₹354 crore
- as of 31 Jul 2026
- Exit load
- 0.5%
- SIP available
- Yes
- Launched
- 31 Dec 2019
- ISIN
- INF00XX01689
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Balanced Benchmark
ITI Balanced Advantage Fund
₹159
+59% on ₹100 over 5.0 yrs
Dynamic Asset Allocation or Balanced Advantage average
₹162
+62% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.77% | 4.61% | +0.16 |
| 6 months | 0.51% | 2.44% | -1.93 |
| 1 year | 1.83% | 4.61% | -2.78 |
| 3 years (CAGR) | 10.70% | 11.19% | -0.49 |
| 5 years (CAGR) | 9.71% | 9.86% | -0.15 |
Category average across 28 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.8%
- Median
- 6.3%
- Best
- 29.8%
49 windows over the last 60 months, stepped monthly; 86% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 9.5%
- Median
- 12.5%
- Best
- 15.3%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.47
- Sharpe ratio (5Y)
- 0.44
- Sortino ratio (3Y)
- 0.67 vs category 0.57
- Standard deviation (3Y)
- 8.12%
- Beta (3Y)
- 0.92
- Alpha (3Y)
- 0.89%
- Deepest fall (5Y)
- -8.02%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-8.0%
Right now
-1.8% below peak
Ahead of its benchmark in 58% of months (window: 3y, monthly) — benchmark: Hybrid Balanced Benchmark, name shown only.
Where the money actually is
Equity
69.6%
Bonds
19.9%
Cash
10.5%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
65 positions · top 10 = 33.7%
Market-cap mix (equity sleeve)
Large 34.7%Mid 12.7%Small 21.2%Other 31.4%
as of 31 Jul 2026
Holdings by sector
Financial Services(4 in top 10)31.3%
- ICICI Bank Ltd4.09%
- Bajaj Finance Ltd3.81%
- HDFC Bank Ltd3.66%
- Shriram Finance Ltd3.48%
Healthcare(2 in top 10)9.7%
- Wockhardt Ltd2.94%
- Laurus Labs Ltd2.75%
- Basic Materials7.5%
- Consumer Cyclical7.0%
- Industrials5.9%
Energy(1 in top 10)4.2%
- Reliance Industries Ltd3.26%
- Technology3.1%
- Consumer Defensive1.0%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 698.5% vs category 150.6% a year.
Other top holdings
- Treps 03-Aug-2026matures 3 Aug 20267.36%
- 7.06% Govt Stock 2028matures 10 Apr 20284.31%
- Power Grid Corporation Of India Limitedmatures 25 Apr 20282.87%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 5.78% vs category 6.89%
- Modified duration
- 0.27 yrs vs category 2.35 yrs
- Average maturity
- 0.30 yrs vs category 3.80 yrs
- Average coupon
- 7.54%
- Government securities
- 13.1%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹46 cr
- Net flow, 3 months
- −₹8 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of ITI Balanced Advantage Fund?
- ₹16.53 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of ITI Balanced Advantage Fund?
- 1.6% a year for the Direct plan, as of 30 Jun 2026.
- How large is ITI Balanced Advantage Fund?
- ₹354 crore under management as of 31 Jul 2026, in the Dynamic Asset Allocation or Balanced Advantage category.
- How risky is ITI Balanced Advantage Fund?
- Its SEBI Riskometer reading is "Very High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
- What are the 5-year returns of ITI Balanced Advantage Fund?
- 9.71% a year over the last 5 years (Direct plan, CAGR), against a Dynamic Asset Allocation or Balanced Advantage average of 9.86%. Past returns do not predict future returns.
- What is the worst 3-year return of ITI Balanced Advantage Fund?
- 9.5% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Feb 2022. The median was 12.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages ITI Balanced Advantage Fund?
- Rajesh Bhatia, managing this fund for 2.7 years.
Where this fund sits
Its shelf, all funds
Ba · Balanced advantage →
The fund shifts between equity, debt and sometimes gold so you do not have to.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Asset Allocation or Balanced Advantage funds
- HDFC Balanced Advantage Fund₹1.08 lakh crore
- ICICI Prudential Balanced Advantage Fund₹74,555 crore
- SBI Balanced Advantage Fund₹42,244 crore
- Kotak Balanced Advantage Fund₹17,429 crore
- 360 ONE Balanced Hybrid Fund₹726 crore
- LIC MF Balanced Advantage Fund₹686 crore
- WhiteOak Capital Balanced Hybrid Fund₹292 crore
- Helios Balanced Advantage Fund₹291 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Balanced Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.