JM Short Duration Fund
NAV
₹13.11
as of 21 Aug 2026
JM Short Duration Fund is an open-ended Short Duration Fund scheme from JM Financial Mutual Fund managing ₹80 crore (as of 30 Jun 2026). Its Direct-plan NAV is ₹13.11 as of 21 Aug 2026. The expense ratio is 0.39% a year. Managed by Ruchi Fozdar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.39% / yr
- as of 30 Jun 2026
- Fund size
- ₹80 crore
- as of 30 Jun 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 29 Aug 2022
- ISIN
- INF192K01MP8
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
JM Short Duration Fund
₹131
+31% on ₹100 over 4.0 yrs
Short Duration Fund average
₹131
+31% on ₹100 over 4.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.42% | – | – |
| 6 months | 2.65% | – | – |
| 1 year | 5.48% | – | – |
| 3 years (CAGR) | 7.25% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 4.2%
- Median
- 7.5%
- Best
- 9.8%
36 windows over the last 47 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.9%
- Median
- 7.4%
- Best
- 7.8%
12 windows over the last 47 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.65
- Sortino ratio (3Y)
- 1.17 vs category 0.89
- Standard deviation (3Y)
- 1.24%
Where the money actually is
Bonds
76.5%
Cash
23.0%
Other
0.5%
Whole-portfolio split, as of 15 Jul 2026.
What it owns
21 positions · top 10 = 56.8%
Top holdings
- 6.01% Govt Stock 2030matures 21 Jul 20309.09%
- 6.36% Govt Stock 2031matures 16 Feb 20318.85%
- HDFC Bank Limitedmatures 3 May 20277.29%
- Rec Limitedmatures 31 May 20296.39%
- Bajaj Housing Finance Limitedmatures 1 Sep 20286.37%
- Hdb Financial Services Limitedmatures 5 Jan 20286.36%
- Small Industries Development Bank Of Indiamatures 9 Jul 20276.36%
- National Bank For Agriculture And Rural Developmentmatures 15 Mar 20276.36%
- Mahindra And Mahindra Financial Services Limitedmatures 21 Feb 20286.36%
- Jamnagar Utilities & Power Private Limitedmatures 29 Sep 20266.34%
Holdings as of 15 Jul 2026. Portfolio turnover 121.4% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.03% vs category 7.22%
- Modified duration
- 1.71 yrs vs category 2.27 yrs
- Average maturity
- 1.98 yrs vs category 3.32 yrs
- Average coupon
- 7.39%
- Government securities
- 31.3%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 15 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹44 cr
- Net flow, 3 months
- −₹6 cr
as of 30 Jun 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of JM Short Duration Fund?
- ₹13.11 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of JM Short Duration Fund?
- 0.39% a year for the Direct plan, as of 30 Jun 2026.
- How large is JM Short Duration Fund?
- ₹80 crore under management as of 30 Jun 2026, in the Short Duration Fund category.
- How risky is JM Short Duration Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What is the worst 3-year return of JM Short Duration Fund?
- 6.9% a year — the weakest of 12 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 7.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages JM Short Duration Fund?
- Ruchi Fozdar, managing this fund for 2.3 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Short Duration Fund funds
- ICICI Prudential Short Term Fund₹19,260 crore
- HDFC Short Term Debt Fund₹15,081 crore
- Kotak Bond Short Term Fund₹14,292 crore
- SBI SHORT TERM DEBT FUND₹14,001 crore
- Bandhan Short Duration Fund₹8,889 crore
- Groww Short Term Fund₹96 crore
- Mahindra Manulife Short Duration Fund₹82 crore
- TRUSTMF Short Duration Fund₹59 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.