Kotak Dynamic Bond Fund
NAV
₹43.7
as of 21 Aug 2026
Kotak Dynamic Bond Fund is an open-ended Dynamic Bond scheme from Kotak Mahindra Mutual Fund managing ₹2,366 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹43.7 as of 21 Aug 2026. The expense ratio is 0.59% a year. Managed by Deepak Agrawal. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.59% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,366 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 26 May 2008
- ISIN
- INF174K01JU2
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Kotak Dynamic Bond Fund
₹139
+39% on ₹100 over 5.0 yrs
Dynamic Bond average
₹137
+37% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 3.91% | 3.14% | +0.77 |
| 6 months | 4.26% | 2.91% | +1.35 |
| 1 year | 7.52% | 5.73% | +1.79 |
| 3 years (CAGR) | 8.15% | 7.32% | +0.83 |
| 5 years (CAGR) | 6.90% | 6.26% | +0.64 |
Category average across 21 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 2.1%
- Median
- 6.9%
- Best
- 12.2%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.6%
- Median
- 7.8%
- Best
- 9.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.48
- Sharpe ratio (5Y)
- 0.35
- Sortino ratio (3Y)
- 0.76 vs category 0.22
- Standard deviation (3Y)
- 3.15%
- Deepest fall (5Y)
- -2.00%
Where the money actually is
Equity
10.0%
Bonds
87.0%
Cash
2.7%
Other
0.4%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
36 positions · top 10 = 72.7%
Holdings by sector
- Real Estate4.0%
- Financial Services3.8%
- Industrials2.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 249.2% vs category 249.2% a year.
Other top holdings
- 6.9% Govt Stock 2065matures 15 Apr 206520.48%
- Tamil Nadu (Government of) 0.0754%10.51%
- Muthoot Finance Limitedmatures 1 Jun 20296.42%
- Vedanta Limitedmatures 16 Mar 20296.40%
- Tamil Nadu (Government of) 0.0769%6.27%
- 7.71% Govt Stock 2066matures 18 May 20665.38%
- 7.25% Govt Stock 2063matures 12 Jun 20634.67%
- Karnataka (Government of) 0.0756%4.28%
- Uttar Pradesh (Government of) 0.0762%4.24%
- Adani Power Limitedmatures 25 Jan 20294.00%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.72% vs category 7.08%
- Modified duration
- 7.03 yrs vs category 5.10 yrs
- Average maturity
- 17.16 yrs vs category 11.10 yrs
- Average coupon
- 7.65%
- Government securities
- 59.9%
Credit quality
- AAA
- 75.6%
- AA
- 24.4%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹617 cr
- Net flow, 3 months
- −₹138 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Kotak Dynamic Bond Fund?
- ₹43.7 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Kotak Dynamic Bond Fund?
- 0.59% a year for the Direct plan, as of 30 Jun 2026.
- How large is Kotak Dynamic Bond Fund?
- ₹2,366 crore under management as of 31 Jul 2026, in the Dynamic Bond category.
- How risky is Kotak Dynamic Bond Fund?
- Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Kotak Dynamic Bond Fund?
- 6.90% a year over the last 5 years (Direct plan, CAGR), against a Dynamic Bond average of 6.26%. Past returns do not predict future returns.
- What is the worst 3-year return of Kotak Dynamic Bond Fund?
- 6.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Kotak Dynamic Bond Fund?
- Deepak Agrawal, managing this fund for 13.7 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Bond funds
- ICICI Prudential All Seasons Bond Fund₹13,260 crore
- Nippon India Dynamic Bond Fund₹3,917 crore
- SBI DYNAMIC BOND FUND₹3,682 crore
- BANDHAN Dynamic Bond Fund₹2,007 crore
- Aditya Birla Sun Life Dynamic Bond Fund₹1,441 crore
- Axis Dynamic Bond Fund₹996 crore
- DSP Strategic Bond Fund₹668 crore
- 360 ONE Dynamic Bond Fund₹570 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.