What is the NAV of Kotak Low Duration Fund?

₹3,921.3 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of Kotak Low Duration Fund?

0.4% a year for the Direct plan, as of 30 Jun 2026.

How large is Kotak Low Duration Fund?

₹12,083 crore under management as of 31 Jul 2026, in the Low Duration Fund category.

How risky is Kotak Low Duration Fund?

Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.

What are the 5-year returns of Kotak Low Duration Fund?

6.73% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.

What is the worst 3-year return of Kotak Low Duration Fund?

6.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages Kotak Low Duration Fund?

Deepak Agrawal, managing this fund for 11.5 years.

Kotak Low Duration Fund

Kotak Mahindra Mutual FundDirectOpen-endedLow Duration FundRiskometer: Low to Moderate Risk

NAV

₹3,921.3

as of 21 Aug 2026

Kotak Low Duration Fund is an open-ended Low Duration Fund scheme from Kotak Mahindra Mutual Fund managing ₹12,083 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹3,921.3 as of 21 Aug 2026. The expense ratio is 0.4% a year. Managed by Deepak Agrawal. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.4% / yr; as of 30 Jun 2026
Fund size: ₹12,083 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 6 Mar 2008
ISIN: INF178L01AX4

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026

Aug 2021Aug 2026

Kotak Low Duration Fund

₹138

+38% on ₹100 over 5.0 yrs

Low Duration Fund average

₹131

+31% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	2.25%	–	–
6 months	3.26%	–	–
1 year	6.43%	–	–
3 years (CAGR)	7.56%	–	–
5 years (CAGR)	6.73%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 1.53
Sharpe ratio (5Y): 1.14
Sortino ratio (3Y): 3.64 vs category 1.93
Standard deviation (3Y): 0.70%
Deepest fall (5Y): -0.20%

Where the money actually is

Bonds

72.0%

Cash

27.6%

Other

0.4%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

104 positions · top 10 = 23.1%

Top holdings

7.15% Karnataka Sgs 2031matures 28 Jul 20314.16%
Punjab National Bankmatures 3 Apr 20273.98%
National Bank For Agriculture And Rural Developmentmatures 15 Mar 20273.94%
Punjab National Bankmatures 2 Apr 20273.60%
Jtpm Metal TRaders Limitedmatures 30 Apr 20303.56%
Bajaj Housing Finance Limitedmatures 20 Mar 20283.31%
Canara Bankmatures 2 Feb 20272.80%
Bank Of Barodamatures 2 May 20272.40%
Bajaj Housing Finance Limitedmatures 26 May 20282.13%
HDFC Bank Limited2.07%

Holdings as of 31 Jul 2026. Portfolio turnover 179.2% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 7.42% vs category 7.11%
Modified duration: 0.89 yrs vs category 0.89 yrs
Average maturity: 1.04 yrs vs category 1.09 yrs
Average coupon: 7.70%
Government securities: 19.0%

Credit quality

AAA: 84.8%
AA: 15.2%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹2,815 cr
Net flow, 3 months: −₹4,390 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of Kotak Low Duration Fund?: ₹3,921.3 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of Kotak Low Duration Fund?: 0.4% a year for the Direct plan, as of 30 Jun 2026.
How large is Kotak Low Duration Fund?: ₹12,083 crore under management as of 31 Jul 2026, in the Low Duration Fund category.
How risky is Kotak Low Duration Fund?: Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
What are the 5-year returns of Kotak Low Duration Fund?: 6.73% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
What is the worst 3-year return of Kotak Low Duration Fund?: 6.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages Kotak Low Duration Fund?: Deepak Agrawal, managing this fund for 11.5 years.

Where this fund sits

Its shelf, all funds

Sd · Short duration →

Three months to three years of lending. Where sensible near-term money quietly sits.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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One bet or two?

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Other Low Duration Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.