Kotak Medium Term Fund
NAV
₹27.55
as of 6 Oct 2026
Kotak Medium Term Fund is an open-ended Medium Duration Fund scheme from Kotak Mahindra Mutual Fund managing ₹1,926 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹27.55 as of 6 Oct 2026. The expense ratio is 0.67% a year. Managed by Deepak Agrawal. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.67% / yr
- as of 31 Aug 2026
- Fund size
- ₹1,926 crore
- as of 31 Aug 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 25 Mar 2014
- ISIN
- INF174K01VQ5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 4-8 YR G-SEC INDEX
Kotak Medium Term Fund
₹143
+43% on ₹100 over 5.0 yrs
Medium Duration Fund average
₹140
+40% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 0.47% | 0.57% | -0.10 |
| 6 months | 3.26% | 4.00% | -0.74 |
| 1 year | 6.09% | 5.76% | +0.33 |
| 3 years (CAGR) | 8.97% | 7.67% | +1.30 |
| 5 years (CAGR) | 7.33% | 6.74% | +0.59 |
Category average across 13 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 3.4%
- Median
- 8.4%
- Best
- 11.3%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 7.0%
- Median
- 8.7%
- Best
- 9.4%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.39
- Sharpe ratio (5Y)
- 0.83
- Sortino ratio (3Y)
- 2.73 vs category 1.15
- Standard deviation (3Y)
- 1.78%
- Deepest fall (5Y)
- -0.88%
Where the money actually is
Equity
9.8%
Bonds
85.3%
Cash
4.6%
Other
0.3%
Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.
What it owns
65 positions · top 10 = 41.7%
Holdings by sector
Real Estate(1 in top 10)6.9%
- Embassy Office Parks REIT4.07%
- Financial Services1.6%
- Industrials1.3%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 107.8% vs category 96.9% a year.
Other top holdings
- Jtpm Metal TRaders Limitedmatures 30 Apr 20305.60%
- L&T Metro Rail (Hyderabad) Limitedmatures 28 Apr 20355.08%
- Bamboo Hotel And Global Centre (Delhi) Private Limitedmatures 31 Jan 20284.69%
- Adani Power Limitedmatures 25 Jan 20294.64%
- 360 One Prime Limitedmatures 25 Jul 20283.89%
- TATA Steel Limitedmatures 20 Sep 20323.86%
- Mas Financial Services Limitedmatures 12 Jun 20283.85%
- Aditya Birla Renewables Limitedmatures 24 Sep 20273.12%
- 7.71% Govt Stock 2066matures 18 May 20662.88%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 8.37% vs category 7.60%
- Modified duration
- 2.99 yrs vs category 3.25 yrs
- Average maturity
- 5.55 yrs vs category 4.81 yrs
- Average coupon
- 7.99%
- Government securities
- 10.8%
Credit quality
- AAA
- 35.5%
- AA
- 56.4%
- A
- 8.1%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.
Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹30 cr
- Net flow, 3 months
- +₹63 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Kotak Medium Term Fund?
- ₹27.55 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Kotak Medium Term Fund?
- 0.67% a year for the Direct plan, as of 31 Aug 2026.
- How large is Kotak Medium Term Fund?
- ₹1,926 crore under management as of 31 Aug 2026, in the Medium Duration Fund category.
- How risky is Kotak Medium Term Fund?
- Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Kotak Medium Term Fund?
- 7.33% a year over the last 5 years (Direct plan, CAGR), against a Medium Duration Fund average of 6.74%. Past returns do not predict future returns.
- What is the worst 3-year return of Kotak Medium Term Fund?
- 7.0% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 8.7% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Kotak Medium Term Fund?
- Deepak Agrawal, managing this fund for 12.4 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Medium Duration Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 4-8 YR G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.