SBI COMMA Fund
NAV
₹127.77
as of 21 Aug 2026
SBI COMMA Fund is an open-ended Sectoral/ Thematic scheme from SBI Mutual Fund managing ₹1,185 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹127.77 as of 21 Aug 2026. The expense ratio is 1.74% a year. Managed by Dinesh Balachandran. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.74% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,185 crore
- as of 31 Jul 2026
- Exit load
- 0.5%
- SIP available
- Yes
- Launched
- 8 Aug 2005
- ISIN
- INF200K01SB6
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty Commodities Index (TRI)
SBI COMMA Fund
₹185
+85% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹203
+103% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 0.38% | 6.78% | -6.40 |
| 6 months | 3.34% | 3.68% | -0.34 |
| 1 year | 12.79% | 6.07% | +6.72 |
| 3 years (CAGR) | 17.97% | 16.01% | +1.96 |
| 5 years (CAGR) | 12.69% | 15.20% | -2.51 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -13.0%
- Median
- 10.8%
- Best
- 54.4%
49 windows over the last 60 months, stepped monthly; 69% ended positive. Worst window began 1 Apr 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 7.6%
- Median
- 16.7%
- Best
- 22.4%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.70
- Sharpe ratio (5Y)
- 0.39
- Sortino ratio (3Y)
- 1.17
- Standard deviation (3Y)
- 16.69%
- Deepest fall (5Y)
- -21.67%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-21.7%
Right now
-1.2% below peak
Where the money actually is
Equity
97.8%
Bonds
0.3%
Cash
1.9%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
44 positions · top 10 = 43.7%
Market-cap mix
Large 36.9%Mid 20.9%Small 38.7%Other 3.5%
as of 31 Jul 2026
Holdings by sector
Basic Materials(4 in top 10)50.2%
- Tata Steel Ltd6.84%
- JSW Steel Ltd5.36%
- UltraTech Cement Ltd3.42%
- Steel Authority Of India Ltd3.35%
Energy(1 in top 10)15.7%
- Oil & Natural Gas Corp Ltd4.64%
Utilities(1 in top 10)11.8%
- CESC Ltd4.43%
Consumer Cyclical(2 in top 10)8.7%
- Gokaldas Exports Ltd4.01%
- Arvind Ltd3.29%
Healthcare(1 in top 10)5.1%
- Sudeep Pharma Ltd5.11%
Consumer Defensive(1 in top 10)4.5%
- Balrampur Chini Mills Ltd3.22%
- Financial Services1.8%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 88.1% vs category 37.3% a year.
The businesses it owns
- P/E (trailing)
- 18.3 vs category 25.8
- P/B
- 2.1 vs category 3.8
- Dividend yield
- 2.0% vs category 1.1%
- Net margin
- 12.2% vs category 15.4%
- Earnings growth
- 13.5%
- Avg market cap
- ₹53,909 crore
Money in, money out
- Net flow, 12 months
- +₹377 cr
- Net flow, 3 months
- +₹116 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of SBI COMMA Fund?
- ₹127.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of SBI COMMA Fund?
- 1.74% a year for the Direct plan, as of 30 Jun 2026.
- How large is SBI COMMA Fund?
- ₹1,185 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is SBI COMMA Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of SBI COMMA Fund?
- 12.69% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 15.20%. Past returns do not predict future returns.
- What is the worst 3-year return of SBI COMMA Fund?
- 7.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 16.7% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages SBI COMMA Fund?
- Dinesh Balachandran, managing this fund for 2.2 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- SBI BANKING & FINANCIAL SERVICES FUND₹10,872 crore
- SBI Energy Opportunities Fund₹8,647 crore
- Aditya Birla Sun Life Infrastructure Fund₹1,231 crore
- Bandhan Business Cycle Fund₹1,209 crore
- HSBC Business Cycles Fund₹1,182 crore
- HDFC Housing Opportunities Fund₹1,173 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Commodities Index (TRI)) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.