Union Focused Fund
NAV
₹30.04
as of 21 Aug 2026
Union Focused Fund is an open-ended Focused Fund scheme from Union Mutual Fund managing ₹448 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹30.04 as of 21 Aug 2026. The expense ratio is 1.27% a year. Managed by Vinod Malviya. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.27% / yr
- as of 30 Jun 2026
- Fund size
- ₹448 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 13 Aug 2019
- ISIN
- INF582M01FS4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
Union Focused Fund
₹174
+74% on ₹100 over 5.0 yrs
Focused Fund average
₹187
+87% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.80% | 7.55% | -0.75 |
| 6 months | 8.31% | 3.19% | +5.12 |
| 1 year | 9.94% | 5.31% | +4.63 |
| 3 years (CAGR) | 13.35% | 15.11% | -1.76 |
| 5 years (CAGR) | 11.70% | 12.87% | -1.17 |
Category average across 26 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.9%
- Median
- 7.1%
- Best
- 35.3%
49 windows over the last 60 months, stepped monthly; 86% ended positive. Worst window began 1 Mar 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.3%
- Median
- 13.4%
- Best
- 18.2%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.45
- Sharpe ratio (5Y)
- 0.47
- Sortino ratio (3Y)
- 0.65 vs category 0.69
- Standard deviation (3Y)
- 14.15%
- Beta (3Y)
- 0.86
- Alpha (3Y)
- 0.98%
- Deepest fall (5Y)
- -15.61%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-15.6%
Right now
-0.6% below peak
Ahead of its benchmark in 50% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
99.1%
Cash
0.9%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
32 positions · top 10 = 48.9%
Market-cap mix
Large 58.9%Mid 16.9%Small 23.3%Other 0.9%
as of 30 Jun 2026
Holdings by sector
Financial Services(2 in top 10)31.4%
- ICICI Bank Ltd8.97%
- HDFC Bank Ltd4.54%
Industrials(3 in top 10)21.2%
- Hitachi Energy India Ltd Ordinary Shares4.80%
- GE Vernova T&D India Ltd4.38%
- Bharat Electronics Ltd4.18%
Consumer Cyclical(1 in top 10)12.4%
- Gabriel India Ltd4.37%
Basic Materials(1 in top 10)11.9%
- Solar Industries India Ltd5.10%
Healthcare(2 in top 10)8.0%
- Max Healthcare Institute Ltd Ordinary Shares4.05%
- Torrent Pharmaceuticals Ltd3.97%
- Technology6.6%
Consumer Defensive(1 in top 10)4.6%
- Tata Consumer Products Ltd4.57%
- Communication Services3.0%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 149.1% vs category 45.6% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The businesses it owns
- P/E (trailing)
- 30.8 vs category 27.1
- P/B
- 5.0 vs category 3.6
- Dividend yield
- 0.7% vs category 1.1%
- Net margin
- 19.0% vs category 16.8%
- Earnings growth
- 9.5%
- Avg market cap
- ₹1.46 lakh crore
Money in, money out
- Net flow, 12 months
- −₹7 cr
- Net flow, 3 months
- +₹1 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Focused Fund?
- ₹30.04 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Focused Fund?
- 1.27% a year for the Direct plan, as of 30 Jun 2026.
- How large is Union Focused Fund?
- ₹448 crore under management as of 31 Jul 2026, in the Focused Fund category.
- How risky is Union Focused Fund?
- Its SEBI Riskometer reading is "Very High Risk". Style bets: out-of-favour companies, steady payers, concentrated conviction.
- What are the 5-year returns of Union Focused Fund?
- 11.70% a year over the last 5 years (Direct plan, CAGR), against a Focused Fund average of 12.87%. Past returns do not predict future returns.
- What is the worst 3-year return of Union Focused Fund?
- 10.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Feb 2022. The median was 13.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Union Focused Fund?
- Vinod Malviya, managing this fund for 1.8 years.
Where this fund sits
Its shelf, all funds
Vl · Value, dividend & focused →
Style bets: out-of-favour companies, steady payers, concentrated conviction.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Focused Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.