UTI-Dividend Yield Fund
NAV
₹193.12
as of 21 Aug 2026
UTI-Dividend Yield Fund is an open-ended Dividend Yield Fund scheme from UTI Mutual Fund managing ₹3,814 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹193.12 as of 21 Aug 2026. The expense ratio is 1.46% a year. Managed by Amit Premchandani. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.46% / yr
- as of 30 Jun 2026
- Fund size
- ₹3,814 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 3 May 2005
- ISIN
- INF789F01SW4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
UTI-Dividend Yield Fund
₹180
+80% on ₹100 over 5.0 yrs
Dividend Yield Fund average
₹198
+98% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.78% | 2.62% | +0.16 |
| 6 months | -2.49% | 1.21% | -3.70 |
| 1 year | 0.75% | 2.30% | -1.55 |
| 3 years (CAGR) | 14.92% | 15.15% | -0.23 |
| 5 years (CAGR) | 12.46% | 15.54% | -3.08 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -7.8%
- Median
- 8.3%
- Best
- 54.9%
49 windows over the last 60 months, stepped monthly; 78% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 15.3%
- Median
- 20.2%
- Best
- 24.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.60
- Sharpe ratio (5Y)
- 0.53
- Sortino ratio (3Y)
- 0.92 vs category 0.77
- Standard deviation (3Y)
- 14.62%
- Beta (3Y)
- 0.92
- Alpha (3Y)
- 3.03%
- Deepest fall (5Y)
- -17.52%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-17.5%
Right now
-5.3% below peak
Ahead of its benchmark in 53% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
98.1%
Bonds
0.5%
Cash
1.4%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
63 positions · top 10 = 36.6%
Market-cap mix
Large 62.5%Mid 15.3%Small 17.7%Other 4.6%
as of 31 Jul 2026
Holdings by sector
Financial Services(4 in top 10)27.7%
- HDFC Bank Ltd8.24%
- ICICI Bank Ltd5.83%
- State Bank of India3.37%
- Kotak Mahindra Bank Ltd2.66%
Technology(2 in top 10)12.0%
- Tech Mahindra Ltd3.14%
- Infosys Ltd2.52%
Consumer Cyclical(2 in top 10)11.0%
- Mahindra & Mahindra Ltd3.07%
- Maruti Suzuki India Ltd2.31%
- Healthcare10.1%
- Industrials7.7%
- Real Estate6.2%
Utilities(1 in top 10)5.6%
- Power Grid Corp Of India Ltd2.39%
- Energy5.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 27.2% vs category 25.7% a year.
Other top holdings
- Bharti Airtel Ltd3.10%
The businesses it owns
- P/E (trailing)
- 19.1 vs category 21.7
- P/B
- 2.9 vs category 2.9
- Dividend yield
- 2.3% vs category 1.8%
- Net margin
- 21.9% vs category 19.0%
- Earnings growth
- 9.6%
- Avg market cap
- ₹1.66 lakh crore
Money in, money out
- Net flow, 12 months
- −₹300 cr
- Net flow, 3 months
- −₹15 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI-Dividend Yield Fund?
- ₹193.12 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI-Dividend Yield Fund?
- 1.46% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI-Dividend Yield Fund?
- ₹3,814 crore under management as of 31 Jul 2026, in the Dividend Yield Fund category.
- How risky is UTI-Dividend Yield Fund?
- Its SEBI Riskometer reading is "Very High Risk". Style bets: out-of-favour companies, steady payers, concentrated conviction.
- What are the 5-year returns of UTI-Dividend Yield Fund?
- 12.46% a year over the last 5 years (Direct plan, CAGR), against a Dividend Yield Fund average of 15.54%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI-Dividend Yield Fund?
- 15.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 20.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI-Dividend Yield Fund?
- Amit Premchandani, managing this fund for 3.7 years.
Where this fund sits
Its shelf, all funds
Vl · Value, dividend & focused →
Style bets: out-of-favour companies, steady payers, concentrated conviction.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dividend Yield Fund funds
- SBI Dividend Yield Fund₹8,657 crore
- ICICI Prudential Dividend Yield Equity Fund₹6,785 crore
- HDFC DIVIDEND YIELD FUND₹5,696 crore
- Franklin India Dividend Yield Fund₹2,300 crore
- Aditya Birla Sun Life Dividend Yield Fund₹1,458 crore
- Tata Dividend Yield Fund₹1,122 crore
- Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund₹830 crore
- LIC MF Dividend Yield Fund₹731 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.