UTI-Dividend Yield Fund
NAV
₹182.48
as of 6 Oct 2026
UTI-Dividend Yield Fund is an open-ended Dividend Yield Fund scheme from UTI Mutual Fund managing ₹3,772 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹182.48 as of 6 Oct 2026. The expense ratio is 1.45% a year. Managed by Amit Premchandani. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.45% / yr
- as of 31 Aug 2026
- Fund size
- ₹3,772 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 3 May 2005
- ISIN
- INF789F01SW4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
UTI-Dividend Yield Fund
₹157
+57% on ₹100 over 5.0 yrs
Dividend Yield Fund average
₹172
+72% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -5.57% | -4.14% | -1.43 |
| 6 months | -2.84% | 2.68% | -5.52 |
| 1 year | -5.15% | -3.31% | -1.84 |
| 3 years (CAGR) | 11.44% | 10.99% | +0.45 |
| 5 years (CAGR) | 9.43% | 12.00% | -2.57 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -7.8%
- Median
- 8.3%
- Best
- 54.9%
49 windows over the last 60 months, stepped monthly; 78% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 11.4%
- Median
- 19.2%
- Best
- 24.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.58
- Sharpe ratio (5Y)
- 0.44
- Sortino ratio (3Y)
- 0.89 vs category 0.79
- Standard deviation (3Y)
- 14.65%
- Beta (3Y)
- 0.92
- Alpha (3Y)
- 2.58%
- Deepest fall (5Y)
- -17.52%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-17.5%
Right now
-10.8% below peak
Ahead of its benchmark in 50% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
98.4%
Bonds
0.5%
Cash
1.1%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
63 positions · top 10 = 36.3%
Market-cap mix
Large 63.1%Mid 15.0%Small 17.5%Other 4.5%
as of 31 Aug 2026
Holdings by sector
Financial Services(5 in top 10)28.8%
- HDFC Bank Ltd7.71%
- ICICI Bank Ltd5.97%
- State Bank of India3.44%
- Kotak Mahindra Bank Ltd2.89%
- Axis Bank Ltd2.50%
Technology(2 in top 10)12.4%
- Tech Mahindra Ltd3.13%
- Infosys Ltd2.55%
Consumer Cyclical(1 in top 10)11.4%
- Mahindra & Mahindra Ltd3.00%
- Healthcare10.7%
- Industrials7.4%
- Real Estate6.2%
- Energy5.4%
Utilities(1 in top 10)5.3%
- Power Grid Corp Of India Ltd2.24%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 21.7% vs category 25.4% a year.
Other top holdings
- Bharti Airtel Ltd2.88%
The businesses it owns
- P/E (trailing)
- 18.3 vs category 21.4
- P/B
- 2.9 vs category 2.9
- Dividend yield
- 2.4% vs category 2.1%
- Net margin
- 22.1% vs category 18.9%
- Earnings growth
- 9.3%
- Avg market cap
- ₹1.65 lakh crore
Money in, money out
- Net flow, 12 months
- −₹110 cr
- Net flow, 3 months
- −₹26 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI-Dividend Yield Fund?
- ₹182.48 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI-Dividend Yield Fund?
- 1.45% a year for the Direct plan, as of 31 Aug 2026.
- How large is UTI-Dividend Yield Fund?
- ₹3,772 crore under management as of 31 Aug 2026, in the Dividend Yield Fund category.
- How risky is UTI-Dividend Yield Fund?
- Its SEBI Riskometer reading is "Very High Risk". Style bets: out-of-favour companies, steady payers, concentrated conviction.
- What are the 5-year returns of UTI-Dividend Yield Fund?
- 9.43% a year over the last 5 years (Direct plan, CAGR), against a Dividend Yield Fund average of 12.00%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI-Dividend Yield Fund?
- 11.4% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 19.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI-Dividend Yield Fund?
- Amit Premchandani, managing this fund for 3.8 years.
Where this fund sits
Its shelf, all funds
Vl · Value, dividend & focused →
Style bets: out-of-favour companies, steady payers, concentrated conviction.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dividend Yield Fund funds
- SBI Dividend Yield Fund₹8,554 crore
- ICICI Prudential Dividend Yield Fund₹6,712 crore
- HDFC DIVIDEND YIELD FUND₹5,587 crore
- Franklin India Dividend Yield Fund₹2,300 crore
- Aditya Birla Sun Life Dividend Yield Fund₹1,475 crore
- Tata Dividend Yield Fund₹1,156 crore
- Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund₹830 crore
- LIC MF Dividend Yield Fund₹759 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.