What is the NAV of UTI - Flexi Cap Fund?

₹360.2 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of UTI - Flexi Cap Fund?

1.03% a year for the Direct plan, as of 30 Jun 2026.

How large is UTI - Flexi Cap Fund?

₹24,036 crore under management as of 31 Jul 2026, in the Flexi Cap Fund category.

How risky is UTI - Flexi Cap Fund?

Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.

What are the 5-year returns of UTI - Flexi Cap Fund?

6.98% a year over the last 5 years (Direct plan, CAGR), against a Flexi Cap Fund average of 12.69%. Past returns do not predict future returns.

What is the worst 3-year return of UTI - Flexi Cap Fund?

6.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Nov 2021. The median was 9.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages UTI - Flexi Cap Fund?

Ajay Tyagi, managing this fund for 10.6 years.

UTI - Flexi Cap Fund

UTI Mutual FundDirectOpen-endedFlexi Cap FundRiskometer: Very High Risk

NAV

₹360.2

as of 21 Aug 2026

UTI - Flexi Cap Fund is an open-ended Flexi Cap Fund scheme from UTI Mutual Fund managing ₹24,036 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹360.2 as of 21 Aug 2026. The expense ratio is 1.03% a year. Managed by Ajay Tyagi. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 1.03% / yr; as of 30 Jun 2026
Fund size: ₹24,036 crore; as of 31 Jul 2026
Exit load: 1%
SIP available: Yes
Launched: 18 May 1992
ISIN: INF789F01TC4

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index

Aug 2021Aug 2026

UTI - Flexi Cap Fund

₹140

+40% on ₹100 over 5.0 yrs

Flexi Cap Fund average

₹185

+85% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	12.89%	7.36%	+5.53
6 months	9.55%	3.98%	+5.57
1 year	2.44%	4.25%	-1.81
3 years (CAGR)	10.67%	14.07%	-3.40
5 years (CAGR)	6.98%	12.69%	-5.71

Category average across 34 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.28
Sharpe ratio (5Y): 0.15
Sortino ratio (3Y): 0.41 vs category 0.68
Standard deviation (3Y): 14.70%
Beta (3Y): 0.88
Alpha (3Y): -1.28%
Deepest fall (5Y): -20.20%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Deepest fall

-19.1%

Right now

-0.1% below peak

Jul 2023Deepest: -17.9%Aug 2026

Ahead of its benchmark in 50% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.

Where the money actually is

Equity

97.1%

Bonds

0.2%

Cash

2.7%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

59 positions · top 10 = 44.4%

Market-cap mix

Large 58.4%Mid 26.3%Small 12.4%Other 2.9%

as of 31 Jul 2026

Holdings by sector

Financial Services(3 in top 10)23.1%
- Bajaj Finance Ltd6.26%
- ICICI Bank Ltd5.96%
- HDFC Bank Ltd4.67%
Consumer Cyclical(2 in top 10)22.9%
- Eternal Ltd6.07%
- Titan Co Ltd4.06%
Technology(3 in top 10)12.8%
- Coforge Ltd3.55%
- Dixon Technologies (India) Ltd3.54%
- Persistent Systems Ltd3.33%
Healthcare12.7%
Communication Services(2 in top 10)8.2%
- Info Edge (India) Ltd3.52%
- Bharti Airtel Ltd3.48%
Industrials7.0%
Basic Materials5.5%
Consumer Defensive5.0%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 11.7% vs category 59.4% a year.

The businesses it owns

P/E (trailing): 35.5 vs category 25.5
P/B: 5.2 vs category 3.5
Dividend yield: 0.7% vs category 1.1%
Net margin: 16.9% vs category 17.3%
Earnings growth: 16.7%
Avg market cap: ₹1.72 lakh crore

Money in, money out

Net flow, 12 months: −₹1,873 cr
Net flow, 3 months: −₹760 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of UTI - Flexi Cap Fund?: ₹360.2 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of UTI - Flexi Cap Fund?: 1.03% a year for the Direct plan, as of 30 Jun 2026.
How large is UTI - Flexi Cap Fund?: ₹24,036 crore under management as of 31 Jul 2026, in the Flexi Cap Fund category.
How risky is UTI - Flexi Cap Fund?: Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
What are the 5-year returns of UTI - Flexi Cap Fund?: 6.98% a year over the last 5 years (Direct plan, CAGR), against a Flexi Cap Fund average of 12.69%. Past returns do not predict future returns.
What is the worst 3-year return of UTI - Flexi Cap Fund?: 6.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Nov 2021. The median was 9.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages UTI - Flexi Cap Fund?: Ajay Tyagi, managing this fund for 10.6 years.

Where this fund sits

Its shelf, all funds

Fx · Flexi & multi cap →

Go-anywhere equity across company sizes. India's biggest active shelf.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Other Flexi Cap Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.