UTI Focused Fund
NAV
₹16.98
as of 21 Aug 2026
UTI Focused Fund is an open-ended Focused Fund scheme from UTI Mutual Fund managing ₹2,475 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹16.98 as of 21 Aug 2026. The expense ratio is 0.9% a year. Managed by Vishal Chopda. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.9% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,475 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 25 Aug 2021
- ISIN
- INF789F1AVA3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
UTI Focused Fund
₹170
+70% on ₹100 over 5.0 yrs
Focused Fund average
₹185
+85% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 8.03% | 7.55% | +0.48 |
| 6 months | 1.90% | 3.19% | -1.29 |
| 1 year | 2.76% | 5.31% | -2.55 |
| 3 years (CAGR) | 12.63% | 15.11% | -2.48 |
| 5 years (CAGR) | 11.22% | 12.87% | -1.65 |
Category average across 26 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -6.5%
- Median
- 7.6%
- Best
- 43.6%
49 windows over the last 60 months, stepped monthly; 88% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 11.3%
- Median
- 16.1%
- Best
- 21.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Jul 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.39
- Sortino ratio (3Y)
- 0.55 vs category 0.69
- Standard deviation (3Y)
- 14.79%
- Beta (3Y)
- 0.94
- Alpha (3Y)
- -0.05%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-18.3%
Right now
-4.6% below peak
Ahead of its benchmark in 47% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
97.0%
Cash
3.0%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
31 positions · top 10 = 53.3%
Market-cap mix
Large 76.3%Mid 18.8%Small 1.9%Other 3.0%
as of 31 Jul 2026
Holdings by sector
Financial Services(4 in top 10)32.3%
- ICICI Bank Ltd9.40%
- HDFC Bank Ltd8.01%
- Bajaj Finance Ltd4.38%
- State Bank of India4.11%
Consumer Cyclical(2 in top 10)17.1%
- Eternal Ltd5.50%
- Mahindra & Mahindra Ltd3.64%
Industrials(1 in top 10)11.0%
- Larsen & Toubro Ltd4.77%
Energy(1 in top 10)7.5%
- Reliance Industries Ltd5.81%
- Healthcare7.2%
Technology(1 in top 10)6.8%
- Coforge Ltd3.65%
- Basic Materials4.8%
Communication Services(1 in top 10)4.0%
- Bharti Airtel Ltd3.98%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 26.6% vs category 45.6% a year.
The businesses it owns
- P/E (trailing)
- 26.6 vs category 27.1
- P/B
- 3.6 vs category 3.6
- Dividend yield
- 1.0% vs category 1.1%
- Net margin
- 16.9% vs category 16.8%
- Earnings growth
- 15.7%
- Avg market cap
- ₹3.44 lakh crore
Money in, money out
- Net flow, 12 months
- −₹140 cr
- Net flow, 3 months
- −₹37 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI Focused Fund?
- ₹16.98 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI Focused Fund?
- 0.9% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI Focused Fund?
- ₹2,475 crore under management as of 31 Jul 2026, in the Focused Fund category.
- How risky is UTI Focused Fund?
- Its SEBI Riskometer reading is "Very High Risk". Style bets: out-of-favour companies, steady payers, concentrated conviction.
- What are the 5-year returns of UTI Focused Fund?
- 11.22% a year over the last 5 years (Direct plan, CAGR), against a Focused Fund average of 12.87%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI Focused Fund?
- 11.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 3 Jul 2023. The median was 16.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI Focused Fund?
- Vishal Chopda, managing this fund for 4.2 years.
Where this fund sits
Its shelf, all funds
Vl · Value, dividend & focused →
Style bets: out-of-favour companies, steady payers, concentrated conviction.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Focused Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.