UTI India Consumer Fund
NAV
₹65.2
as of 21 Aug 2026
UTI India Consumer Fund is an open-ended Sectoral/ Thematic scheme from UTI Mutual Fund managing ₹735 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹65.2 as of 21 Aug 2026. The expense ratio is 1.63% a year. Managed by Vishal Chopda. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.63% / yr
- as of 30 Jun 2026
- Fund size
- ₹735 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 30 Jul 2007
- ISIN
- INF789F01VF3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty India Consumption TRI
UTI India Consumer Fund
₹171
+71% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹188
+88% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 10.15% | 6.78% | +3.37 |
| 6 months | 5.35% | 3.68% | +1.67 |
| 1 year | 1.89% | 6.07% | -4.18 |
| 3 years (CAGR) | 13.31% | 16.01% | -2.70 |
| 5 years (CAGR) | 11.23% | 15.20% | -3.97 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -7.8%
- Median
- 6.2%
- Best
- 49.9%
49 windows over the last 60 months, stepped monthly; 80% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.6%
- Median
- 14.3%
- Best
- 19.3%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.41
- Sharpe ratio (5Y)
- 0.41
- Sortino ratio (3Y)
- 0.58 vs category 0.50
- Standard deviation (3Y)
- 16.63%
- Beta (3Y)
- 1.00
- Alpha (3Y)
- 0.71%
- Deepest fall (5Y)
- -22.13%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-22.1%
Right now
-7.0% below peak
Ahead of its benchmark in 58% of months (window: 3y, monthly) — benchmark: Nifty India Consumption TRI, name shown only.
Where the money actually is
Equity
98.0%
Cash
1.9%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
45 positions · top 10 = 55.3%
Market-cap mix
Large 70.5%Mid 16.8%Small 10.1%Other 2.6%
as of 31 Jul 2026
Holdings by sector
Consumer Cyclical(7 in top 10)53.0%
- Mahindra & Mahindra Ltd9.49%
- Eternal Ltd9.27%
- Titan Co Ltd7.69%
- Maruti Suzuki India Ltd5.73%
- Eicher Motors Ltd4.56%
- Trent Ltd4.26%
- TVS Motor Co Ltd3.55%
Consumer Defensive(2 in top 10)15.8%
- ITC Ltd2.80%
- Tata Consumer Products Ltd2.41%
Communication Services(1 in top 10)8.4%
- Bharti Airtel Ltd5.52%
- Financial Services5.2%
- Industrials5.1%
- Real Estate3.3%
- Basic Materials2.6%
- Healthcare2.5%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 33.0% vs category 37.3% a year.
The businesses it owns
- P/E (trailing)
- 39.4 vs category 25.8
- P/B
- 7.2 vs category 3.8
- Dividend yield
- 0.9% vs category 1.1%
- Net margin
- 12.5% vs category 15.4%
- Earnings growth
- 17.4%
- Avg market cap
- ₹1.87 lakh crore
Money in, money out
- Net flow, 12 months
- +₹12 cr
- Net flow, 3 months
- +₹12 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI India Consumer Fund?
- ₹65.2 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI India Consumer Fund?
- 1.63% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI India Consumer Fund?
- ₹735 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is UTI India Consumer Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of UTI India Consumer Fund?
- 11.23% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 15.20%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI India Consumer Fund?
- 10.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 14.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI India Consumer Fund?
- Vishal Chopda, managing this fund for 8.3 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- UTI - Transportation and Logistics Fund₹4,263 crore
- UTI - MNC Fund₹2,765 crore
- quant Manufacturing Fund₹745 crore
- WhiteOak Capital Pharma and Healthcare Fund₹741 crore
- Invesco India Manufacturing Fund₹719 crore
- Samco Active Momentum Fund₹708 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty India Consumption TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.