UTI India Consumer Fund
NAV
₹59.58
as of 6 Oct 2026
UTI India Consumer Fund is an open-ended Sectoral/ Thematic scheme from UTI Mutual Fund managing ₹733 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹59.58 as of 6 Oct 2026. The expense ratio is 1.59% a year. Managed by Vishal Chopda. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.59% / yr
- as of 31 Aug 2026
- Fund size
- ₹733 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 30 Jul 2007
- ISIN
- INF789F01VF3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: Nifty India Consumption TRI
UTI India Consumer Fund
₹142
+42% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹157
+57% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -6.72% | -4.47% | -2.25 |
| 6 months | 0.36% | 7.56% | -7.20 |
| 1 year | -8.41% | -0.10% | -8.31 |
| 3 years (CAGR) | 8.27% | 12.32% | -4.05 |
| 5 years (CAGR) | 7.37% | 11.84% | -4.47 |
Category average across 119 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -8.4%
- Median
- 5.3%
- Best
- 49.9%
49 windows over the last 60 months, stepped monthly; 76% ended positive. Worst window began 1 Oct 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.2%
- Median
- 14.1%
- Best
- 19.3%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.42
- Sharpe ratio (5Y)
- 0.33
- Sortino ratio (3Y)
- 0.58 vs category 0.49
- Standard deviation (3Y)
- 16.63%
- Beta (3Y)
- 1.00
- Alpha (3Y)
- 0.54%
- Deepest fall (5Y)
- -22.13%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-22.1%
Right now
-16.3% below peak
Ahead of its benchmark in 58% of months (window: 3y, monthly) – benchmark: Nifty India Consumption TRI, name shown only.
Where the money actually is
Equity
98.3%
Cash
1.7%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
46 positions · top 10 = 54.4%
Market-cap mix
Large 69.7%Mid 17.5%Small 10.5%Other 2.3%
as of 31 Aug 2026
Holdings by sector
Consumer Cyclical(7 in top 10)52.6%
- Eternal Ltd9.26%
- Mahindra & Mahindra Ltd9.18%
- Titan Co Ltd7.64%
- Maruti Suzuki India Ltd5.47%
- Eicher Motors Ltd4.64%
- Trent Ltd4.09%
- TVS Motor Co Ltd3.58%
Consumer Defensive(2 in top 10)15.9%
- Tata Consumer Products Ltd2.67%
- ITC Ltd2.55%
Communication Services(1 in top 10)8.3%
- Bharti Airtel Ltd5.34%
- Financial Services5.5%
- Industrials5.0%
- Real Estate3.5%
- Basic Materials2.6%
- Healthcare2.5%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 38.7% vs category 37.4% a year.
The businesses it owns
- P/E (trailing)
- 38.8 vs category 25.9
- P/B
- 7.1 vs category 3.9
- Dividend yield
- 1.0% vs category 1.1%
- Net margin
- 12.7% vs category 15.4%
- Earnings growth
- 19.1%
- Avg market cap
- ₹1.81 lakh crore
Money in, money out
- Net flow, 12 months
- +₹10 cr
- Net flow, 3 months
- +₹11 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI India Consumer Fund?
- ₹59.58 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI India Consumer Fund?
- 1.59% a year for the Direct plan, as of 31 Aug 2026.
- How large is UTI India Consumer Fund?
- ₹733 crore under management as of 31 Aug 2026, in the Sectoral/ Thematic category.
- How risky is UTI India Consumer Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of UTI India Consumer Fund?
- 7.37% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 11.84%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI India Consumer Fund?
- 8.2% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 14.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI India Consumer Fund?
- Vishal Chopda, managing this fund for 8.3 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,338 crore
- ICICI Prudential Business Cycle Fund₹15,873 crore
- UTI - Transportation and Logistics Fund₹4,341 crore
- UTI - MNC Fund₹2,790 crore
- Kotak ESG Exclusionary Strategy Fund₹741 crore
- BANDHAN TRANSPORTATION AND LOGISTICS FUND₹738 crore
- Bandhan Multi-Factor Fund₹687 crore
- Samco Active Momentum Fund₹684 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty India Consumption TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.