UTI Value Fund
NAV
₹184.92
as of 21 Aug 2026
UTI Value Fund is an open-ended Value Fund scheme from UTI Mutual Fund managing ₹9,659 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹184.92 as of 21 Aug 2026. The expense ratio is 1.21% a year. Managed by Amit Premchandani. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.21% / yr
- as of 30 Jun 2026
- Fund size
- ₹9,659 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 20 Jul 2005
- ISIN
- INF789F01VB2
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
UTI Value Fund
₹184
+84% on ₹100 over 5.0 yrs
Value Fund average
₹203
+103% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.54% | 4.78% | -0.24 |
| 6 months | -1.98% | 1.65% | -3.63 |
| 1 year | -0.39% | 3.57% | -3.96 |
| 3 years (CAGR) | 14.41% | 15.28% | -0.87 |
| 5 years (CAGR) | 12.87% | 15.24% | -2.37 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -4.4%
- Median
- 9.7%
- Best
- 51.4%
49 windows over the last 60 months, stepped monthly; 88% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 14.7%
- Median
- 18.8%
- Best
- 24.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.55
- Sharpe ratio (5Y)
- 0.54
- Sortino ratio (3Y)
- 0.83 vs category 0.75
- Standard deviation (3Y)
- 14.79%
- Beta (3Y)
- 0.95
- Alpha (3Y)
- 2.25%
- Deepest fall (5Y)
- -15.94%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-15.9%
Right now
-4.7% below peak
Ahead of its benchmark in 58% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
99.3%
Bonds
0.3%
Cash
0.5%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
66 positions · top 10 = 41.3%
Market-cap mix
Large 63.7%Mid 20.3%Small 15.3%Other 0.8%
as of 31 Jul 2026
Holdings by sector
Financial Services(5 in top 10)31.5%
- HDFC Bank Ltd8.05%
- ICICI Bank Ltd6.39%
- Kotak Mahindra Bank Ltd3.64%
- Axis Bank Ltd3.56%
- State Bank of India3.40%
Consumer Cyclical(1 in top 10)12.5%
- Mahindra & Mahindra Ltd3.22%
- Industrials9.7%
Technology(2 in top 10)8.6%
- Infosys Ltd3.33%
- Tech Mahindra Ltd2.61%
- Healthcare8.5%
Communication Services(1 in top 10)7.5%
- Bharti Airtel Ltd4.44%
Energy(1 in top 10)6.8%
- Reliance Industries Ltd2.67%
- Real Estate4.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 28.6% vs category 50.1% a year.
The businesses it owns
- P/E (trailing)
- 21.3 vs category 21.3
- P/B
- 2.7 vs category 2.8
- Dividend yield
- 1.5% vs category 1.4%
- Net margin
- 18.1% vs category 17.1%
- Earnings growth
- 11.6%
- Avg market cap
- ₹1.79 lakh crore
Money in, money out
- Net flow, 12 months
- −₹256 cr
- Net flow, 3 months
- −₹52 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI Value Fund?
- ₹184.92 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI Value Fund?
- 1.21% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI Value Fund?
- ₹9,659 crore under management as of 31 Jul 2026, in the Value Fund category.
- How risky is UTI Value Fund?
- Its SEBI Riskometer reading is "Very High Risk". Style bets: out-of-favour companies, steady payers, concentrated conviction.
- What are the 5-year returns of UTI Value Fund?
- 12.87% a year over the last 5 years (Direct plan, CAGR), against a Value Fund average of 15.24%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI Value Fund?
- 14.7% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 18.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI Value Fund?
- Amit Premchandani, managing this fund for 8.5 years.
Where this fund sits
Its shelf, all funds
Vl · Value, dividend & focused →
Style bets: out-of-favour companies, steady payers, concentrated conviction.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Value Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.