Aditya Birla Sun Life Floating Rate Fund
NAV
₹383.75
as of 21 Aug 2026
Aditya Birla Sun Life Floating Rate Fund is an open-ended Floater Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹13,216 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹383.75 as of 21 Aug 2026. The expense ratio is 0.21% a year. Managed by Kaustubh Gupta. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.21% / yr
- as of 30 Jun 2026
- Fund size
- ₹13,216 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 25 Mar 2009
- ISIN
- INF209K01UX7
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Aditya Birla Sun Life Floating Rate Fund
₹138
+38% on ₹100 over 5.0 yrs
Floater Fund average
₹139
+39% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.15% | 2.38% | -0.23 |
| 6 months | 3.06% | 3.18% | -0.12 |
| 1 year | 6.19% | 6.46% | -0.27 |
| 3 years (CAGR) | 7.50% | 7.82% | -0.32 |
| 5 years (CAGR) | 6.73% | 6.77% | -0.04 |
Category average across 12 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 3.8%
- Median
- 7.7%
- Best
- 8.8%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Sept 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.3%
- Median
- 7.6%
- Best
- 8.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.43
- Sharpe ratio (5Y)
- 1.16
- Sortino ratio (3Y)
- 3.43 vs category 1.82
- Standard deviation (3Y)
- 0.74%
- Deepest fall (5Y)
- -0.07%
Where the money actually is
Bonds
75.8%
Cash
24.2%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
218 positions · top 10 = 25.3%
Top holdings
- 6.75% Govt Stock 2033matures 22 Sep 20337.10%
- Bharti Telecom Limitedmatures 1 Dec 20273.82%
- Small Industries Development Bank Of Indiamatures 4 Jun 20292.66%
- Knowledge Realty TRustmatures 26 Sep 20282.26%
- Net Receivable / Payable2.01%
- National Bank For Agriculture And Rural Developmentmatures 15 Sep 20281.97%
- Union Bank Of Indiamatures 16 Mar 20271.81%
- National Bank For Agriculture And Rural Developmentmatures 17 Jul 20291.74%
- Embassy Office Parks Reitmatures 17 Mar 20281.70%
- ICICI Bank Ltd.matures 25 Mar 20271.45%
Holdings as of 31 Jul 2026. Portfolio turnover 559.1% vs category 160.9% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.21% vs category 7.29%
- Modified duration
- 0.91 yrs vs category 2.23 yrs
- Average maturity
- 1.74 yrs vs category 4.29 yrs
- Average coupon
- 7.13%
- Government securities
- 23.7%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹1,185 cr
- Net flow, 3 months
- −₹466 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Floating Rate Fund?
- ₹383.75 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Floating Rate Fund?
- 0.21% a year for the Direct plan, as of 30 Jun 2026.
- How large is Aditya Birla Sun Life Floating Rate Fund?
- ₹13,216 crore under management as of 31 Jul 2026, in the Floater Fund category.
- How risky is Aditya Birla Sun Life Floating Rate Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of Aditya Birla Sun Life Floating Rate Fund?
- 6.73% a year over the last 5 years (Direct plan, CAGR), against a Floater Fund average of 6.77%. Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Floating Rate Fund?
- 6.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Floating Rate Fund?
- Kaustubh Gupta, managing this fund for 12.1 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Floater Fund funds
- HDFC Floating Rate Debt Fund₹16,409 crore
- ICICI Prudential Floating Interest Fund₹8,464 crore
- Nippon India Floater Fund₹7,501 crore
- KOTAK FLOATING RATE FUND₹3,438 crore
- UTI - Floater Fund₹1,519 crore
- SBI Floating Rate Debt Fund₹685 crore
- DSP Floater Fund₹329 crore
- Franklin India Floating Rate Fund₹290 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.