Franklin India Floating Rate Fund
NAV
₹48.01
as of 21 Aug 2026
Franklin India Floating Rate Fund is an open-ended Floater Fund scheme from Franklin Templeton Mutual Fund managing ₹290 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹48.01 as of 21 Aug 2026. The expense ratio is 0.23% a year. Managed by Pallab Roy. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.23% / yr
- as of 30 Jun 2026
- Fund size
- ₹290 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 23 Apr 2001
- ISIN
- INF090I01LK1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Franklin India Floating Rate Fund
₹141
+41% on ₹100 over 5.0 yrs
Floater Fund average
₹139
+39% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.09% | 2.38% | -0.29 |
| 6 months | 3.21% | 3.18% | +0.03 |
| 1 year | 6.70% | 6.46% | +0.24 |
| 3 years (CAGR) | 8.21% | 7.82% | +0.39 |
| 5 years (CAGR) | 7.20% | 6.77% | +0.43 |
Category average across 12 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 3.5%
- Median
- 8.3%
- Best
- 10.3%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.7%
- Median
- 8.3%
- Best
- 8.8%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.55
- Sharpe ratio (5Y)
- 1.25
- Sortino ratio (3Y)
- 3.16 vs category 1.82
- Standard deviation (3Y)
- 1.13%
- Deepest fall (5Y)
- -0.30%
Where the money actually is
Bonds
77.1%
Cash
22.6%
Other
0.4%
Whole-portfolio split, as of 15 Jul 2026.
What it owns
17 positions · top 10 = 60.1%
Top holdings
- Chhattisgarh (Government of) 7.59%matures 11 Feb 20368.96%
- State Government Of Karnatakamatures 4 Sep 20338.91%
- Maharashtra (Government of) 7.33%matures 4 Mar 20348.87%
- Rec Limitedmatures 30 Apr 20278.81%
- Bank Of Baroda8.43%
- HDFC Bank Limitedmatures 3 Dec 20278.27%
- National Bank for Agriculture and Rural Developmentmatures 17 Mar 20278.26%
- Jubilant Beverages Limitedmatures 31 May 20287.82%
- Jubilant Bevco Limitedmatures 31 May 20287.75%
- Bajaj Finance Limitedmatures 31 Jan 20347.13%
Holdings as of 31 Jul 2026. Portfolio turnover 180.8% vs category 160.9% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.38% vs category 7.29%
- Modified duration
- 1.85 yrs vs category 2.23 yrs
- Average maturity
- 4.44 yrs vs category 4.29 yrs
- Average coupon
- 7.41%
- Government securities
- 42.1%
Credit quality
- AAA
- 82.8%
- AA
- 17.2%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 15 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹79 cr
- Net flow, 3 months
- −₹4 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Franklin India Floating Rate Fund?
- ₹48.01 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Franklin India Floating Rate Fund?
- 0.23% a year for the Direct plan, as of 30 Jun 2026.
- How large is Franklin India Floating Rate Fund?
- ₹290 crore under management as of 31 Jul 2026, in the Floater Fund category.
- How risky is Franklin India Floating Rate Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of Franklin India Floating Rate Fund?
- 7.20% a year over the last 5 years (Direct plan, CAGR), against a Floater Fund average of 6.77%. Past returns do not predict future returns.
- What is the worst 3-year return of Franklin India Floating Rate Fund?
- 6.7% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 8.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Franklin India Floating Rate Fund?
- Pallab Roy, managing this fund for 16.1 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Floater Fund funds
- HDFC Floating Rate Debt Fund₹16,409 crore
- Aditya Birla Sun Life Floating Rate Fund₹13,215 crore
- ICICI Prudential Floating Interest Fund₹8,464 crore
- Nippon India Floater Fund₹7,501 crore
- SBI Floating Rate Debt Fund₹685 crore
- DSP Floater Fund₹329 crore
- BANDHAN FLOATER FUND₹221 crore
- Axis Floater Fund₹124 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.