Aditya Birla Sun Life Retirement Fund-The 30s Plan
NAV
₹24.85
as of 6 Oct 2026
Aditya Birla Sun Life Retirement Fund-The 30s Plan is an open-ended Retirement Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹487 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹24.85 as of 6 Oct 2026. The expense ratio is 1.35% a year. Managed by Jonas Bhutta. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.35% / yr
- as of 31 Aug 2026
- Fund size
- ₹487 crore
- as of 31 Aug 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 12 Mar 2019
- ISIN
- INF209KB1I23
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
Aditya Birla Sun Life Retirement Fund-The 30s Plan
₹172
+72% on ₹100 over 5.0 yrs
Retirement Fund average
₹149
+49% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -4.04% | – | – |
| 6 months | 12.02% | – | – |
| 1 year | 10.51% | – | – |
| 3 years (CAGR) | 15.31% | – | – |
| 5 years (CAGR) | 11.43% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -3.5%
- Median
- 10.7%
- Best
- 38.9%
49 windows over the last 60 months, stepped monthly; 92% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 11.7%
- Median
- 16.1%
- Best
- 21.5%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.73
- Sharpe ratio (5Y)
- 0.55
- Sortino ratio (3Y)
- 1.16
- Standard deviation (3Y)
- 15.54%
- Deepest fall (5Y)
- -18.57%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-18.6%
Right now
-5.0% below peak
Where the money actually is
Equity
96.5%
Bonds
0.2%
Cash
3.2%
Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.
What it owns
79 positions · top 10 = 26.2%
Market-cap mix (equity sleeve)
Large 37.5%Mid 23.5%Small 35.5%Other 3.5%
as of 31 Aug 2026
Holdings by sector
Financial Services(2 in top 10)24.1%
- ICICI Bank Ltd3.83%
- HDFC Bank Ltd1.91%
Industrials(1 in top 10)17.6%
- Aditya Infotech Ltd3.60%
Consumer Cyclical(4 in top 10)17.2%
- Ather Energy Ltd3.71%
- SJS Enterprises Ltd2.66%
- Eternal Ltd2.27%
- Sona BLW Precision Forgings Ltd2.16%
- Basic Materials9.4%
- Consumer Defensive7.9%
- Technology7.5%
Healthcare(2 in top 10)7.5%
- Dr. Lal PathLabs Ltd2.21%
- Ajanta Pharma Ltd1.96%
- Energy3.3%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 45.4% a year.
Other top holdings
- Treps3.24%
Money in, money out
- Net flow, 12 months
- +₹7 cr
- Net flow, 3 months
- +₹3 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- ₹24.85 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- 1.35% a year for the Direct plan, as of 31 Aug 2026.
- How large is Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- ₹487 crore under management as of 31 Aug 2026, in the Retirement Fund category.
- How risky is Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- Its SEBI Riskometer reading is "Very High Risk". A goal-linked wrapper with a lock-in until retirement or five years.
- What are the 5-year returns of Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- 11.43% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- 11.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 16.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Retirement Fund-The 30s Plan?
- Jonas Bhutta, managing this fund for 1.8 years.
Where this fund sits
Its shelf, all funds
Rt · Retirement fund →
A goal-linked wrapper with a lock-in until retirement or five years.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Retirement Fund funds
- HDFC Retirement Fund - Equity Plan₹6,998 crore
- SBI Retirement Benefit Fund - Aggressive Plan₹3,242 crore
- Axis Retirement Fund - Aggressive Plan₹706 crore
- Franklin India Retirement Fund₹495 crore
- Baroda BNP Paribas Retirement Fund₹405 crore
- Axis Retirement Fund - Dynamic Plan₹285 crore
- Aditya Birla Sun Life Retirement Fund-The 40s Plan₹116 crore
- Aditya Birla Sun Life Retirement Fund-The 50s Plan₹27 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.