Baroda BNP Paribas Retirement Fund
NAV
₹12.21
as of 21 Aug 2026
Baroda BNP Paribas Retirement Fund is an open-ended Retirement Fund scheme from Baroda BNP Paribas Mutual Fund managing ₹401 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹12.21 as of 21 Aug 2026. The expense ratio is 0.89% a year. Managed by Pratish Krishnan. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.89% / yr
- as of 30 Jun 2026
- Fund size
- ₹401 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 31 May 2024
- ISIN
- INF251K01TJ0
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: CRISIL Hybrid 35+65 - Aggressive Fund Index
Baroda BNP Paribas Retirement Fund
₹122
+22% on ₹100 over 2.2 yrs
Retirement Fund average
₹118
+18% on ₹100 over 2.2 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 6 months | 3.55% | – | – |
| 1 year | 6.83% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 0.7%
- Median
- 7.8%
- Best
- 15.7%
14 windows over the last 25 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.6% below peak
Where the money actually is
Equity
72.1%
Bonds
25.2%
Cash
2.7%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
61 positions · top 10 = 40.7%
Market-cap mix (equity sleeve)
Large 43.1%Mid 18.2%Small 10.8%Other 27.9%
as of 31 Jul 2026
Holdings by sector
Financial Services(3 in top 10)25.8%
- ICICI Bank Ltd2.86%
- HDFC Bank Ltd2.80%
- State Bank of India2.30%
Consumer Cyclical(1 in top 10)10.5%
- Titan Co Ltd2.06%
Industrials(1 in top 10)10.1%
- Larsen & Toubro Ltd2.70%
- Basic Materials5.9%
Healthcare(1 in top 10)5.7%
- Divi's Laboratories Ltd2.21%
- Technology4.8%
- Consumer Defensive3.2%
- Energy3.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 80.7% a year.
Other top holdings
- 6.9% Govt Stock 2065matures 15 Apr 206518.00%
- 7.34% Govt Stock 2064matures 22 Apr 20643.92%
- Clearing Corporation Of India Ltd2.13%
- Bharti Airtel Ltd2.04%
The debt it holds (debt sleeve)
- Yield to maturity
- 7.32% vs category 6.79%
- Modified duration
- 10.57 yrs vs category 5.29 yrs
- Average maturity
- 32.11 yrs vs category 11.63 yrs
- Average coupon
- 7.00%
- Government securities
- 22.9%
Credit quality
- AAA
- 95.9%
- AA
- 4.1%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹3 cr
- Net flow, 3 months
- +₹1 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Baroda BNP Paribas Retirement Fund?
- ₹12.21 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Baroda BNP Paribas Retirement Fund?
- 0.89% a year for the Direct plan, as of 30 Jun 2026.
- How large is Baroda BNP Paribas Retirement Fund?
- ₹401 crore under management as of 31 Jul 2026, in the Retirement Fund category.
- How risky is Baroda BNP Paribas Retirement Fund?
- Its SEBI Riskometer reading is "Very High Risk". A goal-linked wrapper with a lock-in until retirement or five years.
- Who manages Baroda BNP Paribas Retirement Fund?
- Pratish Krishnan, managing this fund for 1.8 years.
Where this fund sits
Its shelf, all funds
Rt · Retirement fund →
A goal-linked wrapper with a lock-in until retirement or five years.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Retirement Fund funds
- HDFC Retirement Savings Fund - Equity Plan₹7,014 crore
- SBI Retirement Benefit Fund - Aggressive Plan₹3,159 crore
- Nippon India Retirement Fund- Wealth Creation Scheme₹3,135 crore
- Tata Retirement Savings Fund-Moderate Plan₹2,218 crore
- Franklin India Retirement Fund₹495 crore
- Aditya Birla Sun Life Retirement Fund-The 30s Plan₹473 crore
- Axis Retirement Fund - Dynamic Plan₹285 crore
- SBI Retirement Benefit Fund - Conservative Hybrid Plan₹256 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (CRISIL Hybrid 35+65 - Aggressive Fund Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.