Bajaj Finserv Banking and PSU Fund
NAV
₹12.2
as of 21 Aug 2026
Bajaj Finserv Banking and PSU Fund is an open-ended Banking and PSU Fund scheme from Bajaj Finserv Mutual Fund managing ₹370 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹12.2 as of 21 Aug 2026. The expense ratio is 0.29% a year. Managed by Nimesh Chandan. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.29% / yr
- as of 30 Jun 2026
- Fund size
- ₹370 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 15 Nov 2023
- ISIN
- INF0QA701607
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Bajaj Finserv Banking and PSU Fund
₹122
+22% on ₹100 over 2.8 yrs
Banking and PSU Fund average
₹122
+22% on ₹100 over 2.8 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.70% | 2.62% | +0.08 |
| 6 months | 2.55% | 2.81% | -0.26 |
| 1 year | 5.19% | 5.51% | -0.32 |
| 3 years (CAGR) | 7.44% | 7.32% | +0.12 |
Category average across 19 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 3.1%
- Median
- 8.3%
- Best
- 10.6%
22 windows over the last 33 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Where the money actually is
Bonds
78.1%
Cash
21.6%
Other
0.3%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
23 positions · top 10 = 63.8%
Top holdings
- Clearing Corporation Of India Ltd11.66%
- Rural Electrification Corporation Limitedmatures 15 Nov 20286.95%
- National Highways Authority Of Indiamatures 13 Sep 20296.87%
- L&T Finance Limitedmatures 29 Jun 20296.80%
- Food Corporation Of Indiamatures 9 Jan 20306.80%
- Power Finance Corporation Limitedmatures 15 Apr 20286.77%
- National Bank For Agriculture And Rural Developmentmatures 17 Jul 20296.77%
- Housing and Urban Development Corporation, Ltd. 7.23%matures 18 Jul 20296.74%
- Kotak Mahindra Prime Limitedmatures 22 Sep 20286.70%
- Small Industries Development Bank Of Indiamatures 25 Oct 20286.66%
Holdings as of 31 Jul 2026. Portfolio turnover 141.4% vs category 141.4% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.08% vs category 7.05%
- Modified duration
- 2.40 yrs vs category 2.50 yrs
- Average maturity
- 3.09 yrs vs category 3.65 yrs
- Average coupon
- 7.56%
- Government securities
- 29.4%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹207 cr
- Net flow, 3 months
- +₹40 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bajaj Finserv Banking and PSU Fund?
- ₹12.2 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bajaj Finserv Banking and PSU Fund?
- 0.29% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bajaj Finserv Banking and PSU Fund?
- ₹370 crore under management as of 31 Jul 2026, in the Banking and PSU Fund category.
- How risky is Bajaj Finserv Banking and PSU Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Lending to companies and banks for extra yield over government paper.
- Who manages Bajaj Finserv Banking and PSU Fund?
- Nimesh Chandan, managing this fund for 2.7 years.
Where this fund sits
Its shelf, all funds
Cb · Corporate & credit →
Lending to companies and banks for extra yield over government paper.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Banking and PSU Fund funds
- Axis Banking & PSU Debt Fund₹12,258 crore
- Bandhan Banking and PSU Fund₹12,172 crore
- ICICI Prudential Banking & PSU Debt Fund₹8,850 crore
- Aditya Birla Sun Life Banking & PSU Debt Fund₹8,833 crore
- UTI Banking & PSU Fund₹1,483 crore
- Franklin India Banking & PSU Debt Fund₹585 crore
- Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund₹261 crore
- Canara Robeco Banking and PSU Debt Fund₹171 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.