Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund
NAV
₹46.38
as of 21 Aug 2026
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund is an open-ended Banking and PSU Fund scheme from Sundaram Mutual Fund managing ₹261 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹46.38 as of 21 Aug 2026. The expense ratio is 0.23% a year. Managed by Dwijendra Srivastava. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.23% / yr
- as of 30 Jun 2026
- Fund size
- ₹261 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 30 Dec 2004
- ISIN
- INF903J01PA5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund
₹134
+34% on ₹100 over 5.0 yrs
Banking and PSU Fund average
₹135
+35% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.49% | – | – |
| 6 months | 2.68% | – | – |
| 1 year | 5.43% | – | – |
| 3 years (CAGR) | 7.22% | – | – |
| 5 years (CAGR) | 6.03% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 2.2%
- Median
- 6.9%
- Best
- 9.8%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 5.3%
- Median
- 7.2%
- Best
- 7.8%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.54
- Sharpe ratio (5Y)
- 0.07
- Sortino ratio (3Y)
- 1.02 vs category 0.54
- Standard deviation (3Y)
- 1.38%
- Deepest fall (5Y)
- -1.05%
Where the money actually is
Bonds
90.9%
Cash
8.5%
Other
0.5%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
30 positions · top 10 = 49.8%
Top holdings
- HDFC Bank Limitedmatures 16 May 20289.60%
- Export Import Bank Of Indiamatures 27 Jul 20287.69%
- National Housing Bankmatures 14 Jul 20277.68%
- Treps5.97%
- Indian Oil Corporation Limitedmatures 25 Nov 20275.77%
- Indian Railway Finance Corporation Limitedmatures 31 Jul 20293.85%
- National Bank For Agriculture And Rural Developmentmatures 24 Mar 20283.83%
- Small Industries Development Bank Of Indiamatures 12 Mar 20293.83%
- State Bank Of Indiamatures 20 Oct 20353.83%
- National Bank for Financing Infrastructure & Development 7.37%matures 16 Jul 20293.82%
Holdings as of 31 Jul 2026. Portfolio turnover 88.5% a year.
The debt it holds
- Yield to maturity
- 7.05% vs category 7.05%
- Modified duration
- 2.20 yrs vs category 2.50 yrs
- Average maturity
- 3.06 yrs vs category 3.65 yrs
- Average coupon
- 7.28%
- Government securities
- 34.0%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹227 cr
- Net flow, 3 months
- −₹22 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- ₹46.38 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- 0.23% a year for the Direct plan, as of 30 Jun 2026.
- How large is Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- ₹261 crore under management as of 31 Jul 2026, in the Banking and PSU Fund category.
- How risky is Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Lending to companies and banks for extra yield over government paper.
- What are the 5-year returns of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- 6.03% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- 5.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund?
- Dwijendra Srivastava, managing this fund for 16 years.
Where this fund sits
Its shelf, all funds
Cb · Corporate & credit →
Lending to companies and banks for extra yield over government paper.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Banking and PSU Fund funds
- Axis Banking & PSU Debt Fund₹12,258 crore
- Bandhan Banking and PSU Fund₹12,172 crore
- ICICI Prudential Banking & PSU Debt Fund₹8,850 crore
- Aditya Birla Sun Life Banking & PSU Debt Fund₹8,833 crore
- Franklin India Banking & PSU Debt Fund₹585 crore
- Bajaj Finserv Banking and PSU Fund₹370 crore
- Canara Robeco Banking and PSU Debt Fund₹171 crore
- Invesco India Banking and PSU Fund₹82 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.