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Bank of India Banking & Financial Services Fund

Bank of India Mutual FundDirectOpen-endedSectoral/ ThematicRiskometer: Very High Risk

NAV

9.94

as of 21 Aug 2026

Bank of India Banking & Financial Services Fund is an open-ended Sectoral/ Thematic scheme from Bank of India Mutual Fund managing ₹274 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹9.94 as of 21 Aug 2026. The expense ratio is 1.13% a year. Managed by Nilesh Jethani. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio
1.13% / yr
as of 30 Jun 2026
Fund size
₹274 crore
as of 31 Jul 2026
Exit load
1%
SIP available
Yes
Launched
30 Jan 2026
ISIN
INF761K01HE4

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: Nifty Financial Services TR INR

Jan 2026Aug 2026
Growth of ₹100, Bank of India Banking & Financial Services Fund versus Sectoral/ Thematic average.

Bank of India Banking & Financial Services Fund

₹99

1% on ₹100

Sectoral/ Thematic average

₹100

0% on ₹100

Returns vs category

WindowFundCategory avgGap
3 months3.34%
6 months-3.60%

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Right now

-3.7% below peak

Jan 2026Deepest: -14.3%Aug 2026

Where the money actually is

Equity

96.2%

Cash

3.8%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

35 positions · top 10 = 56.1%

Market-cap mix

Large 67.3%Mid 12.1%Small 16.8%Other 3.8%

as of 31 Jul 2026

Holdings by sector

  • Financial Services(9 in top 10)90.3%
    • ICICI Bank Ltd13.19%
    • HDFC Bank Ltd11.10%
    • State Bank of India8.56%
    • Bajaj Finance Ltd4.24%
    • Shriram Finance Ltd3.78%
    • ICICI Prudential Asset Management Co Ltd3.26%
    • HDFC Asset Management Co Ltd3.09%
    • Indian Bank2.98%
    • City Union Bank Ltd2.97%
  • Technology5.8%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026.

Other top holdings

  • Treps3.25%

The businesses it owns

P/E (trailing)
16.9
P/B
2.4
Dividend yield
1.4%
Net margin
31.8%
Earnings growth
9.7%
Avg market cap
₹2.05 lakh crore

Money in, money out

Net flow, 3 months
7 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of Bank of India Banking & Financial Services Fund?
₹9.94 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of Bank of India Banking & Financial Services Fund?
1.13% a year for the Direct plan, as of 30 Jun 2026.
How large is Bank of India Banking & Financial Services Fund?
₹274 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
How risky is Bank of India Banking & Financial Services Fund?
Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
Who manages Bank of India Banking & Financial Services Fund?
Nilesh Jethani, managing this fund for 0.5 years.

Where this fund sits

Other Sectoral/ Thematic funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Financial Services TR INR) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.