Bank of India Business Cycle Fund
NAV
₹10.01
as of 21 Aug 2026
Bank of India Business Cycle Fund is an open-ended Sectoral/ Thematic scheme from Bank of India Mutual Fund managing ₹461 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹10.01 as of 21 Aug 2026. The expense ratio is 1.01% a year. Managed by Alok Singh. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.01% / yr
- as of 30 Jun 2026
- Fund size
- ₹461 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- No
- Launched
- 30 Aug 2024
- ISIN
- INF761K01GF3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty 500 TRI
Bank of India Business Cycle Fund
₹100
+0% on ₹100 over 2.0 yrs
Sectoral/ Thematic average
₹106
+6% on ₹100 over 2.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 8.22% | – | – |
| 6 months | 10.61% | – | – |
| 1 year | 7.75% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -9.0%
- Median
- -1.8%
- Best
- 12.6%
13 windows over the last 24 months, stepped monthly; 39% ended positive. Worst window began 2 Sept 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-4.4% below peak
Where the money actually is
Equity
94.4%
Bonds
0.1%
Cash
5.6%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
54 positions · top 10 = 36.8%
Market-cap mix
Large 48.2%Mid 16.4%Small 29.8%Other 5.6%
as of 31 Jul 2026
Holdings by sector
Financial Services(2 in top 10)19.7%
- ICICI Bank Ltd5.57%
- State Bank of India5.15%
Consumer Cyclical(1 in top 10)17.9%
- Sky Gold and Diamonds Ltd3.27%
Utilities(2 in top 10)10.7%
- NTPC Ltd4.25%
- Power Grid Corp Of India Ltd2.92%
Healthcare(2 in top 10)8.7%
- Apollo Hospitals Enterprise Ltd3.50%
- Glenmark Pharmaceuticals Ltd2.91%
- Technology8.7%
- Basic Materials8.4%
Industrials(1 in top 10)8.3%
- Quality Power Electrical Equipments Ltd2.61%
- Consumer Defensive4.6%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 98.9% a year.
Other top holdings
- Treps5.56%
- Bharti Airtel Ltd4.02%
The businesses it owns
- P/E (trailing)
- 27.9
- P/B
- 4.2
- Dividend yield
- 1.0%
- Net margin
- 14.9%
- Earnings growth
- 11.6%
- Avg market cap
- ₹95,877 crore
Money in, money out
- Net flow, 12 months
- −₹118 cr
- Net flow, 3 months
- −₹23 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Business Cycle Fund?
- ₹10.01 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Business Cycle Fund?
- 1.01% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bank of India Business Cycle Fund?
- ₹461 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is Bank of India Business Cycle Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- Who manages Bank of India Business Cycle Fund?
- Alok Singh, managing this fund for 1.9 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND₹893 crore
- Kotak Quant Fund₹490 crore
- LIC MF Consumption Fund₹479 crore
- MahindraManulife Banking & Financial Services Fund₹460 crore
- quant PSU Fund₹450 crore
- Bank of India Consumption Fund₹373 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty 500 TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.