Bank of India Consumption Fund
NAV
₹11.56
as of 21 Aug 2026
Bank of India Consumption Fund is an open-ended Sectoral/ Thematic scheme from Bank of India Mutual Fund managing ₹373 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹11.56 as of 21 Aug 2026. The expense ratio is 1.08% a year. Managed by Nitin Gosar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.08% / yr
- as of 30 Jun 2026
- Fund size
- ₹373 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 20 Dec 2024
- ISIN
- INF761K01GI7
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty India Consumption TRI
Bank of India Consumption Fund
₹116
+16% on ₹100 over 1.7 yrs
Sectoral/ Thematic average
₹103
+3% on ₹100 over 1.7 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 8.61% | – | – |
| 6 months | 7.41% | – | – |
| 1 year | 3.48% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 0.4%
- Median
- 6.6%
- Best
- 17.2%
9 windows over the last 20 months, stepped monthly; 100% ended positive. Worst window began 1 Jul 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.3% below peak
Where the money actually is
Equity
97.0%
Bonds
0.1%
Cash
2.9%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
39 positions · top 10 = 54.5%
Market-cap mix
Large 45.4%Mid 27.9%Small 22.8%Other 3.9%
as of 31 Jul 2026
Holdings by sector
Consumer Cyclical(4 in top 10)31.9%
- Mahindra & Mahindra Ltd4.98%
- Maruti Suzuki India Ltd4.52%
- FSN E-Commerce Ventures Ltd4.05%
- Stylam Industries Ltd2.99%
Consumer Defensive(3 in top 10)27.5%
- ITC Ltd8.77%
- Britannia Industries Ltd6.73%
- United Spirits Ltd4.69%
Communication Services(2 in top 10)15.4%
- Bharti Airtel Ltd10.11%
- Tips Music Ltd2.89%
- Healthcare9.8%
Technology(1 in top 10)5.3%
- Dixon Technologies (India) Ltd4.77%
- Financial Services3.5%
- Utilities2.0%
- Basic Materials1.7%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 17.1% a year.
The businesses it owns
- P/E (trailing)
- 32.2
- P/B
- 6.7
- Dividend yield
- 1.6%
- Net margin
- 13.6%
- Earnings growth
- 11.0%
- Avg market cap
- ₹97,058 crore
Money in, money out
- Net flow, 12 months
- −₹19 cr
- Net flow, 3 months
- −₹28 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Consumption Fund?
- ₹11.56 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Consumption Fund?
- 1.08% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bank of India Consumption Fund?
- ₹373 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is Bank of India Consumption Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- Who manages Bank of India Consumption Fund?
- Nitin Gosar, managing this fund for 1.6 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND₹893 crore
- Bank of India Business Cycle Fund₹461 crore
- ITI Banking and Financial Services Fund₹386 crore
- Bajaj Finserv Healthcare Fund₹377 crore
- ITI Bharat Consumption Fund₹370 crore
- quant Commodities Fund₹360 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty India Consumption TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.