Bank of India Consumption Fund
NAV
₹10.91
as of 6 Oct 2026
Bank of India Consumption Fund is an open-ended Sectoral/ Thematic scheme from Bank of India Mutual Fund managing ₹370 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹10.91 as of 6 Oct 2026. The expense ratio is 1.56% a year. Managed by Nitin Gosar. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.56% / yr
- as of 31 Aug 2026
- Fund size
- ₹370 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 20 Dec 2024
- ISIN
- INF761K01GI7
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: Nifty India Consumption TRI
Bank of India Consumption Fund
₹108
+8% on ₹100 over 1.8 yrs
Sectoral/ Thematic average
₹94
−6% on ₹100 over 1.8 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -3.14% | – | – |
| 6 months | 4.95% | – | – |
| 1 year | -4.08% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -4.0%
- Median
- 3.5%
- Best
- 17.2%
11 windows over the last 22 months, stepped monthly; 91% ended positive. Worst window began 1 Oct 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Right now
-7.5% below peak
Where the money actually is
Equity
97.8%
Bonds
0.1%
Cash
2.1%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
39 positions · top 10 = 54.1%
Market-cap mix
Large 43.8%Mid 28.3%Small 22.8%Other 5.1%
as of 31 Aug 2026
Holdings by sector
Consumer Cyclical(3 in top 10)32.0%
- Mahindra & Mahindra Ltd4.85%
- Maruti Suzuki India Ltd4.35%
- FSN E-Commerce Ventures Ltd4.28%
Consumer Defensive(3 in top 10)26.5%
- ITC Ltd8.05%
- Britannia Industries Ltd6.59%
- United Spirits Ltd4.65%
Communication Services(1 in top 10)14.6%
- Bharti Airtel Ltd9.37%
Healthcare(1 in top 10)10.9%
- Entero Healthcare Solutions Ltd4.03%
Technology(1 in top 10)6.6%
- Dixon Technologies (India) Ltd5.09%
Financial Services(1 in top 10)3.9%
- PB Fintech Ltd2.86%
- Utilities1.9%
- Basic Materials1.6%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 40.1% a year.
The businesses it owns
- P/E (trailing)
- 31.0
- P/B
- 6.6
- Dividend yield
- 1.5%
- Net margin
- 13.1%
- Earnings growth
- 11.8%
- Avg market cap
- ₹90,018 crore
Money in, money out
- Net flow, 12 months
- −₹23 cr
- Net flow, 3 months
- −₹21 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Consumption Fund?
- ₹10.91 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Consumption Fund?
- 1.56% a year for the Direct plan, as of 31 Aug 2026.
- How large is Bank of India Consumption Fund?
- ₹370 crore under management as of 31 Aug 2026, in the Sectoral/ Thematic category.
- How risky is Bank of India Consumption Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- Who manages Bank of India Consumption Fund?
- Nitin Gosar, managing this fund for 1.7 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,338 crore
- ICICI Prudential Business Cycle Fund₹15,873 crore
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND₹949 crore
- Bank of India Business Cycle Fund₹463 crore
- ITI Banking and Financial Services Fund₹388 crore
- ITI Bharat Consumption Fund₹370 crore
- quant Commodities Fund₹360 crore
- Nippon India Japan Equity Fund₹353 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty India Consumption TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.