ICICI Prudential Regular Savings Fund
NAV
₹87.99
as of 21 Aug 2026
ICICI Prudential Regular Savings Fund is an open-ended Conservative Hybrid Fund scheme from ICICI Prudential Mutual Fund managing ₹3,356 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹87.99 as of 21 Aug 2026. The expense ratio is 0.8% a year. Managed by Manish Banthia. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.8% / yr
- as of 30 Jun 2026
- Fund size
- ₹3,356 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 30 Mar 2004
- ISIN
- INF109K01S39
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Conservative Benchmark
ICICI Prudential Regular Savings Fund
₹154
+54% on ₹100 over 5.0 yrs
Conservative Hybrid Fund average
₹148
+48% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.28% | 2.91% | -0.63 |
| 6 months | 2.12% | 2.19% | -0.07 |
| 1 year | 4.48% | 4.53% | -0.05 |
| 3 years (CAGR) | 9.53% | 8.62% | +0.91 |
| 5 years (CAGR) | 9.11% | 8.35% | +0.76 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 4.4%
- Median
- 9.0%
- Best
- 16.7%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 9.6%
- Median
- 10.7%
- Best
- 12.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.86
- Sharpe ratio (5Y)
- 0.96
- Sortino ratio (3Y)
- 1.35 vs category 0.47
- Standard deviation (3Y)
- 3.45%
- Beta (3Y)
- 0.86
- Alpha (3Y)
- 1.73%
- Deepest fall (5Y)
- -2.58%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-2.6%
Right now
-0.4% below peak
Ahead of its benchmark in 61% of months (window: 3y, monthly) — benchmark: Hybrid Conservative Benchmark, name shown only.
Where the money actually is
Equity
24.1%
Bonds
71.8%
Cash
3.8%
Other
0.3%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
147 positions · top 10 = 25.2%
Market-cap mix (equity sleeve)
Large 15.4%Mid 2.7%Small 6.0%Other 75.9%
as of 31 Jul 2026
Holdings by sector
Financial Services(1 in top 10)8.5%
- ICICI Bank Ltd1.59%
- Consumer Cyclical3.1%
- Consumer Defensive2.2%
- Communication Services1.9%
- Healthcare1.8%
- Basic Materials1.8%
- Industrials1.1%
- Technology1.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 20.9% vs category 118.8% a year.
Other top holdings
- 6.94% Govt Stock 2036matures 11 May 20364.49%
- 6.9% Govt Stock 2065matures 15 Apr 20654.09%
- Adani Enterprises Limitedmatures 24 Mar 20282.98%
- Manappuram Finance Limitedmatures 15 Dec 20272.95%
- Godrej Properties Limitedmatures 25 Jan 20282.25%
- National Bank For Agriculture And Rural Developmentmatures 31 Jan 20282.24%
- Yes Bank Limitedmatures 30 Sep 20261.93%
- 6.45% Govt Stock 2034matures 30 Oct 20341.64%
- Vedanta Limitedmatures 3 Dec 20271.51%
The debt it holds (debt sleeve)
- Yield to maturity
- 7.97% vs category 7.16%
- Modified duration
- 2.86 yrs vs category 4.16 yrs
- Average maturity
- 5.41 yrs vs category 7.01 yrs
- Average coupon
- 7.69%
- Government securities
- 25.2%
Credit quality
- AAA
- 38.4%
- AA
- 53.2%
- A
- 8.3%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹23 cr
- Net flow, 3 months
- −₹13 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of ICICI Prudential Regular Savings Fund?
- ₹87.99 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of ICICI Prudential Regular Savings Fund?
- 0.8% a year for the Direct plan, as of 30 Jun 2026.
- How large is ICICI Prudential Regular Savings Fund?
- ₹3,356 crore under management as of 31 Jul 2026, in the Conservative Hybrid Fund category.
- How risky is ICICI Prudential Regular Savings Fund?
- Its SEBI Riskometer reading is "High Risk". Mostly debt with a measured equity slice for growth.
- What are the 5-year returns of ICICI Prudential Regular Savings Fund?
- 9.11% a year over the last 5 years (Direct plan, CAGR), against a Conservative Hybrid Fund average of 8.35%. Past returns do not predict future returns.
- What is the worst 3-year return of ICICI Prudential Regular Savings Fund?
- 9.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 10.7% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages ICICI Prudential Regular Savings Fund?
- Manish Banthia, managing this fund for 12.9 years.
Where this fund sits
Its shelf, all funds
Ch · Conservative hybrid →
Mostly debt with a measured equity slice for growth.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Conservative Hybrid Fund funds
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- Parag Parikh Conservative Hybrid Fund₹3,473 crore
- HDFC Hybrid Debt Fund₹3,245 crore
- Kotak Debt Hybrid Fund₹2,860 crore
- UTI Conservative Hybrid Fund₹1,661 crore
- Aditya Birla Sun Life Regular Savings Fund₹1,501 crore
- Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1₹977 crore
- BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND₹944 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Conservative Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.