Kotak Debt Hybrid
NAV
₹70.26
as of 21 Aug 2026
Kotak Debt Hybrid is an open-ended Conservative Hybrid Fund scheme from Kotak Mahindra Mutual Fund managing ₹2,860 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹70.26 as of 21 Aug 2026. The expense ratio is 0.57% a year. Managed by Abhishek Bisen. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.57% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,860 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 2 Dec 2003
- ISIN
- INF174K01JZ1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Conservative Benchmark
Kotak Debt Hybrid
₹156
+56% on ₹100 over 5.0 yrs
Conservative Hybrid Fund average
₹148
+48% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 3.43% | 2.91% | +0.52 |
| 6 months | 1.57% | 2.19% | -0.62 |
| 1 year | 4.53% | 4.53% | 0.00 |
| 3 years (CAGR) | 9.45% | 8.62% | +0.83 |
| 5 years (CAGR) | 9.38% | 8.35% | +1.03 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 0.4%
- Median
- 9.0%
- Best
- 20.8%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 9.2%
- Median
- 11.2%
- Best
- 13.4%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.53
- Sharpe ratio (5Y)
- 0.68
- Sortino ratio (3Y)
- 0.77 vs category 0.47
- Standard deviation (3Y)
- 5.35%
- Beta (3Y)
- 1.39
- Alpha (3Y)
- 0.87%
- Deepest fall (5Y)
- -3.73%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-3.7%
Right now
-0.4% below peak
Ahead of its benchmark in 61% of months (window: 3y, monthly) — benchmark: Hybrid Conservative Benchmark, name shown only.
Where the money actually is
Equity
23.7%
Bonds
61.0%
Cash
14.7%
Other
0.6%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
130 positions · top 10 = 34.4%
Market-cap mix (equity sleeve)
Large 15.3%Mid 7.0%Small 1.2%Other 76.5%
as of 31 Jul 2026
Holdings by sector
- Financial Services7.9%
- Healthcare3.1%
- Consumer Cyclical2.5%
- Consumer Defensive2.0%
- Communication Services1.6%
- Industrials1.6%
- Technology1.4%
- Utilities1.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 139.2% vs category 118.8% a year.
Other top holdings
- Triparty Repo11.28%
- 7.24% Govt Stock 2055matures 18 Aug 20557.14%
- 6.9% Govt Stock 2065matures 15 Apr 20656.63%
- Jtpm Metal TRaders Limitedmatures 30 Apr 20303.76%
- National Bank For Agriculture And Rural Developmentmatures 17 Jul 20293.50%
- LIC Housing Finance Ltd. 0.0757%2.62%
- SIDDHIVINAYAK SECURITISATION TRUSTmatures 28 Sep 20302.58%
- SHIVSHAKTI SECURITISATION TRUSTmatures 28 Sep 20292.56%
- National Housing Bankmatures 2 Apr 20322.06%
- Tamil Nadu (Government of) 0.078%1.78%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 7.50% vs category 7.16%
- Modified duration
- 5.03 yrs vs category 4.16 yrs
- Average maturity
- 10.04 yrs vs category 7.01 yrs
- Average coupon
- 7.36%
- Government securities
- 34.7%
Credit quality
- AAA
- 83.2%
- AA
- 16.8%
- A
- 0.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹348 cr
- Net flow, 3 months
- −₹112 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Kotak Debt Hybrid?
- ₹70.26 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Kotak Debt Hybrid?
- 0.57% a year for the Direct plan, as of 30 Jun 2026.
- How large is Kotak Debt Hybrid?
- ₹2,860 crore under management as of 31 Jul 2026, in the Conservative Hybrid Fund category.
- How risky is Kotak Debt Hybrid?
- Its SEBI Riskometer reading is "High Risk". Mostly debt with a measured equity slice for growth.
- What are the 5-year returns of Kotak Debt Hybrid?
- 9.38% a year over the last 5 years (Direct plan, CAGR), against a Conservative Hybrid Fund average of 8.35%. Past returns do not predict future returns.
- What is the worst 3-year return of Kotak Debt Hybrid?
- 9.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 11.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Kotak Debt Hybrid?
- Abhishek Bisen, managing this fund for 18.4 years.
Where this fund sits
Its shelf, all funds
Ch · Conservative hybrid →
Mostly debt with a measured equity slice for growth.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Conservative Hybrid Fund funds
- SBI CONSERVATIVE HYBRID FUND₹10,210 crore
- Parag Parikh Conservative Hybrid Fund₹3,473 crore
- ICICI Prudential Regular Savings Fund₹3,356 crore
- HDFC Hybrid Debt Fund₹3,245 crore
- UTI Conservative Hybrid Fund₹1,661 crore
- Aditya Birla Sun Life Regular Savings Fund₹1,501 crore
- Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1₹977 crore
- BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND₹944 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Conservative Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.