Kotak Multi Asset Allocation Fund
NAV
₹16.22
as of 5 Oct 2026
Kotak Multi Asset Allocation Fund is an open-ended Multi Asset Allocation scheme from Kotak Mahindra Mutual Fund managing ₹15,283 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹16.22 as of 5 Oct 2026. The expense ratio is 0.61% a year. Managed by Abhishek Bisen. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.61% / yr
- as of 31 Aug 2026
- Fund size
- ₹15,283 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 22 Sept 2023
- ISIN
- INF174KA1PD4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: Hybrid Multi-Asset Allocation Benchmark
Kotak Multi Asset Allocation Fund
₹162
+62% on ₹100 over 3.0 yrs
Multi Asset Allocation average
₹133
+33% on ₹100 over 3.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -1.41% | -2.47% | +1.06 |
| 6 months | 1.81% | 4.39% | -2.58 |
| 1 year | 9.43% | 6.92% | +2.51 |
| 3 years (CAGR) | 17.34% | 14.37% | +2.97 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 2.5%
- Median
- 18.3%
- Best
- 39.1%
26 windows over the last 37 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 17.1%
- Median
- 17.7%
- Best
- 18.2%
2 windows over the last 37 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Right now
-6.6% below peak
Where the money actually is
Equity
70.2%
Bonds
4.9%
Cash
7.4%
Other
17.5%
Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.
What it owns
108 positions · top 10 = 36.2%
Market-cap mix (equity sleeve)
Large 37.2%Mid 16.4%Small 14.3%Other 32.1%
as of 31 Aug 2026
Holdings by sector
Financial Services(1 in top 10)18.7%
- State Bank of India3.60%
Consumer Cyclical(2 in top 10)11.3%
- Maruti Suzuki India Ltd2.70%
- Eternal Ltd2.55%
Consumer Defensive(1 in top 10)7.3%
- ITC Ltd2.47%
- Industrials5.4%
Utilities(1 in top 10)5.3%
- NTPC Ltd2.54%
- Communication Services5.2%
Technology(1 in top 10)5.1%
- Oracle Financial Services Software Ltd2.35%
- Basic Materials4.0%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 157.9% vs category 78.3% a year.
Other top holdings
- Kotak Silver ETF9.15%
- Triparty Repo5.13%
- Kotak Gold ETF4.99%
- Gold 1 Kg Fineness 0.995-Ct2026c3.57%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 6.48% vs category 6.67%
- Modified duration
- 2.61 yrs vs category 1.96 yrs
- Average maturity
- 6.88 yrs vs category 3.00 yrs
- Average coupon
- 7.41%
- Government securities
- 4.0%
Credit quality
- AAA
- 92.5%
- AA
- 7.5%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.
Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹5,104 cr
- Net flow, 3 months
- +₹1,190 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Kotak Multi Asset Allocation Fund?
- ₹16.22 per unit as of 5 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Kotak Multi Asset Allocation Fund?
- 0.61% a year for the Direct plan, as of 31 Aug 2026.
- How large is Kotak Multi Asset Allocation Fund?
- ₹15,283 crore under management as of 31 Aug 2026, in the Multi Asset Allocation category.
- How risky is Kotak Multi Asset Allocation Fund?
- Its SEBI Riskometer reading is "High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
- What is the worst 3-year return of Kotak Multi Asset Allocation Fund?
- 17.1% a year – the weakest of 2 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 17.7% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Kotak Multi Asset Allocation Fund?
- Abhishek Bisen, managing this fund for 3 years.
Where this fund sits
Its shelf, all funds
Ba · Balanced advantage →
The fund shifts between equity, debt and sometimes gold so you do not have to.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Multi Asset Allocation funds
- ICICI Prudential Multi Asset Allocation Fund₹87,833 crore
- SBI MULTI ASSET ALLOCATION FUND₹20,935 crore
- Nippon India Multi Asset Allocation Fund₹17,984 crore
- DSP Multi Asset Allocation Fund₹10,990 crore
- WhiteOak Capital Multi Asset Allocation Fund₹8,187 crore
- Aditya Birla Sun Life Multi Asset Allocation Fund₹7,618 crore
- UTI Multi Asset Allocation Fund₹7,063 crore
- Kotak Multi Asset Active FOF₹80 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Multi-Asset Allocation Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.