What is the NAV of SBI MULTI ASSET ALLOCATION FUND?

₹75.5 per unit as of 20 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of SBI MULTI ASSET ALLOCATION FUND?

0.74% a year for the Direct plan, as of 30 Jun 2026.

How large is SBI MULTI ASSET ALLOCATION FUND?

₹20,240 crore under management as of 31 Jul 2026, in the Multi Asset Allocation category.

How risky is SBI MULTI ASSET ALLOCATION FUND?

Its SEBI Riskometer reading is "High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.

What are the 5-year returns of SBI MULTI ASSET ALLOCATION FUND?

14.54% a year over the last 5 years (Direct plan, CAGR), against a Multi Asset Allocation average of 14.54%. Past returns do not predict future returns.

What is the worst 3-year return of SBI MULTI ASSET ALLOCATION FUND?

13.8% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 17.0% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages SBI MULTI ASSET ALLOCATION FUND?

Dinesh Balachandran, managing this fund for 4.8 years.

SBI MULTI ASSET ALLOCATION FUND

SBI Mutual FundDirectOpen-endedMulti Asset AllocationRiskometer: High Risk

NAV

₹75.5

as of 20 Aug 2026

SBI MULTI ASSET ALLOCATION FUND is an open-ended Multi Asset Allocation scheme from SBI Mutual Fund managing ₹20,240 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹75.5 as of 20 Aug 2026. The expense ratio is 0.74% a year. Managed by Dinesh Balachandran. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.74% / yr; as of 30 Jun 2026
Fund size: ₹20,240 crore; as of 31 Jul 2026
Exit load: 1%
SIP available: Yes
Launched: 21 Dec 2005
ISIN: INF200K01TZ3

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Multi-Asset Allocation Benchmark

Aug 2021Aug 2026

SBI MULTI ASSET ALLOCATION FUND

₹198

+98% on ₹100 over 5.0 yrs

Multi Asset Allocation average

₹162

+62% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	1.26%	3.28%	-2.02
6 months	0.71%	2.16%	-1.45
1 year	14.40%	15.05%	-0.65
3 years (CAGR)	16.58%	16.71%	-0.13
5 years (CAGR)	14.54%	14.54%	0.00

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 1.09
Sharpe ratio (5Y): 1.02
Sortino ratio (3Y): 1.77
Standard deviation (3Y): 8.34%
Deepest fall (5Y): -7.00%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Deepest fall

-7.0%

Right now

-0.4% below peak

Jul 2023Deepest: -8.1%Aug 2026

Where the money actually is

Equity

51.2%

Bonds

33.9%

Cash

5.0%

Other

9.9%

Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.

What it owns

132 positions · top 10 = 25.8%

Market-cap mix (equity sleeve)

Large 20.5%Mid 11.8%Small 19.0%Other 48.8%

as of 31 Jul 2026

Holdings by sector

Financial Services(3 in top 10)14.6%
- HDFC Bank Ltd1.95%
- Bandhan Bank Ltd1.76%
- Mahindra & Mahindra Financial Services Ltd1.76%
Consumer Cyclical5.4%
Healthcare4.8%
Real Estate(1 in top 10)4.6%
- Brookfield India Real Estate Trust2.56%
Utilities(1 in top 10)4.4%
- GAIL (India) Ltd2.09%
Energy3.7%
Basic Materials3.7%
Industrials(1 in top 10)3.4%
- Delhivery Ltd2.06%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 56.0% vs category 79.7% a year.

Other top holdings

SBI Gold ETF6.42%
Treps4.88%
SBI Silver ETF3.65%
6.94% Govt Stock 2036matures 11 May 20361.87%

The debt it holds (debt sleeve)

Yield to maturity: 7.54% vs category 6.67%
Modified duration: 1.72 yrs vs category 1.96 yrs
Average maturity: 2.25 yrs vs category 3.00 yrs
Average coupon: 7.62%
Government securities: 6.5%

Credit quality

AAA: 46.4%
AA: 48.3%
A: 5.3%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: +₹9,417 cr
Net flow, 3 months: +₹2,381 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of SBI MULTI ASSET ALLOCATION FUND?: ₹75.5 per unit as of 20 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of SBI MULTI ASSET ALLOCATION FUND?: 0.74% a year for the Direct plan, as of 30 Jun 2026.
How large is SBI MULTI ASSET ALLOCATION FUND?: ₹20,240 crore under management as of 31 Jul 2026, in the Multi Asset Allocation category.
How risky is SBI MULTI ASSET ALLOCATION FUND?: Its SEBI Riskometer reading is "High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
What are the 5-year returns of SBI MULTI ASSET ALLOCATION FUND?: 14.54% a year over the last 5 years (Direct plan, CAGR), against a Multi Asset Allocation average of 14.54%. Past returns do not predict future returns.
What is the worst 3-year return of SBI MULTI ASSET ALLOCATION FUND?: 13.8% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 17.0% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages SBI MULTI ASSET ALLOCATION FUND?: Dinesh Balachandran, managing this fund for 4.8 years.

Where this fund sits

Its shelf, all funds

Ba · Balanced advantage →

The fund shifts between equity, debt and sometimes gold so you do not have to.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Multi Asset Allocation funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Multi-Asset Allocation Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.