LIC MF ELSS Tax Saver
NAV
₹173.14
as of 21 Aug 2026
LIC MF ELSS Tax Saver is an open-ended ELSS scheme from LIC Mutual Fund managing ₹1,030 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹173.14 as of 21 Aug 2026. The expense ratio is 0.16% a year. Managed by Sumit Bhatnagar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.16% / yr
- as of 31 Mar 2026
- Fund size
- ₹1,030 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 3 Feb 1999
- ISIN
- INF767K01EM1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
LIC MF ELSS Tax Saver
₹168
+68% on ₹100 over 5.0 yrs
ELSS average
₹182
+82% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.80% | 5.71% | +1.09 |
| 6 months | -0.14% | 2.09% | -2.23 |
| 1 year | -1.22% | 2.03% | -3.25 |
| 3 years (CAGR) | 11.69% | 13.46% | -1.77 |
| 5 years (CAGR) | 10.94% | 12.99% | -2.05 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -6.5%
- Median
- 9.3%
- Best
- 41.7%
49 windows over the last 60 months, stepped monthly; 80% ended positive. Worst window began 1 Apr 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.8%
- Median
- 16.2%
- Best
- 21.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.39
- Sharpe ratio (5Y)
- 0.45
- Sortino ratio (3Y)
- 0.56 vs category 0.62
- Standard deviation (3Y)
- 14.96%
- Beta (3Y)
- 0.94
- Alpha (3Y)
- 0.03%
- Deepest fall (5Y)
- -16.48%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-16.5%
Right now
-4.5% below peak
Ahead of its benchmark in 47% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
96.8%
Cash
3.2%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
56 positions · top 10 = 39.8%
Market-cap mix
Large 58.3%Mid 15.6%Small 22.9%Other 3.2%
as of 31 Jul 2026
Holdings by sector
Financial Services(5 in top 10)28.3%
- ICICI Bank Ltd8.42%
- HDFC Bank Ltd6.65%
- Axis Bank Ltd4.09%
- Cholamandalam Investment and Finance Co Ltd3.79%
- State Bank of India3.20%
Consumer Cyclical(2 in top 10)27.1%
- SML Mahindra Ltd3.27%
- Eicher Motors Ltd2.56%
Industrials(2 in top 10)11.6%
- SRF Ltd2.85%
- Larsen & Toubro Ltd2.64%
- Healthcare11.5%
- Consumer Defensive6.2%
- Basic Materials6.0%
- Communication Services3.3%
- Technology1.6%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 8.4% vs category 35.8% a year.
Other top holdings
- Treps4.10%
The businesses it owns
- P/E (trailing)
- 28.1 vs category 24.3
- P/B
- 3.9 vs category 3.3
- Dividend yield
- 0.8% vs category 1.2%
- Net margin
- 15.7% vs category 17.4%
- Earnings growth
- 15.5%
- Avg market cap
- ₹1.42 lakh crore
Money in, money out
- Net flow, 12 months
- −₹59 cr
- Net flow, 3 months
- −₹15 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of LIC MF ELSS Tax Saver?
- ₹173.14 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of LIC MF ELSS Tax Saver?
- 0.16% a year for the Direct plan, as of 31 Mar 2026.
- How large is LIC MF ELSS Tax Saver?
- ₹1,030 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is LIC MF ELSS Tax Saver?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of LIC MF ELSS Tax Saver?
- 10.94% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
- What is the worst 3-year return of LIC MF ELSS Tax Saver?
- 10.8% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 16.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages LIC MF ELSS Tax Saver?
- Sumit Bhatnagar, managing this fund for 0.3 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS Tax Saver Fund₹32,592 crore
- SBI ELSS Tax Saver Fund₹32,300 crore
- Mirae Asset ELSS Tax Saver Fund₹26,049 crore
- BANK OF INDIA ELSS TAX SAVER₹1,395 crore
- Sundaram ELSS Tax Saver Fund₹1,296 crore
- Baroda BNP Paribas ELSS Tax Saver Fund₹917 crore
- Mahindra Manulife ELSS Tax Saver Fund₹904 crore
- LIC MF Unit Linked Insurance Scheme (ULIS) - Direct Plan - IDCW Reinvestment
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.