SBI ELSS Tax Saver FUND
NAV
₹446.71
as of 6 Oct 2026
SBI ELSS Tax Saver FUND is an open-ended ELSS scheme from SBI Mutual Fund managing ₹31,735 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹446.71 as of 6 Oct 2026. The expense ratio is 1.26% a year. Managed by Milind Agrawal. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.26% / yr
- as of 31 Aug 2026
- Fund size
- ₹31,735 crore
- as of 31 Aug 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 31 Mar 1993
- ISIN
- INF200K01UM9
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: BSE 500 Index
SBI ELSS Tax Saver FUND
₹187
+87% on ₹100 over 5.0 yrs
ELSS average
₹158
+58% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -7.50% | -4.27% | -3.23 |
| 6 months | -2.72% | 7.20% | -9.92 |
| 1 year | -6.20% | -2.27% | -3.93 |
| 3 years (CAGR) | 12.36% | 10.42% | +1.94 |
| 5 years (CAGR) | 13.52% | 10.04% | +3.48 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -5.6%
- Median
- 12.3%
- Best
- 61.6%
49 windows over the last 60 months, stepped monthly; 86% ended positive. Worst window began 1 Oct 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 12.1%
- Median
- 24.1%
- Best
- 30.5%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.63
- Sharpe ratio (5Y)
- 0.69
- Sortino ratio (3Y)
- 0.96 vs category 0.65
- Standard deviation (3Y)
- 15.31%
- Beta (3Y)
- 0.97
- Alpha (3Y)
- 3.37%
- Deepest fall (5Y)
- -15.16%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-15.2%
Right now
-10.7% below peak
Ahead of its benchmark in 53% of months (window: 3y, monthly) – benchmark: BSE 500 Index, name shown only.
Where the money actually is
Equity
97.0%
Cash
3.0%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
91 positions · top 10 = 39.8%
Market-cap mix
Large 64.7%Mid 16.7%Small 14.9%Other 3.8%
as of 31 Aug 2026
Holdings by sector
Financial Services(4 in top 10)37.0%
- ICICI Bank Ltd7.79%
- Kotak Mahindra Bank Ltd6.70%
- HDFC Bank Ltd6.27%
- Bajaj Finance Ltd2.88%
- Consumer Cyclical11.3%
Industrials(1 in top 10)10.8%
- Larsen & Toubro Ltd2.89%
Energy(2 in top 10)7.9%
- Reliance Industries Ltd3.93%
- Adani Enterprises Ltd3.09%
Healthcare(1 in top 10)7.3%
- Cipla Ltd2.11%
- Basic Materials6.3%
- Technology5.2%
Utilities(1 in top 10)5.1%
- Torrent Power Ltd2.15%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 24.8% vs category 34.7% a year.
Other top holdings
- Treps2.31%
The businesses it owns
- P/E (trailing)
- 23.9 vs category 24.2
- P/B
- 3.0 vs category 3.3
- Dividend yield
- 1.1% vs category 1.1%
- Net margin
- 16.3% vs category 17.3%
- Earnings growth
- 12.0%
- Avg market cap
- ₹1.89 lakh crore
Money in, money out
- Net flow, 12 months
- +₹1,339 cr
- Net flow, 3 months
- +₹258 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of SBI ELSS Tax Saver FUND?
- ₹446.71 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of SBI ELSS Tax Saver FUND?
- 1.26% a year for the Direct plan, as of 31 Aug 2026.
- How large is SBI ELSS Tax Saver FUND?
- ₹31,735 crore under management as of 31 Aug 2026, in the ELSS category.
- How risky is SBI ELSS Tax Saver FUND?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of SBI ELSS Tax Saver FUND?
- 13.52% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 10.04%. Past returns do not predict future returns.
- What is the worst 3-year return of SBI ELSS Tax Saver FUND?
- 12.1% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 24.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages SBI ELSS Tax Saver FUND?
- Milind Agrawal, managing this fund for 0.7 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS- Tax Saver Fund₹32,667 crore
- Mirae Asset ELSS Tax Saver Fund₹26,373 crore
- DSP ELSS Tax Saver Fund₹16,666 crore
- HDFC ELSS - Tax Saver Fund₹15,992 crore
- Nippon India ELSS Tax Saver Fund₹14,718 crore
- Aditya Birla Sun Life ELSS Tax Saver Fund₹14,543 crore
- ICICI Prudential ELSS - Tax Saver Fund₹14,286 crore
- Quant ELSS Tax Saver Fund₹13,382 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (BSE 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.