Aditya Birla Sun Life ELSS Tax Saver Fund
NAV
₹70.48
as of 21 Aug 2026
Aditya Birla Sun Life ELSS Tax Saver Fund is an open-ended ELSS scheme from Aditya Birla Sun Life Mutual Fund managing ₹14,660 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹70.48 as of 21 Aug 2026. The expense ratio is 0.83% a year. Managed by Dhaval Shah. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.83% / yr
- as of 30 Jun 2026
- Fund size
- ₹14,660 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 29 Mar 1996
- ISIN
- INF209K01UN8
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
Aditya Birla Sun Life ELSS Tax Saver Fund
₹162
+62% on ₹100 over 5.0 yrs
ELSS average
₹182
+82% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 5.51% | 5.71% | -0.20 |
| 6 months | 1.39% | 2.09% | -0.70 |
| 1 year | 2.74% | 2.03% | +0.71 |
| 3 years (CAGR) | 13.19% | 13.46% | -0.27 |
| 5 years (CAGR) | 9.94% | 12.99% | -3.05 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -6.3%
- Median
- 8.1%
- Best
- 39.6%
49 windows over the last 60 months, stepped monthly; 82% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.2%
- Median
- 14.5%
- Best
- 19.5%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Feb 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.47
- Sharpe ratio (5Y)
- 0.33
- Sortino ratio (3Y)
- 0.70 vs category 0.62
- Standard deviation (3Y)
- 14.44%
- Beta (3Y)
- 0.94
- Alpha (3Y)
- 0.98%
- Deepest fall (5Y)
- -17.59%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-17.6%
Right now
-0.9% below peak
Ahead of its benchmark in 47% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
98.2%
Bonds
1.2%
Cash
0.6%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
66 positions · top 10 = 40.2%
Market-cap mix
Large 63.6%Mid 14.5%Small 20.1%Other 1.8%
as of 31 Jul 2026
Holdings by sector
Financial Services(5 in top 10)33.0%
- ICICI Bank Ltd7.59%
- HDFC Bank Ltd6.15%
- Axis Bank Ltd3.57%
- State Bank of India3.40%
- The Federal Bank Ltd3.00%
Consumer Cyclical(2 in top 10)14.1%
- Mahindra & Mahindra Ltd2.93%
- Eternal Ltd2.90%
Technology(1 in top 10)10.8%
- Infosys Ltd3.92%
- Healthcare9.6%
- Consumer Defensive8.1%
- Industrials5.9%
- Basic Materials5.6%
Energy(1 in top 10)3.8%
- Reliance Industries Ltd3.80%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 27.4% vs category 35.8% a year.
Other top holdings
- Bharti Airtel Ltd2.91%
The businesses it owns
- P/E (trailing)
- 24.4 vs category 24.3
- P/B
- 3.5 vs category 3.3
- Dividend yield
- 1.2% vs category 1.2%
- Net margin
- 16.9% vs category 17.4%
- Earnings growth
- 12.6%
- Avg market cap
- ₹1.86 lakh crore
Money in, money out
- Net flow, 12 months
- −₹296 cr
- Net flow, 3 months
- −₹285 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life ELSS Tax Saver Fund?
- ₹70.48 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life ELSS Tax Saver Fund?
- 0.83% a year for the Direct plan, as of 30 Jun 2026.
- How large is Aditya Birla Sun Life ELSS Tax Saver Fund?
- ₹14,660 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is Aditya Birla Sun Life ELSS Tax Saver Fund?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of Aditya Birla Sun Life ELSS Tax Saver Fund?
- 9.94% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life ELSS Tax Saver Fund?
- 10.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Feb 2022. The median was 14.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life ELSS Tax Saver Fund?
- Dhaval Shah, managing this fund for 1.8 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS Tax Saver Fund₹32,592 crore
- SBI ELSS Tax Saver Fund₹32,300 crore
- Mirae Asset ELSS Tax Saver Fund₹26,049 crore
- DSP ELSS Tax Saver Fund₹16,738 crore
- HDFC ELSS Tax saver₹16,095 crore
- Nippon India ELSS Tax Saver Fund₹14,910 crore
- ICICI Prudential ELSS Tax Saver Fund₹14,292 crore
- Quant ELSS Tax Saver Fund₹13,382 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.