LIC MF Low Duration Fund
NAV
₹46.09
as of 21 Aug 2026
LIC MF Low Duration Fund is an open-ended Low Duration Fund scheme from LIC Mutual Fund managing ₹1,748 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹46.09 as of 21 Aug 2026. The expense ratio is 0.23% a year. Managed by Rahul Singh. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.23% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,748 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 29 May 2003
- ISIN
- INF767K01FM8
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
LIC MF Low Duration Fund
₹137
+37% on ₹100 over 5.0 yrs
Low Duration Fund average
₹131
+31% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.19% | – | – |
| 6 months | 3.28% | – | – |
| 1 year | 6.41% | – | – |
| 3 years (CAGR) | 7.37% | – | – |
| 5 years (CAGR) | 6.48% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 3.6%
- Median
- 7.3%
- Best
- 8.4%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 5.9%
- Median
- 7.4%
- Best
- 7.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Aug 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.40
- Sharpe ratio (5Y)
- 0.88
- Sortino ratio (3Y)
- 3.64 vs category 1.93
- Standard deviation (3Y)
- 0.62%
Where the money actually is
Bonds
46.4%
Cash
53.3%
Other
0.3%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
55 positions · top 10 = 24.4%
Top holdings
- Punjab National Bankmatures 3 Sep 20275.49%
- Rec Limitedmatures 30 Apr 20274.38%
- 29/10/2026 Maturing 364 DTBmatures 29 Oct 20264.24%
- Time Technoplast Limited4.16%
- Treps3.58%
- ICICI Bank Limitedmatures 27 Jan 20273.32%
- 360 One Prime Limitedmatures 10 Sep 20273.08%
- Bharti Telecom Limitedmatures 15 Oct 20273.01%
- 360 One Prime Limitedmatures 25 Jul 20282.87%
- Rec Limitedmatures 30 Jun 20272.86%
Holdings as of 31 Jul 2026. Portfolio turnover 232.1% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 6.90% vs category 7.11%
- Modified duration
- 0.84 yrs vs category 0.89 yrs
- Average maturity
- 0.90 yrs vs category 1.09 yrs
- Average coupon
- 7.31%
- Government securities
- 13.8%
Credit quality
- AAA
- 91.5%
- AA
- 8.5%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹82 cr
- Net flow, 3 months
- +₹26 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of LIC MF Low Duration Fund?
- ₹46.09 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of LIC MF Low Duration Fund?
- 0.23% a year for the Direct plan, as of 30 Jun 2026.
- How large is LIC MF Low Duration Fund?
- ₹1,748 crore under management as of 31 Jul 2026, in the Low Duration Fund category.
- How risky is LIC MF Low Duration Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of LIC MF Low Duration Fund?
- 6.48% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of LIC MF Low Duration Fund?
- 5.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Aug 2021. The median was 7.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages LIC MF Low Duration Fund?
- Rahul Singh, managing this fund for 10.9 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Low Duration Fund funds
- ICICI Prudential Savings Fund₹21,735 crore
- HDFC Low Duration Fund₹18,420 crore
- SBI LOW DURATION FUND₹13,102 crore
- Kotak Low Duration Fund₹12,083 crore
- Tata Treasury Advantage Fund₹2,240 crore
- Mirae Asset Low Duration Fund₹2,085 crore
- Invesco India Low Duration Fund₹1,640 crore
- Canara Robeco Savings Fund₹1,086 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.