NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND
NAV
₹14.76
as of 21 Aug 2026
NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND is an open-ended ELSS scheme from Navi Mutual Fund managing ₹158 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹14.76 as of 21 Aug 2026. The expense ratio is 0.2% a year. Managed by Ashutosh Shirwaikar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.2% / yr
- as of 30 Jun 2026
- Fund size
- ₹158 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 21 Mar 2023
- ISIN
- INF959L01GR6
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 50 Index
NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND
₹146
+46% on ₹100 over 3.4 yrs
ELSS average
₹143
+43% on ₹100 over 3.4 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.76% | 2.77% | -0.01 |
| 6 months | -5.13% | -5.12% | -0.01 |
| 1 year | -2.45% | -2.44% | -0.01 |
| 3 years (CAGR) | 8.67% | 8.66% | +0.01 |
Category average across 21 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -5.2%
- Median
- 8.7%
- Best
- 33.2%
30 windows over the last 41 months, stepped monthly; 73% ended positive. Worst window began 1 Jul 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.5%
- Median
- 9.6%
- Best
- 14.3%
6 windows over the last 41 months, stepped monthly; 100% ended positive. Worst window began 3 Jul 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.19
- Sortino ratio (3Y)
- 0.27 vs category 0.62
- Standard deviation (3Y)
- 13.66%
- Beta (3Y)
- 0.87
- Alpha (3Y)
- -2.74%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-14.7%
Right now
-7.3% below peak
Ahead of its benchmark in 39% of months (window: 3y, monthly) — benchmark: NIFTY 50 Index, name shown only.
Where the money actually is
Equity
99.8%
Cash
0.3%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
51 positions · top 10 = 53.5%
Market-cap mix
Large 98.2%Mid 1.5%Other 0.3%
as of 30 Jun 2026
Holdings by sector
Financial Services(5 in top 10)36.9%
- HDFC Bank Ltd11.15%
- ICICI Bank Ltd8.99%
- State Bank of India3.87%
- Axis Bank Ltd3.53%
- Kotak Mahindra Bank Ltd2.64%
- Consumer Cyclical11.1%
Energy(1 in top 10)10.6%
- Reliance Industries Ltd7.98%
Industrials(1 in top 10)8.1%
- Larsen & Toubro Ltd4.43%
Technology(1 in top 10)7.4%
- Infosys Ltd3.20%
- Basic Materials7.1%
Consumer Defensive(1 in top 10)5.8%
- ITC Ltd2.52%
Communication Services(1 in top 10)5.1%
- Bharti Airtel Ltd5.14%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 6.7% vs category 35.3% a year.
The businesses it owns
- P/E (trailing)
- 21.3 vs category 23.7
- P/B
- 2.9 vs category 3.4
- Dividend yield
- 1.6% vs category 1.4%
- Net margin
- 18.8% vs category 18.5%
- Earnings growth
- 12.1%
- Avg market cap
- ₹5.22 lakh crore
Money in, money out
- Net flow, 12 months
- +₹60 cr
- Net flow, 3 months
- −₹0 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- ₹14.76 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- 0.2% a year for the Direct plan, as of 30 Jun 2026.
- How large is NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- ₹158 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What is the worst 3-year return of NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- 8.5% a year — the weakest of 6 overlapping 3-year holding periods, beginning 3 Jul 2023. The median was 9.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND?
- Ashutosh Shirwaikar, managing this fund for 2.7 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 50 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.