NJ ELSS Tax Saver Scheme
NAV
₹15.12
as of 21 Aug 2026
NJ ELSS Tax Saver Scheme is an open-ended ELSS scheme from NJ Mutual Fund managing ₹332 crore (as of 30 Jun 2026). Its Direct-plan NAV is ₹15.12 as of 21 Aug 2026. The expense ratio is 0.79% a year. Managed by Viral Shah. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.79% / yr
- as of 30 Jun 2026
- Fund size
- ₹332 crore
- as of 30 Jun 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 19 Jun 2023
- ISIN
- INF0J8L01115
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
NJ ELSS Tax Saver Scheme
₹151
+51% on ₹100 over 3.2 yrs
ELSS average
₹154
+54% on ₹100 over 3.2 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 5.57% | 5.71% | -0.14 |
| 6 months | 5.06% | 2.09% | +2.97 |
| 1 year | -0.98% | 2.03% | -3.01 |
| 3 years (CAGR) | 12.02% | 13.46% | -1.44 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -11.2%
- Median
- 1.1%
- Best
- 49.9%
27 windows over the last 38 months, stepped monthly; 56% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 12.2%
- Median
- 12.6%
- Best
- 12.7%
3 windows over the last 38 months, stepped monthly; 100% ended positive. Worst window began 19 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.42
- Sortino ratio (3Y)
- 0.63 vs category 0.62
- Standard deviation (3Y)
- 16.04%
- Beta (3Y)
- 0.96
- Alpha (3Y)
- 0.71%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-21.9%
Right now
-8.8% below peak
Ahead of its benchmark in 50% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
99.8%
Cash
0.2%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
27 positions · top 10 = 51.0%
Market-cap mix
Large 23.7%Mid 36.8%Small 39.3%Other 0.2%
as of 30 Jun 2026
Holdings by sector
Financial Services(1 in top 10)24.2%
- AU Small Finance Bank Ltd4.90%
- Healthcare20.9%
Consumer Cyclical(3 in top 10)15.6%
- Page Industries Ltd5.53%
- Bosch Ltd5.45%
- Hero MotoCorp Ltd4.63%
Basic Materials(2 in top 10)15.4%
- Pidilite Industries Ltd5.70%
- JSW Dulux Ltd5.38%
Consumer Defensive(1 in top 10)9.7%
- Marico Ltd5.31%
Industrials(2 in top 10)9.4%
- ABB India Ltd4.78%
- Great Eastern Shipping Co Ltd4.63%
Technology(1 in top 10)4.7%
- Mphasis Ltd4.67%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 41.8% vs category 35.8% a year.
The businesses it owns
- P/E (trailing)
- 22.7 vs category 24.3
- P/B
- 5.2 vs category 3.3
- Dividend yield
- 1.7% vs category 1.2%
- Net margin
- 27.1% vs category 17.4%
- Earnings growth
- 13.9%
- Avg market cap
- ₹49,134 crore
Money in, money out
- Net flow, 12 months
- +₹67 cr
- Net flow, 3 months
- +₹9 cr
as of 30 Jun 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of NJ ELSS Tax Saver Scheme?
- ₹15.12 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of NJ ELSS Tax Saver Scheme?
- 0.79% a year for the Direct plan, as of 30 Jun 2026.
- How large is NJ ELSS Tax Saver Scheme?
- ₹332 crore under management as of 30 Jun 2026, in the ELSS category.
- How risky is NJ ELSS Tax Saver Scheme?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What is the worst 3-year return of NJ ELSS Tax Saver Scheme?
- 12.2% a year — the weakest of 3 overlapping 3-year holding periods, beginning 19 Jun 2023. The median was 12.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages NJ ELSS Tax Saver Scheme?
- Viral Shah, managing this fund for 3.1 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.