PGIM India ELSS Tax Saver Fund
NAV
₹39.11
as of 6 Oct 2026
PGIM India ELSS Tax Saver Fund is an open-ended ELSS scheme from PGIM India Mutual Fund managing ₹718 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹39.11 as of 6 Oct 2026. The expense ratio is 1.15% a year. Managed by Vinay Paharia. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.15% / yr
- as of 31 Aug 2026
- Fund size
- ₹718 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 11 Dec 2015
- ISIN
- INF663L01FN5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
PGIM India ELSS Tax Saver Fund
₹153
+53% on ₹100 over 5.0 yrs
ELSS average
₹158
+58% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -3.32% | -4.27% | +0.95 |
| 6 months | 4.79% | 7.20% | -2.41 |
| 1 year | -3.03% | -2.27% | -0.76 |
| 3 years (CAGR) | 8.33% | 10.42% | -2.09 |
| 5 years (CAGR) | 8.92% | 10.04% | -1.12 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -4.3%
- Median
- 8.3%
- Best
- 32.0%
49 windows over the last 60 months, stepped monthly; 88% ended positive. Worst window began 2 Jun 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.3%
- Median
- 13.3%
- Best
- 19.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.34
- Sharpe ratio (5Y)
- 0.41
- Sortino ratio (3Y)
- 0.50 vs category 0.65
- Standard deviation (3Y)
- 14.83%
- Beta (3Y)
- 0.93
- Alpha (3Y)
- -0.96%
- Deepest fall (5Y)
- -16.15%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-16.1%
Right now
-6.0% below peak
Ahead of its benchmark in 42% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
96.8%
Cash
3.1%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
93 positions · top 10 = 37.7%
Market-cap mix
Large 56.3%Mid 19.7%Small 20.8%Other 3.1%
as of 31 Jul 2026
Holdings by sector
Financial Services(5 in top 10)30.1%
- ICICI Bank Ltd7.18%
- HDFC Bank Ltd7.01%
- Bajaj Finance Ltd3.32%
- State Bank of India2.58%
- Kotak Mahindra Bank Ltd2.28%
- Consumer Cyclical12.6%
Industrials(1 in top 10)11.5%
- Larsen & Toubro Ltd2.37%
- Healthcare9.8%
Technology(1 in top 10)8.3%
- Infosys Ltd3.17%
- Basic Materials7.7%
- Consumer Defensive5.1%
Communication Services(1 in top 10)4.8%
- Bharti Airtel Ltd4.08%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 24.6% vs category 34.7% a year.
Other top holdings
- Reliance Industries Ltd3.44%
- Clearing Corporation Of India Ltd.2.83%
The businesses it owns
- P/E (trailing)
- 27.4 vs category 24.2
- P/B
- 3.9 vs category 3.3
- Dividend yield
- 1.0% vs category 1.1%
- Net margin
- 17.4% vs category 17.3%
- Earnings growth
- 12.7%
- Avg market cap
- ₹1.75 lakh crore
Money in, money out
- Net flow, 12 months
- −₹53 cr
- Net flow, 3 months
- −₹19 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of PGIM India ELSS Tax Saver Fund?
- ₹39.11 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of PGIM India ELSS Tax Saver Fund?
- 1.15% a year for the Direct plan, as of 31 Aug 2026.
- How large is PGIM India ELSS Tax Saver Fund?
- ₹718 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is PGIM India ELSS Tax Saver Fund?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of PGIM India ELSS Tax Saver Fund?
- 8.92% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 10.04%. Past returns do not predict future returns.
- What is the worst 3-year return of PGIM India ELSS Tax Saver Fund?
- 8.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 13.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages PGIM India ELSS Tax Saver Fund?
- Vinay Paharia, managing this fund for 3.4 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS- Tax Saver Fund₹32,667 crore
- SBI ELSS Tax Saver Fund₹31,735 crore
- Mirae Asset ELSS Tax Saver Fund₹26,373 crore
- DSP ELSS Tax Saver Fund₹16,666 crore
- Mahindra Manulife ELSS Tax Saver Fund₹904 crore
- Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund₹861 crore
- WhiteOak Capital ELSS Tax Saver Fund₹494 crore
- ITI ELSS Tax Saver Fund₹463 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.