PGIM India ELSS Tax Saver Fund
NAV
₹40.98
as of 21 Aug 2026
PGIM India ELSS Tax Saver Fund is an open-ended ELSS scheme from PGIM India Mutual Fund managing ₹718 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹40.98 as of 21 Aug 2026. The expense ratio is 1.35% a year. Managed by Vinay Paharia. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.35% / yr
- as of 30 Jun 2026
- Fund size
- ₹718 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 11 Dec 2015
- ISIN
- INF663L01FN5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
PGIM India ELSS Tax Saver Fund
₹175
+75% on ₹100 over 5.0 yrs
ELSS average
₹182
+82% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 8.11% | 5.71% | +2.40 |
| 6 months | 3.83% | 2.09% | +1.74 |
| 1 year | 1.36% | 2.03% | -0.67 |
| 3 years (CAGR) | 10.78% | 13.46% | -2.68 |
| 5 years (CAGR) | 11.86% | 12.99% | -1.13 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -4.3%
- Median
- 9.6%
- Best
- 32.0%
49 windows over the last 60 months, stepped monthly; 90% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 9.4%
- Median
- 14.1%
- Best
- 19.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.28
- Sharpe ratio (5Y)
- 0.45
- Sortino ratio (3Y)
- 0.42 vs category 0.62
- Standard deviation (3Y)
- 14.85%
- Beta (3Y)
- 0.93
- Alpha (3Y)
- -1.56%
- Deepest fall (5Y)
- -16.15%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-16.1%
Right now
-0.6% below peak
Ahead of its benchmark in 42% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
98.3%
Bonds
0.1%
Cash
1.5%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
95 positions · top 10 = 36.3%
Market-cap mix
Large 55.1%Mid 21.4%Small 21.8%Other 1.6%
as of 30 Jun 2026
Holdings by sector
Financial Services(5 in top 10)30.1%
- HDFC Bank Ltd7.52%
- ICICI Bank Ltd6.93%
- Bajaj Finance Ltd2.95%
- State Bank of India2.60%
- Kotak Mahindra Bank Ltd2.31%
Industrials(1 in top 10)12.8%
- Larsen & Toubro Ltd2.51%
Consumer Cyclical(1 in top 10)12.1%
- Eternal Ltd1.96%
- Healthcare11.7%
- Basic Materials7.7%
- Technology6.2%
Consumer Defensive(1 in top 10)6.2%
- Varun Beverages Ltd2.23%
Communication Services(1 in top 10)4.5%
- Bharti Airtel Ltd3.86%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 37.0% vs category 35.8% a year.
Other top holdings
- Reliance Industries Ltd3.42%
The businesses it owns
- P/E (trailing)
- 27.9 vs category 24.3
- P/B
- 4.0 vs category 3.3
- Dividend yield
- 0.8% vs category 1.2%
- Net margin
- 17.5% vs category 17.4%
- Earnings growth
- 13.5%
- Avg market cap
- ₹1.63 lakh crore
Money in, money out
- Net flow, 12 months
- −₹53 cr
- Net flow, 3 months
- −₹19 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of PGIM India ELSS Tax Saver Fund?
- ₹40.98 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of PGIM India ELSS Tax Saver Fund?
- 1.35% a year for the Direct plan, as of 30 Jun 2026.
- How large is PGIM India ELSS Tax Saver Fund?
- ₹718 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is PGIM India ELSS Tax Saver Fund?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of PGIM India ELSS Tax Saver Fund?
- 11.86% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
- What is the worst 3-year return of PGIM India ELSS Tax Saver Fund?
- 9.4% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 14.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages PGIM India ELSS Tax Saver Fund?
- Vinay Paharia, managing this fund for 3.3 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS Tax Saver Fund₹32,592 crore
- SBI ELSS Tax Saver Fund₹32,300 crore
- Mirae Asset ELSS Tax Saver Fund₹26,049 crore
- DSP ELSS Tax Saver Fund₹16,738 crore
- Mahindra Manulife ELSS Tax Saver Fund₹904 crore
- Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund₹861 crore
- WhiteOak Capital ELSS Tax Saver Fund₹474 crore
- ITI ELSS Tax Saver Fund₹455 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.